Person County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Person County, North Carolina? DLRadar grades every Person County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Person County breakdown.
- Person County's most distressed ZIP is 27231 at 28/100.
- 10 ZIP codes tracked in Person County, averaging 22/100 distress.
- Person County reads peak — home values up 1.3% year over year, 0.4% off peak.
- Vacancy runs 16.2% across Person County's tracked ZIPs, with a 13.8% poverty rate.
- The typical Person County home is worth about $253,780 against a ~$64,978 median income.
- Lending headwind in Person County sits at 36/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 27231 | 28/100 |
| 2 | 27572 | 25/100 |
| 3 | 27573 | 25/100 |
| 4 | 27574 | 25/100 |
| 5 | 27583 | 24/100 |
| 6 | 27343 | 23/100 |
| 7 | 27541 | 23/100 |
| 8 | 27291 | 18/100 |
| 9 | 27565 | 18/100 |
| 10 | 27305 | 13/100 |
Most distressed ZIP codes in Person County (composite distress 0-100, 2026)
What is driving Person County distress
DLRadar builds Person County's distress picture only from records anyone can pull; its ZIPs average 22/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Person County market phase and pricing
DLRadar places Person County in peak; prices moved up 1.3% over the year and remain 0.4% under peak. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Person County
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Questions and answers
Which Person County ZIP scores worst for distress?
ZIP 27231 leads Person County at 28/100, recomputed monthly from public records.
Which phase does Person County sit in right now?
Phase for Person County: peak, tracking a 1.3% gain year over year, read off the FHFA index.
Where does the Person County data come from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 10 ZIP codes in Person County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Person County ZIP codes?
The county figure is a blend, not a description. Across the Person County ZIPs DLRadar ranks, scores run from 28/100 in 27231 down to 13/100 in 27305, against a Person County average of 22/100. That 15-point gap is why acquisition targeting in Person County works at ZIP level rather than county level.
What do Person County home values and vacancy say about distressed supply?
The typical Person County home carries about $253,780 of value against a median household income near $64,978. Vacancy across Person County's tracked ZIPs runs 16.2% and the poverty rate is 13.8%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Person County's foreclosure and tax-lien filings and its 36/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.