Pierce County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Pierce County, GA distress report, 2026: 7 ZIPs scored in Pierce, GA, Pierce, GA average 19/100; the top Pierce, GA ZIP is 31503 at 22/100; Pierce, GA market phase peak, Pierce, GA prices +1.2% year over year.
- Pierce, GA ranks #385 nationally (opportunity index); Pierce, GA #24 in Georgia; Pierce, GA index 34.0.
- Pierce, GA: no CFPB county sample; Pierce, GA non-metro area reading 1.3%.
- Pierce, GA ZIP phases: 7 peak.
- Pierce, GA residential listings tracked: 6 across 4 ZIPs; Pierce, GA candidate listings 1.
- Pierce, GA lenders on watch: 2; largest Pierce, GA footprint First Southern Bank (2 branches).
- Pierce, GA most distressed ZIP: 31503 at 22/100.
Pierce, GA figures: DLRadar distress index; Pierce, GA inputs: CFPB, FHFA, HUD, FDIC; Pierce, GA rebuilt as sources refresh.
| Rank | Pierce, GA ZIP | Score |
|---|---|---|
| 1 | 31503 | 22/100 |
| 2 | 31518 | 22/100 |
| 3 | 31516 | 19/100 |
| 4 | 31556 | 19/100 |
| 5 | 31557 | 19/100 |
| 6 | 31551 | 17/100 |
| 7 | 31510 | 14/100 |
Most distressed Pierce, GA ZIPs (0-100, 2026)
Mortgage delinquency around Pierce, GA
No CFPB county sample covers Pierce, GA; the non-metro area reading for Pierce, GA: 1.3% ninety-plus; Pierce, GA area thirty-to-eighty-nine 3.0% (December 2025, Pierce, GA); Georgia overall 1.3%.
Opportunity index: Pierce, GA
Pierce, GA index 34.0, Pierce, GA phase peak_opportunity; Pierce, GA primary driver vacancy, Pierce, GA second driver bank institutional. Pierce, GA components: property stress 22.3, foreclosure pressure 22.4, listing discounts 48.9, bank stress 55.1, insurance 0.0; Pierce, GA pulse 34.6; Pierce, GA capital opportunity 33.0; Pierce, GA seven-day change +0.2%.
ZIP market phases inside Pierce, GA
7 Pierce, GA ZIPs carry a price-cycle phase; Pierce, GA ZIPs by phase (Pierce, GA), deepest drawdown first: peak, +0.8% YoY, 0.7% off peak (Pierce, GA): 31503; peak, +1.1% YoY, 0.3% off peak (Pierce, GA): 31557; peak, +1.2% YoY, 0.0% off peak (Pierce, GA): 31516, 31556; peak, +1.8% YoY, 0.0% off peak (Pierce, GA): 31551; peak, +1.9% YoY, 0.0% off peak (Pierce, GA): 31518; peak, +2.3% YoY, 0.0% off peak (Pierce, GA): 31510.
Residential listings by Pierce, GA ZIP
Pierce, GA ZIPs with the most tracked Pierce, GA residential listings: 31516 3 listings, 1 candidates, bank pressure 55; 31557 3 listings, 0 candidates, bank pressure 49; 31551 0 listings, 0 candidates, bank pressure 48; 31556 0 listings, 0 candidates, bank pressure 55 (Pierce, GA). Pierce, GA totals: 6 listings; Pierce, GA candidates 1; active ZIPs 2.
Lenders with branches in Pierce, GA
Pierce, GA lenders by branch count: First Southern Bank (Pierce, GA): stress 74, 2 branches low in Pierce, GA; Primesouth Bank (Pierce, GA): stress 49, 1 branch low in Pierce, GA.
Vacancy and permits, Pierce, GA
938 of 8,543 Pierce, GA housing units are vacant; Pierce, GA permits, twelve months: 20 multifamily units in Pierce, GA, 70 one-to-four unit units.
Work Pierce, GA at the parcel level
Every Pierce, GA parcel carries owner and address; every Pierce, GA parcel carries APN; Pierce, GA distress scores sit on the Pierce, GA live board.
Pierce, GA figures refresh with each source.
Pierce, GA questions
Most distressed ZIP code in Pierce County, GA?
ZIP 31503 leads Pierce, GA at 22/100; next in Pierce, GA: 31518 at 22/100; the Pierce, GA average is 19/100.
Where does Pierce County, GA rank for investment opportunity?
Pierce, GA is #385 among all ranked counties, #24 in Georgia; the Pierce, GA driver is vacancy; Pierce, GA moved up 814 places.
How many mortgages are delinquent in Pierce County, GA?
Pierce, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Pierce, GA.
Which banks lend in Pierce County, GA?
2 watched lenders hold Pierce, GA branches; the largest Pierce, GA footprints are First Southern Bank (2), Primesouth Bank (1).
More on Pierce, GA
Pierce County, GA distress report: public-record figures for Pierce, GA; not legal advice for Pierce, GA; not tax or investment advice; verify every Pierce, GA record before acting.