Ritchie County, WV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ritchie County, West Virginia? DLRadar grades every Ritchie County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Ritchie County breakdown.
- Ritchie County's most distressed ZIP is 26456 at 21/100.
- 14 ZIP codes tracked in Ritchie County, averaging 16/100 distress.
- Ritchie County reads expansion — home values up 8.0% year over year.
- Vacancy runs 21.7% across Ritchie County's tracked ZIPs, with a 19.7% poverty rate.
- The typical Ritchie County home is worth about $127,973 against a ~$57,057 median income.
- Lending headwind in Ritchie County sits at 54/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 26456 | 21/100 |
| 2 | 26415 | 19/100 |
| 3 | 26148 | 17/100 |
| 4 | 26161 | 17/100 |
| 5 | 26178 | 17/100 |
| 6 | 26325 | 17/100 |
| 7 | 26327 | 17/100 |
| 8 | 26337 | 17/100 |
| 9 | 26346 | 17/100 |
| 10 | 26362 | 17/100 |
| 11 | 26421 | 17/100 |
| 12 | 26137 | 16/100 |
Most distressed ZIP codes in Ritchie County (composite distress 0-100, 2026)
What is driving Ritchie County distress
The Ritchie County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 16/100 ZIP average. No proprietary or modelled inputs enter the score.
Ritchie County market phase and pricing
The cycle in Ritchie County is expansion, with values up 8.0% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Frequently asked
Which part of Ritchie County, WV scores highest for distress?
ZIP 26456 leads Ritchie County at 21/100, recomputed monthly from public records.
Is Ritchie County expanding or contracting?
Ritchie County reads expansion, with home prices up 8.0% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Ritchie County data come from?
Each Ritchie County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 14 local ZIPs and every other county in the country.
How much do distress scores vary between Ritchie County ZIP codes?
Averaging the county conceals how uneven it is. Across the Ritchie County ZIPs DLRadar ranks, scores run from 21/100 in 26456 down to 16/100 in 26137, against a Ritchie County average of 16/100. Because the gap runs to 5 points, Ritchie County rewards ZIP-level precision.
What do Ritchie County home values and vacancy say about distressed supply?
The typical Ritchie County home carries about $127,973 of value against a median household income near $57,057. Vacancy across Ritchie County's tracked ZIPs runs 21.7% and the poverty rate is 19.7%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Ritchie County's foreclosure and tax-lien record and its 54/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.