Richmond County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Richmond County, Virginia? DLRadar grades every Richmond County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 11/100. Here is the 2026 Richmond County breakdown.
- Richmond County's most distressed ZIP is 22520 at 11/100.
- 6 ZIP codes tracked in Richmond County, averaging 9/100 distress.
- Richmond County reads expansion — home values up 5.5% year over year.
- Vacancy runs 32.4% across Richmond County's tracked ZIPs, with a 8.5% poverty rate.
- The typical Richmond County home is worth about $227,525 against a ~$64,265 median income.
- Lending headwind in Richmond County sits at 37/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 22520 | 11/100 |
| 2 | 22435 | 9/100 |
| 3 | 22460 | 8/100 |
| 4 | 22472 | 8/100 |
| 5 | 22548 | 8/100 |
| 6 | 22572 | 8/100 |
Most distressed ZIP codes in Richmond County (composite distress 0-100, 2026)
What is driving Richmond County distress
DLRadar builds Richmond County's distress picture only from records anyone can pull; its ZIPs average 9/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Richmond County market phase and pricing
DLRadar places Richmond County in expansion; prices moved up 5.5% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Richmond County
Browse the full Richmond County distress data free, or start a 60-minute exploration to unlock the scored distressed properties inside each ZIP — no card charged today.
Nothing charged today · every module open, on live data.
Frequently asked
What is the hardest-hit ZIP in Richmond County?
ZIP 22520 leads Richmond County at 11/100, recomputed monthly from public records.
Is Richmond County expanding or contracting?
Phase for Richmond County: expansion, tracking a 5.5% gain year over year, read off the FHFA index.
What are the sources behind these Richmond County numbers?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 6 Richmond County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Richmond County ZIP codes?
One county number flattens a wide range. Across the Richmond County ZIPs DLRadar ranks, scores run from 11/100 in 22520 down to 8/100 in 22572, against a Richmond County average of 9/100. Those 3 points separate the ZIPs worth working in Richmond County from the rest.
What do Richmond County home values and vacancy say about distressed supply?
The typical Richmond County home carries about $227,525 of value against a median household income near $64,265. Vacancy across Richmond County's tracked ZIPs runs 32.4% and the poverty rate is 8.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Richmond County's foreclosure and tax-lien record and its 37/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.