Polk County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Polk County, Nebraska? DLRadar grades every Polk County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Polk County breakdown.
- Polk County's most distressed ZIP is 68601 at 27/100.
- 10 ZIP codes tracked in Polk County, averaging 16/100 distress.
- Polk County reads peak — home values up 3.3% year over year.
- Vacancy runs 15.2% across Polk County's tracked ZIPs, with a 9.3% poverty rate.
- The typical Polk County home is worth about $168,770 against a ~$71,422 median income.
- Lending headwind in Polk County sits at 27/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 68601 | 27/100 |
| 2 | 68651 | 16/100 |
| 3 | 68662 | 16/100 |
| 4 | 68666 | 16/100 |
| 5 | 68628 | 15/100 |
| 6 | 68654 | 15/100 |
| 7 | 68663 | 15/100 |
| 8 | 68367 | 14/100 |
| 9 | 68316 | 12/100 |
| 10 | 68658 | 9/100 |
Most distressed ZIP codes in Polk County (composite distress 0-100, 2026)
What is driving Polk County distress
The Polk County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 16/100 ZIP average. No proprietary or modelled inputs enter the score.
Polk County market phase and pricing
Polk County reads peak — home prices rose 3.3% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Polk County
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Questions about this county
Where is distress highest inside Polk County, NE?
ZIP 68601 leads Polk County at 27/100, recomputed monthly from public records.
Where is Polk County in the housing cycle?
The market phase for Polk County is peak, prices rising 3.3% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Polk County numbers?
Polk County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 10 ZIPs are comparable to anywhere else.
How much do distress scores vary between Polk County ZIP codes?
A single county score papers over real variation. Across the Polk County ZIPs DLRadar ranks, scores run from 27/100 in 68601 down to 9/100 in 68658, against a Polk County average of 16/100. That 18-point gap is why acquisition targeting in Polk County works at ZIP level rather than county level.
What do Polk County home values and vacancy say about distressed supply?
The typical Polk County home carries about $168,770 of value against a median household income near $71,422. Vacancy across Polk County's tracked ZIPs runs 15.2% and the poverty rate is 9.3%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Polk County's foreclosure and tax-lien record and its 27/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.