Pulaski County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Pulaski County, KY distress report, 2026: 11 ZIPs scored in Pulaski, KY, Pulaski, KY average 23/100; the top Pulaski, KY ZIP is 42501 at 25/100; Pulaski, KY market phase peak, Pulaski, KY prices +4.4% year over year.
- Pulaski, KY ranks #526 nationally (opportunity index); Pulaski, KY #37 in Kentucky; Pulaski, KY index 33.3.
- Pulaski, KY: no CFPB county sample; Pulaski, KY non-metro area reading 1.1%.
- Pulaski, KY ZIP phases: 7 peak, 3 neutral, 1 expansion.
- Pulaski, KY residential listings tracked: 29 across 7 ZIPs; Pulaski, KY candidate listings 12.
- Pulaski, KY HUD assisted properties: 5 with 151 units.
- Pulaski, KY lenders on watch: 8; largest Pulaski, KY footprint Citizens Nb Of Somerset (7 branches).
- Pulaski, KY most distressed ZIP: 42501 at 25/100.
Pulaski, KY figures: DLRadar distress index; Pulaski, KY inputs: CFPB, FHFA, HUD, FDIC; Pulaski, KY rebuilt as sources refresh.
| Rank | Pulaski, KY ZIP | Score |
|---|---|---|
| 1 | 42501 | 25/100 |
| 2 | 42503 | 25/100 |
| 3 | 42519 | 25/100 |
| 4 | 42533 | 25/100 |
| 5 | 42553 | 25/100 |
| 6 | 42567 | 25/100 |
| 7 | 40409 | 23/100 |
| 8 | 40419 | 22/100 |
| 9 | 42544 | 22/100 |
| 10 | 42518 | 21/100 |
| 11 | 42642 | 13/100 |
Most distressed Pulaski, KY ZIPs (0-100, 2026)
Mortgage delinquency around Pulaski, KY
No CFPB county sample covers Pulaski, KY; the non-metro area reading for Pulaski, KY: 1.1% ninety-plus; Pulaski, KY area thirty-to-eighty-nine 3.0% (December 2025, Pulaski, KY); Kentucky overall 1.0%.
Opportunity index: Pulaski, KY
Pulaski, KY index 33.3, Pulaski, KY phase peak_opportunity; Pulaski, KY primary driver vacancy, Pulaski, KY second driver bank institutional. Pulaski, KY components: property stress 29.9, foreclosure pressure 32.1, listing discounts 39.3, bank stress 57.8, insurance 0.0; Pulaski, KY pulse 36.7; Pulaski, KY capital opportunity 30.2; Pulaski, KY seven-day change +1.4%.
ZIP market phases inside Pulaski, KY
11 Pulaski, KY ZIPs carry a price-cycle phase; Pulaski, KY ZIPs by phase (Pulaski, KY), deepest drawdown first: peak, +4.4% YoY (Pulaski, KY): 40409, 42501, 42503, 42519, Pulaski, KY 42533, 42553, 42567; neutral, +4.6% YoY (Pulaski, KY): 40419, 42544; neutral, +4.8% YoY (Pulaski, KY): 42518; expansion, +5.3% YoY (Pulaski, KY): 42642.
Residential listings by Pulaski, KY ZIP
Pulaski, KY ZIPs with the most tracked Pulaski, KY residential listings: 42501 11 listings, 4 candidates, bank pressure 61; 42503 11 listings, 5 candidates, bank pressure 61; 42519 2 listings, 2 candidates, bank pressure 61; 42544 2 listings, 0 candidates, bank pressure 62 (Pulaski, KY); 42553 2 listings, 0 candidates, bank pressure 61; 42567 1 listings, 1 candidates, bank pressure 61; 42533 0 listings, 0 candidates, bank pressure 61. Pulaski, KY totals: 29 listings; Pulaski, KY candidates 12; active ZIPs 2.
HUD assisted housing in Pulaski, KY
5 assisted properties with 151 units sit in Pulaski, KY; largest Pulaski, KY properties: Lakeview Estates (Somerset) 48 units, 47 assisted; Greystone Manor (Somerset) 45 units, 45 assisted; The Moore Complex (Somerset) 31 units, 30 assisted in Pulaski, KY; Westbrooke Apartments (Somerset) 24 units, 24 assisted; Somerset Residence (Somerset) 3 units, 3 assisted.
Lenders with branches in Pulaski, KY
Pulaski, KY lenders by branch count: Citizens Nb Of Somerset (Pulaski, KY): stress 67, 7 branches low in Pulaski, KY; First&Farmers Nb Inc (Pulaski, KY): stress 57, 5 branches low in Pulaski, KY; Cumberland Security Bank Inc (Pulaski, KY): stress 25, 4 branches low in Pulaski, KY; Forcht Bank National Assn (Pulaski, KY): stress 80, 2 branches low in Pulaski, KY; Monticello Banking Co (Pulaski, KY): stress 76, 2 branches low in Pulaski, KY; Community Trust Bank Inc (Pulaski, KY): stress 47, 2 branches low in Pulaski, KY; Cumberland Valley Nb&T Co (Pulaski, KY): stress 70, 1 branch low in Pulaski, KY; First Southern National Bank (Pulaski, KY): stress 68, 1 branch low in Pulaski, KY.
Vacancy and permits, Pulaski, KY
5,512 of 31,722 Pulaski, KY housing units are vacant; Pulaski, KY permits, twelve months: 97 multifamily units in Pulaski, KY, 16 one-to-four unit units.
Work Pulaski, KY at the parcel level
Every Pulaski, KY parcel carries owner and address; every Pulaski, KY parcel carries APN; Pulaski, KY distress scores sit on the Pulaski, KY live board.
Pulaski, KY figures refresh with each source.
Pulaski, KY questions
Most distressed ZIP code in Pulaski County, KY?
ZIP 42501 leads Pulaski, KY at 25/100; next in Pulaski, KY: 42503 at 25/100; the Pulaski, KY average is 23/100.
Where does Pulaski County, KY rank for investment opportunity?
Pulaski, KY is #526 among all ranked counties, #37 in Kentucky; the Pulaski, KY driver is vacancy; Pulaski, KY moved up 415 places.
How many mortgages are delinquent in Pulaski County, KY?
Pulaski, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Pulaski, KY.
Which banks lend in Pulaski County, KY?
8 watched lenders hold Pulaski, KY branches; the largest Pulaski, KY footprints are Citizens Nb Of Somerset (7), First&Farmers Nb Inc (5), Cumberland Security Bank Inc (4).
More on Pulaski, KY
Pulaski County, KY distress report: public-record figures for Pulaski, KY; not legal advice for Pulaski, KY; not tax or investment advice; verify every Pulaski, KY record before acting.