Putnam County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Putnam County, IL distress report, 2026: 8 ZIPs scored in Putnam, IL, Putnam, IL average 11/100; the top Putnam, IL ZIP is 61334 at 22/100; Putnam, IL market phase expansion, Putnam, IL prices +5.7% year over year.
- Putnam, IL ranks #1,470 nationally (opportunity index); Putnam, IL #26 in Illinois; Putnam, IL index 29.5.
- Putnam, IL: no CFPB county sample; Putnam, IL metro area reading 1.3%.
- Putnam, IL ZIP phases: 7 expansion, 1 peak.
- Putnam, IL residential listings tracked: 0 across 7 ZIPs; Putnam, IL candidate listings 0.
- Putnam, IL lenders on watch: 3; largest Putnam, IL footprint Granville National Bank (1 branch).
- Putnam, IL most distressed ZIP: 61334 at 22/100.
Putnam, IL figures: DLRadar distress index; Putnam, IL inputs: CFPB, FHFA, HUD, FDIC; Putnam, IL rebuilt as sources refresh.
| Rank | Putnam, IL ZIP | Score |
|---|---|---|
| 1 | 61334 | 22/100 |
| 2 | 61336 | 12/100 |
| 3 | 61326 | 9/100 |
| 4 | 61327 | 9/100 |
| 5 | 61335 | 9/100 |
| 6 | 61340 | 9/100 |
| 7 | 61363 | 9/100 |
| 8 | 61560 | 9/100 |
Most distressed Putnam, IL ZIPs (0-100, 2026)
Mortgage delinquency around Putnam, IL
No CFPB county sample covers Putnam, IL; the metro area reading for Putnam, IL (Ottawa, IL): 1.3% ninety-plus; Putnam, IL area thirty-to-eighty-nine 2.2% (December 2025, Putnam, IL); Illinois overall 1.1%.
Opportunity index: Putnam, IL
Putnam, IL index 29.5, Putnam, IL phase early_signal; Putnam, IL primary driver vacancy, Putnam, IL second driver bank institutional. Putnam, IL components: property stress 28.4, foreclosure pressure 30.8, listing discounts 4.6, bank stress 57.9, insurance 0.0; Putnam, IL pulse 38.5; Putnam, IL capital opportunity 15.9; Putnam, IL seven-day change +0.2%.
ZIP market phases inside Putnam, IL
8 Putnam, IL ZIPs carry a price-cycle phase; Putnam, IL ZIPs by phase (Putnam, IL), deepest drawdown first: expansion, +5.7% YoY (Putnam, IL): 61326, 61327, 61334, 61335, Putnam, IL 61340, 61363; peak, +4.4% YoY (Putnam, IL): 61336; expansion, +5.5% YoY (Putnam, IL): 61560.
Residential listings by Putnam, IL ZIP
Putnam, IL ZIPs with the most tracked Putnam, IL residential listings: 61326 0 listings, 0 candidates, bank pressure 62; 61327 0 listings, 0 candidates, bank pressure 62; 61335 0 listings, 0 candidates, bank pressure 62; 61336 0 listings, 0 candidates, bank pressure 59 (Putnam, IL); 61340 0 listings, 0 candidates, bank pressure 62; 61363 0 listings, 0 candidates, bank pressure 62; 61560 0 listings, 0 candidates, bank pressure 64. Putnam, IL totals: 0 listings; Putnam, IL candidates 0; active ZIPs 0.
Lenders with branches in Putnam, IL
Putnam, IL lenders by branch count: Granville National Bank (Putnam, IL): stress 64, 1 branch low in Putnam, IL; First State Bank (Putnam, IL): stress 64, 1 branch low in Putnam, IL; North Central Bank (Putnam, IL): stress 57, 1 branch low in Putnam, IL.
Vacancy and permits, Putnam, IL
625 of 3,090 Putnam, IL housing units are vacant; Putnam, IL permits, twelve months: 0 multifamily units in Putnam, IL, 7 one-to-four unit units.
Work Putnam, IL at the parcel level
Every Putnam, IL parcel carries owner and address; every Putnam, IL parcel carries APN; Putnam, IL distress scores sit on the Putnam, IL live board.
Putnam, IL figures refresh with each source.
Putnam, IL questions
Most distressed ZIP code in Putnam County, IL?
ZIP 61334 leads Putnam, IL at 22/100; next in Putnam, IL: 61336 at 12/100; the Putnam, IL average is 11/100.
Where does Putnam County, IL rank for investment opportunity?
Putnam, IL is #1,470 among all ranked counties, #26 in Illinois; the Putnam, IL driver is vacancy; Putnam, IL moved down 980 places.
How many mortgages are delinquent in Putnam County, IL?
Putnam, IL takes the metro area reading of 1.3% for December 2025; no CFPB county sample covers Putnam, IL.
Which banks lend in Putnam County, IL?
3 watched lenders hold Putnam, IL branches; the largest Putnam, IL footprints are Granville National Bank (1), First State Bank (1), North Central Bank (1).
More on Putnam, IL
Putnam County, IL distress report: public-record figures for Putnam, IL; not legal advice for Putnam, IL; not tax or investment advice; verify every Putnam, IL record before acting.