Rappahannock County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Rappahannock County, Virginia? DLRadar grades every Rappahannock County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Rappahannock County breakdown.
- Rappahannock County's most distressed ZIP is 22630 at 16/100.
- 10 ZIP codes tracked in Rappahannock County, averaging 12/100 distress.
- Rappahannock County reads peak — home values up 3.4% year over year.
- Vacancy runs 17.4% across Rappahannock County's tracked ZIPs, with a 6.3% poverty rate.
- The typical Rappahannock County home is worth about $513,000 against a ~$89,026 median income.
- Lending headwind in Rappahannock County sits at 46/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 22630 | 16/100 |
| 2 | 22713 | 16/100 |
| 3 | 20106 | 13/100 |
| 4 | 22716 | 12/100 |
| 5 | 22740 | 12/100 |
| 6 | 22623 | 10/100 |
| 7 | 22627 | 10/100 |
| 8 | 22640 | 10/100 |
| 9 | 22747 | 10/100 |
| 10 | 22749 | 10/100 |
Most distressed ZIP codes in Rappahannock County (composite distress 0-100, 2026)
What is driving Rappahannock County distress
Nothing here is estimated: Rappahannock County is scored from filings alone, and its ZIPs average 12/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Rappahannock County market phase and pricing
Rappahannock County reads peak — home prices rose 3.4% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Rappahannock County
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Questions and answers
What is the most distressed ZIP code in Rappahannock County, VA?
ZIP 22630 leads Rappahannock County at 16/100, recomputed monthly from public records.
What stage of the price cycle is Rappahannock County at?
Rappahannock County is classified peak with a 3.4% year-over-year increase, following the FHFA House Price Index.
Can the Rappahannock County figures be verified?
Every Rappahannock County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 10 Rappahannock County ZIP codes that it runs on every other U.S. county, so Rappahannock County's numbers are directly comparable to any other market.
How much do distress scores vary between Rappahannock County ZIP codes?
Averaging the county conceals how uneven it is. Across the Rappahannock County ZIPs DLRadar ranks, scores run from 16/100 in 22630 down to 10/100 in 22749, against a Rappahannock County average of 12/100. Because the gap runs to 6 points, Rappahannock County rewards ZIP-level precision.
What do Rappahannock County home values and vacancy say about distressed supply?
The typical Rappahannock County home carries about $513,000 of value against a median household income near $89,026. Vacancy across Rappahannock County's tracked ZIPs runs 17.4% and the poverty rate is 6.3%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Rappahannock County's foreclosure and lien filings and its 46/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.