Rhea County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Rhea County, TN distress report, 2026: 6 ZIPs scored in Rhea, TN, Rhea, TN average 19/100; the top Rhea, TN ZIP is 37373 at 31/100; Rhea, TN market phase peak, Rhea, TN prices +2.8% year over year.
- Rhea, TN ranks #1,670 nationally (opportunity index); Rhea, TN #49 in Tennessee; Rhea, TN index 28.8.
- Rhea, TN: no CFPB county sample; Rhea, TN non-metro area reading 1.3%.
- Rhea, TN ZIP phases: 6 peak.
- Rhea, TN residential listings tracked: 1 across 4 ZIPs; Rhea, TN candidate listings 1.
- Rhea, TN HUD assisted properties: 1 with 31 units.
- Rhea, TN lenders on watch: 3; largest Rhea, TN footprint Southeast Bank (2 branches).
- Rhea, TN most distressed ZIP: 37373 at 31/100.
Rhea, TN figures: DLRadar distress index; Rhea, TN inputs: CFPB, FHFA, HUD, FDIC; Rhea, TN rebuilt as sources refresh.
| Rank | Rhea, TN ZIP | Score |
|---|---|---|
| 1 | 37373 | 31/100 |
| 2 | 37338 | 17/100 |
| 3 | 37321 | 16/100 |
| 4 | 37332 | 16/100 |
| 5 | 37337 | 16/100 |
| 6 | 37381 | 15/100 |
Most distressed Rhea, TN ZIPs (0-100, 2026)
Mortgage delinquency around Rhea, TN
No CFPB county sample covers Rhea, TN; the non-metro area reading for Rhea, TN: 1.3% ninety-plus; Rhea, TN area thirty-to-eighty-nine 3.3% (December 2025, Rhea, TN); Tennessee overall 0.9%.
Opportunity index: Rhea, TN
Rhea, TN index 28.8, Rhea, TN phase early_signal; Rhea, TN primary driver vacancy, Rhea, TN second driver bank institutional. Rhea, TN components: property stress 17.3, foreclosure pressure 17.5, listing discounts 27.9, bank stress 60.2, insurance 0.0; Rhea, TN pulse 32.9; Rhea, TN capital opportunity 22.6; Rhea, TN seven-day change -0.4%.
ZIP market phases inside Rhea, TN
6 Rhea, TN ZIPs carry a price-cycle phase; Rhea, TN ZIPs by phase (Rhea, TN), deepest drawdown first: peak, +1.1% YoY, 0.3% off peak (Rhea, TN): 37373; peak, +2.2% YoY, 0.1% off peak (Rhea, TN): 37338; peak, +2.8% YoY (Rhea, TN): 37321, 37332, 37381; peak, +2.5% YoY (Rhea, TN): 37337.
Residential listings by Rhea, TN ZIP
Rhea, TN ZIPs with the most tracked Rhea, TN residential listings: 37321 1 listings, 1 candidates, bank pressure 66; 37332 0 listings, 0 candidates, bank pressure 66; 37337 0 listings, 0 candidates, bank pressure 58; 37381 0 listings, 0 candidates, bank pressure 66 (Rhea, TN). Rhea, TN totals: 1 listings; Rhea, TN candidates 1; active ZIPs 0.
HUD assisted housing in Rhea, TN
1 assisted properties with 31 units sit in Rhea, TN; largest Rhea, TN properties: Cherry Hill Apartments (Spring City) 31 units, 30 assisted.
Lenders with branches in Rhea, TN
Rhea, TN lenders by branch count: Southeast Bank (Rhea, TN): stress 81, 2 branches low in Rhea, TN; First Farmers&Commercial Bk (Rhea, TN): stress 75, 1 branch low in Rhea, TN; Firstbank (Rhea, TN): stress 55, 1 branch low in Rhea, TN.
Vacancy and permits, Rhea, TN
1,976 of 15,451 Rhea, TN housing units are vacant; Rhea, TN permits, twelve months: 0 multifamily units in Rhea, TN, 156 one-to-four unit units.
Work Rhea, TN at the parcel level
Every Rhea, TN parcel carries owner and address; every Rhea, TN parcel carries APN; Rhea, TN distress scores sit on the Rhea, TN live board.
Rhea, TN figures refresh with each source.
Rhea, TN questions
Most distressed ZIP code in Rhea County, TN?
ZIP 37373 leads Rhea, TN at 31/100; next in Rhea, TN: 37338 at 17/100; the Rhea, TN average is 19/100.
Where does Rhea County, TN rank for investment opportunity?
Rhea, TN is #1,670 among all ranked counties, #49 in Tennessee; the Rhea, TN driver is vacancy; Rhea, TN moved down 100 places.
How many mortgages are delinquent in Rhea County, TN?
Rhea, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Rhea, TN.
Which banks lend in Rhea County, TN?
3 watched lenders hold Rhea, TN branches; the largest Rhea, TN footprints are Southeast Bank (2), First Farmers&Commercial Bk (1), Firstbank (1).
More on Rhea, TN
Rhea County, TN distress report: public-record figures for Rhea, TN; not legal advice for Rhea, TN; not tax or investment advice; verify every Rhea, TN record before acting.