Putnam County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Putnam County, Illinois? DLRadar grades every Putnam County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Putnam County breakdown.
- Putnam County's most distressed ZIP is 61334 at 16/100.
- 8 ZIP codes tracked in Putnam County, averaging 11/100 distress.
- Putnam County reads expansion — home values up 5.7% year over year.
- Vacancy runs 18% across Putnam County's tracked ZIPs, with a 8.9% poverty rate.
- The typical Putnam County home is worth about $164,963 against a ~$78,999 median income.
- Lending headwind in Putnam County sits at 51/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 61334 | 16/100 |
| 2 | 61336 | 12/100 |
| 3 | 61326 | 10/100 |
| 4 | 61327 | 10/100 |
| 5 | 61335 | 10/100 |
| 6 | 61340 | 10/100 |
| 7 | 61363 | 10/100 |
| 8 | 61560 | 10/100 |
Most distressed ZIP codes in Putnam County (composite distress 0-100, 2026)
What is driving Putnam County distress
The Putnam County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 11/100 ZIP average. No proprietary or modelled inputs enter the score.
Putnam County market phase and pricing
DLRadar places Putnam County in expansion; prices moved up 5.7% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Putnam County
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What people ask
Which part of Putnam County, IL scores highest for distress?
ZIP 61334 leads Putnam County at 16/100, recomputed monthly from public records.
How would you describe the Putnam County market phase?
Putnam County currently sits in expansion, with values up 5.7% year on year, based on FHFA price-index trajectory.
What is this Putnam County analysis built from?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 8 ZIP codes in Putnam County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Putnam County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Putnam County ZIPs DLRadar ranks, scores run from 16/100 in 61334 down to 10/100 in 61560, against a Putnam County average of 11/100. Those 6 points separate the ZIPs worth working in Putnam County from the rest.
What do Putnam County home values and vacancy say about distressed supply?
The typical Putnam County home carries about $164,963 of value against a median household income near $78,999. Vacancy across Putnam County's tracked ZIPs runs 18% and the poverty rate is 8.9%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Putnam County's foreclosure and tax-lien filings and its 51/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.