Rappahannock County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Rappahannock County, VA distress report, 2026: 10 ZIPs scored in Rappahannock, VA, Rappahannock, VA average 12/100; the top Rappahannock, VA ZIP is 22630 at 17/100; Rappahannock, VA market phase peak, Rappahannock, VA prices +3.4% year over year.
- Rappahannock, VA ranks #2,176 nationally (opportunity index); Rappahannock, VA #60 in Virginia; Rappahannock, VA index 27.1.
- Rappahannock, VA: no CFPB county sample; Rappahannock, VA metro area reading 0.7%.
- Rappahannock, VA ZIP phases: 10 peak.
- Rappahannock, VA residential listings tracked: 1 across 8 ZIPs; Rappahannock, VA candidate listings 0.
- Rappahannock, VA lenders on watch: 2; largest Rappahannock, VA footprint Oak View National Bank (1 branch).
- Rappahannock, VA most distressed ZIP: 22630 at 17/100.
Rappahannock, VA figures: DLRadar distress index; Rappahannock, VA inputs: CFPB, FHFA, HUD, FDIC; Rappahannock, VA rebuilt as sources refresh.
| Rank | Rappahannock, VA ZIP | Score |
|---|---|---|
| 1 | 22630 | 17/100 |
| 2 | 22713 | 15/100 |
| 3 | 20106 | 13/100 |
| 4 | 22716 | 12/100 |
| 5 | 22740 | 12/100 |
| 6 | 22623 | 11/100 |
| 7 | 22627 | 11/100 |
| 8 | 22640 | 11/100 |
| 9 | 22747 | 11/100 |
| 10 | 22749 | 11/100 |
Most distressed Rappahannock, VA ZIPs (0-100, 2026)
Mortgage delinquency around Rappahannock, VA
No CFPB county sample covers Rappahannock, VA; the metro area reading for Rappahannock, VA (Washington-Arlington-Alexandria, DC-VA-MD-WV): 0.7% ninety-plus; Rappahannock, VA area thirty-to-eighty-nine 1.5% (December 2025, Rappahannock, VA); Virginia overall 0.8%.
Opportunity index: Rappahannock, VA
Rappahannock, VA index 27.1, Rappahannock, VA phase weak; Rappahannock, VA primary driver vacancy, Rappahannock, VA second driver construction. Rappahannock, VA components: property stress 20.2, foreclosure pressure 22.2, listing discounts 10.6, bank stress 39.2, insurance 0.0; Rappahannock, VA pulse 31.6; Rappahannock, VA capital opportunity 20.4; Rappahannock, VA seven-day change +0.2%.
ZIP market phases inside Rappahannock, VA
10 Rappahannock, VA ZIPs carry a price-cycle phase; Rappahannock, VA ZIPs by phase (Rappahannock, VA), deepest drawdown first: peak, +3.4% YoY (Rappahannock, VA): 20106, 22623, 22627, 22630, Rappahannock, VA 22640, 22713, 22716, 22740, Rappahannock, VA 22747, 22749.
Residential listings by Rappahannock, VA ZIP
Rappahannock, VA ZIPs with the most tracked Rappahannock, VA residential listings: 20106 1 listings, 0 candidates, bank pressure 61; 22623 0 listings, 0 candidates, bank pressure 58; 22627 0 listings, 0 candidates, bank pressure 58; 22640 0 listings, 0 candidates, bank pressure 58 (Rappahannock, VA); 22716 0 listings, 0 candidates, bank pressure 64; 22740 0 listings, 0 candidates, bank pressure 62; 22747 0 listings, 0 candidates, bank pressure 58; 22749 0 listings, 0 candidates, bank pressure 58. Rappahannock, VA totals: 1 listings; Rappahannock, VA candidates 0; active ZIPs 1.
Lenders with branches in Rappahannock, VA
Rappahannock, VA lenders by branch count: Oak View National Bank (Rappahannock, VA): stress 76, 1 branch low in Rappahannock, VA; Atlantic Union Bank (Rappahannock, VA): stress 40, 1 branch low in Rappahannock, VA.
Vacancy and permits, Rappahannock, VA
880 of 3,865 Rappahannock, VA housing units are vacant; Rappahannock, VA permits, twelve months: 0 multifamily units in Rappahannock, VA, 31 one-to-four unit units.
Work Rappahannock, VA at the parcel level
Every Rappahannock, VA parcel carries owner and address; every Rappahannock, VA parcel carries APN; Rappahannock, VA distress scores sit on the Rappahannock, VA live board.
Rappahannock, VA figures refresh with each source.
Rappahannock, VA questions
Most distressed ZIP code in Rappahannock County, VA?
ZIP 22630 leads Rappahannock, VA at 17/100; next in Rappahannock, VA: 22713 at 15/100; the Rappahannock, VA average is 12/100.
Where does Rappahannock County, VA rank for investment opportunity?
Rappahannock, VA is #2,176 among all ranked counties, #60 in Virginia; the Rappahannock, VA driver is vacancy; Rappahannock, VA moved down 244 places.
How many mortgages are delinquent in Rappahannock County, VA?
Rappahannock, VA takes the metro area reading of 0.7% for December 2025; no CFPB county sample covers Rappahannock, VA.
Which banks lend in Rappahannock County, VA?
2 watched lenders hold Rappahannock, VA branches; the largest Rappahannock, VA footprints are Oak View National Bank (1), Atlantic Union Bank (1).
More on Rappahannock, VA
Rappahannock County, VA distress report: public-record figures for Rappahannock, VA; not legal advice for Rappahannock, VA; not tax or investment advice; verify every Rappahannock, VA record before acting.