Pueblo County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Pueblo County, CO distress report, 2026: 15 ZIPs scored in Pueblo, CO, Pueblo, CO average 38/100; the top Pueblo, CO ZIP is 81001 at 44/100; Pueblo, CO market phase contraction, Pueblo, CO prices -3.7% year over year.
- Pueblo, CO ranks #828 nationally (opportunity index); Pueblo, CO #9 in Colorado; Pueblo, CO index 31.9.
- Pueblo, CO ninety-day mortgage delinquency 2.0% in December 2025; Pueblo, CO twelve-month change +0.8%.
- Pueblo, CO ZIP phases: 13 contraction, 2 peak.
- Pueblo, CO residential listings tracked: 270 across 12 ZIPs; Pueblo, CO candidate listings 112.
- Pueblo, CO HUD assisted properties: 9 with 759 units.
- Pueblo, CO lenders on watch: 3; largest Pueblo, CO footprint Pb&T Bank (4 branches).
- Pueblo, CO most distressed ZIP: 81001 at 44/100.
Pueblo, CO figures: DLRadar distress index; Pueblo, CO inputs: CFPB, FHFA, HUD, FDIC; Pueblo, CO rebuilt as sources refresh.
| Rank | Pueblo, CO ZIP | Score |
|---|---|---|
| 1 | 81001 | 44/100 |
| 2 | 81003 | 44/100 |
| 3 | 81004 | 44/100 |
| 4 | 81005 | 44/100 |
| 5 | 81006 | 44/100 |
| 6 | 81007 | 44/100 |
| 7 | 81019 | 44/100 |
| 8 | 81022 | 44/100 |
| 9 | 81023 | 44/100 |
| 10 | 81025 | 44/100 |
| 11 | 81008 | 42/100 |
| 12 | 81039 | 26/100 |
Most distressed Pueblo, CO ZIPs (0-100, 2026)
Mortgage delinquency in Pueblo, CO
2.0% of Pueblo, CO mortgages were ninety-plus days late (Pueblo, CO, December 2025); Pueblo, CO thirty-to-eighty-nine days late: 1.9%; Pueblo, CO twelve-month change +0.8%; Pueblo, CO peak since 2008: 3.3% (October 2009); Colorado overall 0.7%. Pueblo, CO ninety-day series: Dec 24 1.2, Jan 25 2.2, Feb 25 2.3 (Pueblo, CO), Mar 25 2.4, Apr 25 1.7, May 25 1.9 (Pueblo, CO), Jun 25 1.5, Jul 25 1.7, Aug 25 1.6 (Pueblo, CO), Sep 25 1.6, Oct 25 2.3, Nov 25 2.1 (Pueblo, CO), Dec 25 2.0.
Opportunity index: Pueblo, CO
Pueblo, CO index 31.9, Pueblo, CO phase watchlist; Pueblo, CO primary driver construction, Pueblo, CO second driver bank institutional. Pueblo, CO components: property stress 16.7, foreclosure pressure 11.1, listing discounts 32.9, bank stress 53.2, insurance 39.8; Pueblo, CO pulse 35.7; Pueblo, CO capital opportunity 26.2; Pueblo, CO seven-day change +0.2%.
ZIP market phases inside Pueblo, CO
15 Pueblo, CO ZIPs carry a price-cycle phase; Pueblo, CO ZIPs by phase (Pueblo, CO), deepest drawdown first: contraction, -3.7% YoY, 4.3% off peak (Pueblo, CO): 81001, 81003, 81004, 81005, Pueblo, CO 81006, 81007, 81019, 81022, Pueblo, CO 81023, 81025; contraction, -3.7% YoY, 4.2% off peak (Pueblo, CO): 81008; contraction, -1.2% YoY, 2.4% off peak (Pueblo, CO): 81039; contraction, -1.2% YoY, 1.6% off peak (Pueblo, CO): 80817; peak, +0.0% YoY, 1.5% off peak (Pueblo, CO): 81069; peak, +1.2% YoY, 0.4% off peak (Pueblo, CO): 81253.
Residential listings by Pueblo, CO ZIP
Pueblo, CO ZIPs with the most tracked Pueblo, CO residential listings: 81007 62 listings, 26 candidates, bank pressure 61; 81001 54 listings, 23 candidates, bank pressure 61; 81004 47 listings, 24 candidates, bank pressure 61; 81003 44 listings, 14 candidates, bank pressure 61 (Pueblo, CO); 81005 28 listings, 8 candidates, bank pressure 61; 81008 22 listings, 6 candidates, bank pressure 60; 81023 6 listings, 5 candidates, bank pressure 61; 81039 3 listings, 3 candidates, bank pressure 58. Pueblo, CO totals: 270 listings; Pueblo, CO candidates 112; active ZIPs 11.
HUD assisted housing in Pueblo, CO
9 assisted properties with 759 units sit in Pueblo, CO; largest Pueblo, CO properties: Casa Del Sol Apartments (Pueblo) 153 units, 153 assisted; Villas At Park West (Pueblo) 148 units; Villas At Park West Ii (Pueblo) 112 units in Pueblo, CO; Preserve At Belmont (Pueblo) 96 units; Outlook Ridge Apartments (Pueblo) 92 units; Outlook Ridge Phase Ii (Pueblo) 92 units.
Lenders with branches in Pueblo, CO
Pueblo, CO lenders by branch count: Pb&T Bank (Pueblo, CO): stress 41, 4 branches low in Pueblo, CO; Frontier Bank (Pueblo, CO): stress 48, 2 branches low in Pueblo, CO; Colorado B&T Co Of La Junta (Pueblo, CO): stress 62, 1 branch moderate in Pueblo, CO.
Vacancy and permits, Pueblo, CO
5,123 of 73,646 Pueblo, CO housing units are vacant; Pueblo, CO permits, twelve months: 0 multifamily units in Pueblo, CO, 98 one-to-four unit units.
Work Pueblo, CO at the parcel level
Every Pueblo, CO parcel carries owner and address; every Pueblo, CO parcel carries APN; Pueblo, CO distress scores sit on the Pueblo, CO live board.
Pueblo, CO figures refresh with each source.
Pueblo, CO questions
Most distressed ZIP code in Pueblo County, CO?
ZIP 81001 leads Pueblo, CO at 44/100; next in Pueblo, CO: 81003 at 44/100; the Pueblo, CO average is 38/100.
Where does Pueblo County, CO rank for investment opportunity?
Pueblo, CO is #828 among all ranked counties, #9 in Colorado; the Pueblo, CO driver is construction; Pueblo, CO moved up 355 places.
How many mortgages are delinquent in Pueblo County, CO?
2.0% of Pueblo, CO mortgages were ninety-plus days late in December 2025; the Pueblo, CO peak since 2008 was 3.3%.
Which banks lend in Pueblo County, CO?
3 watched lenders hold Pueblo, CO branches; the largest Pueblo, CO footprints are Pb&T Bank (4), Frontier Bank (2), Colorado B&T Co Of La Junta (1).
More on Pueblo, CO
Pueblo County, CO distress report: public-record figures for Pueblo, CO; not legal advice for Pueblo, CO; not tax or investment advice; verify every Pueblo, CO record before acting.