Phelps County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Phelps County, NE distress report, 2026: 10 ZIPs scored in Phelps, NE, Phelps, NE average 15/100; the top Phelps, NE ZIP is 68863 at 26/100; Phelps, NE market phase peak, Phelps, NE prices +3.3% year over year.
- Phelps, NE ranks #2,889 nationally (opportunity index); Phelps, NE #78 in Nebraska; Phelps, NE index 23.9.
- Phelps, NE: no CFPB county sample; Phelps, NE non-metro area reading 0.8%.
- Phelps, NE ZIP phases: 10 peak.
- Phelps, NE residential listings tracked: 3 across 5 ZIPs; Phelps, NE candidate listings 0.
- Phelps, NE HUD assisted properties: 1 with 8 units.
- Phelps, NE lenders on watch: 5; largest Phelps, NE footprint First State Bank (2 branches).
- Phelps, NE most distressed ZIP: 68863 at 26/100.
Phelps, NE figures: DLRadar distress index; Phelps, NE inputs: CFPB, FHFA, HUD, FDIC; Phelps, NE rebuilt as sources refresh.
| Rank | Phelps, NE ZIP | Score |
|---|---|---|
| 1 | 68863 | 26/100 |
| 2 | 68836 | 18/100 |
| 3 | 68845 | 18/100 |
| 4 | 68923 | 14/100 |
| 5 | 68940 | 14/100 |
| 6 | 68949 | 14/100 |
| 7 | 68958 | 14/100 |
| 8 | 68982 | 14/100 |
| 9 | 68927 | 13/100 |
| 10 | 68924 | 8/100 |
Most distressed Phelps, NE ZIPs (0-100, 2026)
Mortgage delinquency around Phelps, NE
No CFPB county sample covers Phelps, NE; the non-metro area reading for Phelps, NE: 0.8% ninety-plus; Phelps, NE area thirty-to-eighty-nine 2.1% (December 2025, Phelps, NE); Nebraska overall 0.6%.
Opportunity index: Phelps, NE
Phelps, NE index 23.9, Phelps, NE phase weak; Phelps, NE primary driver construction, Phelps, NE second driver bank institutional. Phelps, NE components: property stress 7.5, foreclosure pressure 6.3, listing discounts 23.6, bank stress 52.8, insurance 0.0; Phelps, NE pulse 26.3; Phelps, NE capital opportunity 20.4.
ZIP market phases inside Phelps, NE
10 Phelps, NE ZIPs carry a price-cycle phase; Phelps, NE ZIPs by phase (Phelps, NE), deepest drawdown first: peak, +3.2% YoY (Phelps, NE): 68836, 68927; peak, +3.1% YoY (Phelps, NE): 68845, 68863, 68924; peak, +3.3% YoY (Phelps, NE): 68923, 68940, 68949, 68958, Phelps, NE 68982.
Residential listings by Phelps, NE ZIP
Phelps, NE ZIPs with the most tracked Phelps, NE residential listings: 68940 2 listings, 0 candidates, bank pressure 59; 68927 1 listings, 0 candidates, bank pressure 61; 68923 0 listings, 0 candidates, bank pressure 59; 68949 0 listings, 0 candidates, bank pressure 47 (Phelps, NE); 68958 0 listings, 0 candidates, bank pressure 59. Phelps, NE totals: 3 listings; Phelps, NE candidates 0; active ZIPs 2.
HUD assisted housing in Phelps, NE
1 assisted properties with 8 units sit in Phelps, NE; largest Phelps, NE properties: Mosaic Housing Corporation I (Holdrege) 8 units, 8 assisted.
Lenders with branches in Phelps, NE
Phelps, NE lenders by branch count: First State Bank (Phelps, NE): stress 27, 2 branches low in Phelps, NE; Lincoln Fsb Of Nebraska (Phelps, NE): stress 81, 1 branch low in Phelps, NE; Bruning Bank (Phelps, NE): stress 69, 1 branch low in Phelps, NE; Firstier Bank (Phelps, NE): stress 69, 1 branch low in Phelps, NE; Home Fs&La Of Grand Island (Phelps, NE): stress 60, 1 branch low in Phelps, NE.
Vacancy and permits, Phelps, NE
254 of 4,170 Phelps, NE housing units are vacant; Phelps, NE permits, twelve months: 0 multifamily units in Phelps, NE, 9 one-to-four unit units.
Work Phelps, NE at the parcel level
Every Phelps, NE parcel carries owner and address; every Phelps, NE parcel carries APN; Phelps, NE distress scores sit on the Phelps, NE live board.
Phelps, NE figures refresh with each source.
Phelps, NE questions
Most distressed ZIP code in Phelps County, NE?
ZIP 68863 leads Phelps, NE at 26/100; next in Phelps, NE: 68836 at 18/100; the Phelps, NE average is 15/100.
Where does Phelps County, NE rank for investment opportunity?
Phelps, NE is #2,889 among all ranked counties, #78 in Nebraska; the Phelps, NE driver is construction; Phelps, NE moved up 46 places.
How many mortgages are delinquent in Phelps County, NE?
Phelps, NE takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Phelps, NE.
Which banks lend in Phelps County, NE?
5 watched lenders hold Phelps, NE branches; the largest Phelps, NE footprints are First State Bank (2), Lincoln Fsb Of Nebraska (1), Bruning Bank (1).
More on Phelps, NE
Phelps County, NE distress report: public-record figures for Phelps, NE; not legal advice for Phelps, NE; not tax or investment advice; verify every Phelps, NE record before acting.