Polk County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Polk County, NE distress report, 2026: 10 ZIPs scored in Polk, NE, Polk, NE average 16/100; the top Polk, NE ZIP is 68601 at 27/100; Polk, NE market phase peak, Polk, NE prices +3.3% year over year.
- Polk, NE ranks #1,775 nationally (opportunity index); Polk, NE #37 in Nebraska; Polk, NE index 28.5.
- Polk, NE: no CFPB county sample; Polk, NE non-metro area reading 0.8%.
- Polk, NE ZIP phases: 9 peak, 1 contraction.
- Polk, NE residential listings tracked: 2 across 5 ZIPs; Polk, NE candidate listings 1.
- Polk, NE lenders on watch: 3; largest Polk, NE footprint Cornerstone Bank (2 branches).
- Polk, NE most distressed ZIP: 68601 at 27/100.
Polk, NE figures: DLRadar distress index; Polk, NE inputs: CFPB, FHFA, HUD, FDIC; Polk, NE rebuilt as sources refresh.
| Rank | Polk, NE ZIP | Score |
|---|---|---|
| 1 | 68601 | 27/100 |
| 2 | 68651 | 17/100 |
| 3 | 68662 | 17/100 |
| 4 | 68666 | 17/100 |
| 5 | 68367 | 15/100 |
| 6 | 68628 | 15/100 |
| 7 | 68654 | 15/100 |
| 8 | 68663 | 15/100 |
| 9 | 68316 | 13/100 |
| 10 | 68658 | 11/100 |
Most distressed Polk, NE ZIPs (0-100, 2026)
Mortgage delinquency around Polk, NE
No CFPB county sample covers Polk, NE; the non-metro area reading for Polk, NE: 0.8% ninety-plus; Polk, NE area thirty-to-eighty-nine 2.1% (December 2025, Polk, NE); Nebraska overall 0.6%.
Opportunity index: Polk, NE
Polk, NE index 28.5, Polk, NE phase early_signal; Polk, NE primary driver construction, Polk, NE second driver bank institutional. Polk, NE components: property stress 18.8, foreclosure pressure 19.7, listing discounts 15.7, bank stress 58.2, insurance 0.0; Polk, NE pulse 35.2; Polk, NE capital opportunity 18.4; Polk, NE seven-day change +0.2%.
ZIP market phases inside Polk, NE
10 Polk, NE ZIPs carry a price-cycle phase; Polk, NE ZIPs by phase (Polk, NE), deepest drawdown first: contraction, -0.3% YoY, 1.1% off peak (Polk, NE): 68628; peak, +1.1% YoY, 0.7% off peak (Polk, NE): 68663; peak, +3.3% YoY (Polk, NE): 68316, 68651, 68654, 68658, Polk, NE 68662, 68666; peak, +3.0% YoY (Polk, NE): 68367; peak, +3.1% YoY (Polk, NE): 68601.
Residential listings by Polk, NE ZIP
Polk, NE ZIPs with the most tracked Polk, NE residential listings: 68662 2 listings, 1 candidates, bank pressure 57; 68367 0 listings, 0 candidates, bank pressure 56; 68651 0 listings, 0 candidates, bank pressure 44; 68654 0 listings, 0 candidates, bank pressure 52 (Polk, NE); 68666 0 listings, 0 candidates, bank pressure 52. Polk, NE totals: 2 listings; Polk, NE candidates 1; active ZIPs 0.
Lenders with branches in Polk, NE
Polk, NE lenders by branch count: Cornerstone Bank (Polk, NE): stress 69, 2 branches low in Polk, NE; Pinnacle Bank (Polk, NE): stress 62, 2 branches low in Polk, NE; Heritage Bank (Polk, NE): stress 0, 1 branch low in Polk, NE.
Vacancy and permits, Polk, NE
417 of 2,531 Polk, NE housing units are vacant; Polk, NE permits, twelve months: 0 multifamily units in Polk, NE, 14 one-to-four unit units.
Work Polk, NE at the parcel level
Every Polk, NE parcel carries owner and address; every Polk, NE parcel carries APN; Polk, NE distress scores sit on the Polk, NE live board.
Polk, NE figures refresh with each source.
Polk, NE questions
Most distressed ZIP code in Polk County, NE?
ZIP 68601 leads Polk, NE at 27/100; next in Polk, NE: 68651 at 17/100; the Polk, NE average is 16/100.
Where does Polk County, NE rank for investment opportunity?
Polk, NE is #1,775 among all ranked counties, #37 in Nebraska; the Polk, NE driver is construction; Polk, NE moved down 719 places.
How many mortgages are delinquent in Polk County, NE?
Polk, NE takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Polk, NE.
Which banks lend in Polk County, NE?
3 watched lenders hold Polk, NE branches; the largest Polk, NE footprints are Cornerstone Bank (2), Pinnacle Bank (2), Heritage Bank (1).
More on Polk, NE
Polk County, NE distress report: public-record figures for Polk, NE; not legal advice for Polk, NE; not tax or investment advice; verify every Polk, NE record before acting.