Potter County, SD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Potter County, South Dakota? DLRadar grades every Potter County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 8/100. Here is the 2026 Potter County breakdown.
- Potter County's most distressed ZIP is 57450 at 8/100.
- 5 ZIP codes tracked in Potter County, averaging 5/100 distress.
- Potter County reads peak — home values up 2.2% year over year, 0.4% off peak.
- Vacancy runs 24.3% across Potter County's tracked ZIPs, with a 15% poverty rate.
- The typical Potter County home is worth about $122,340 against a ~$64,175 median income.
- Lending headwind in Potter County sits at 35/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 57450 | 8/100 |
| 2 | 57473 | 7/100 |
| 3 | 57442 | 5/100 |
| 4 | 57455 | 2/100 |
| 5 | 57475 | 2/100 |
Most distressed ZIP codes in Potter County (composite distress 0-100, 2026)
What is driving Potter County distress
The Potter County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 5/100 ZIP average. No proprietary or modelled inputs enter the score.
Potter County market phase and pricing
The cycle in Potter County is peak, with values up 2.2% year over year and 0.4% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Potter County
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What people ask
Which part of Potter County, SD scores highest for distress?
ZIP 57450 leads Potter County at 8/100, recomputed monthly from public records.
Is Potter County expanding or contracting?
The market phase for Potter County is peak, prices rising 2.2% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Potter County scores?
Every Potter County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 5 Potter County ZIP codes that it runs on every other U.S. county, so Potter County's numbers are directly comparable to any other market.
How much do distress scores vary between Potter County ZIP codes?
A county average hides the spread. Across the Potter County ZIPs DLRadar ranks, scores run from 8/100 in 57450 down to 2/100 in 57475, against a Potter County average of 5/100. With 6 points between best and worst, county-level targeting in Potter County wastes effort.
What do Potter County home values and vacancy say about distressed supply?
The typical Potter County home carries about $122,340 of value against a median household income near $64,175. Vacancy across Potter County's tracked ZIPs runs 24.3% and the poverty rate is 15%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Potter County's foreclosure and lien data and its 35/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.