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Putnam County, WV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Putnam County, West Virginia? DLRadar grades every Putnam County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Putnam County breakdown.

  • Putnam County's most distressed ZIP is 25177 at 36/100.
  • 17 ZIP codes tracked in Putnam County, averaging 22/100 distress.
  • Putnam County reads expansion — home values up 7.3% year over year.
  • Vacancy runs 13.9% across Putnam County's tracked ZIPs, with a 12.1% poverty rate.
  • The typical Putnam County home is worth about $177,269 against a ~$71,445 median income.
  • Lending headwind in Putnam County sits at 45/100 — a forward read on distressed supply.

All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
12517736/100
22514331/100
32551024/100
42552322/100
52501121/100
62503321/100
72507021/100
82510921/100
92512421/100
102515921/100
112516821/100
122521321/100

Most distressed ZIP codes in Putnam County (composite distress 0-100, 2026)

What is driving Putnam County distress

Putnam County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 22/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.

Putnam County market phase and pricing

DLRadar places Putnam County in expansion; prices moved up 7.3% over the year. Longer marketing times follow, and with them the sellers worth calling.

See the distressed properties behind the data in Putnam County

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What people ask

Which part of Putnam County, WV scores highest for distress?

ZIP 25177 leads Putnam County at 36/100, recomputed monthly from public records.

Is Putnam County expanding or contracting?

Putnam County is classified expansion with a 7.3% year-over-year increase, following the FHFA House Price Index.

What are the sources behind these Putnam County numbers?

Each Putnam County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 17 local ZIPs and every other county in the country.

How much do distress scores vary between Putnam County ZIP codes?

County-level numbers smooth away the detail that matters. Across the Putnam County ZIPs DLRadar ranks, scores run from 36/100 in 25177 down to 21/100 in 25213, against a Putnam County average of 22/100. Those 15 points separate the ZIPs worth working in Putnam County from the rest.

What do Putnam County home values and vacancy say about distressed supply?

The typical Putnam County home carries about $177,269 of value against a median household income near $71,445. Vacancy across Putnam County's tracked ZIPs runs 13.9% and the poverty rate is 12.1%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Putnam County's foreclosure and lien data and its 45/100 lending headwind.

Related

This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.

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