Robertson County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Robertson County, Kentucky? DLRadar grades every Robertson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Robertson County breakdown.
- Robertson County's most distressed ZIP is 41039 at 25/100.
- 7 ZIP codes tracked in Robertson County, averaging 19/100 distress.
- Robertson County reads expansion — home values up 5.3% year over year.
- Vacancy runs 15% across Robertson County's tracked ZIPs, with a 19.4% poverty rate.
- The typical Robertson County home is worth about $153,643 against a ~$59,251 median income.
- Lending headwind in Robertson County sits at 29/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 41039 | 25/100 |
| 2 | 41031 | 22/100 |
| 3 | 41044 | 20/100 |
| 4 | 41055 | 20/100 |
| 5 | 40311 | 16/100 |
| 6 | 41004 | 15/100 |
| 7 | 41064 | 14/100 |
Most distressed ZIP codes in Robertson County (composite distress 0-100, 2026)
What is driving Robertson County distress
Nothing here is estimated: Robertson County is scored from filings alone, and its ZIPs average 19/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Robertson County market phase and pricing
The cycle in Robertson County is expansion, with values up 5.3% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Frequently asked
Which Robertson County ZIP scores worst for distress?
ZIP 41039 leads Robertson County at 25/100, recomputed monthly from public records.
What market phase is Robertson County in?
FHFA price-index movement places Robertson County in expansion; prices are up 5.3% over twelve months.
What are the sources behind these Robertson County numbers?
Every Robertson County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 7 Robertson County ZIP codes that it runs on every other U.S. county, so Robertson County's numbers are directly comparable to any other market.
How much do distress scores vary between Robertson County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Robertson County ZIPs DLRadar ranks, scores run from 25/100 in 41039 down to 14/100 in 41064, against a Robertson County average of 19/100. That 11-point gap is why acquisition targeting in Robertson County works at ZIP level rather than county level.
What do Robertson County home values and vacancy say about distressed supply?
The typical Robertson County home carries about $153,643 of value against a median household income near $59,251. Vacancy across Robertson County's tracked ZIPs runs 15% and the poverty rate is 19.4%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Robertson County's foreclosure and tax-lien filings and its 29/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.