Rockwall County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Rockwall County, TX distress report, 2026: 9 ZIPs scored in Rockwall, TX, Rockwall, TX average 32/100; the top Rockwall, TX ZIP is 75098 at 34/100; Rockwall, TX market phase peak, Rockwall, TX prices +0.9% year over year.
- Rockwall, TX ranks #2,680 nationally (opportunity index); Rockwall, TX #233 in Texas; Rockwall, TX index 25.0.
- Rockwall, TX ninety-day mortgage delinquency 1.8% in December 2025; Rockwall, TX twelve-month change +1.1%.
- Rockwall, TX ZIP phases: 9 peak.
- Rockwall, TX residential listings tracked: 13 across 4 ZIPs; Rockwall, TX candidate listings 11.
- Rockwall, TX HUD assisted properties: 3 with 268 units.
- Rockwall, TX lenders on watch: 7; largest Rockwall, TX footprint American Nb Of Texas (4 branches).
- Rockwall, TX most distressed ZIP: 75098 at 34/100.
Rockwall, TX figures: DLRadar distress index; Rockwall, TX inputs: CFPB, FHFA, HUD, FDIC; Rockwall, TX rebuilt as sources refresh.
| Rank | Rockwall, TX ZIP | Score |
|---|---|---|
| 1 | 75098 | 34/100 |
| 2 | 75088 | 33/100 |
| 3 | 75089 | 33/100 |
| 4 | 75032 | 32/100 |
| 5 | 75087 | 32/100 |
| 6 | 75132 | 32/100 |
| 7 | 75126 | 30/100 |
| 8 | 75160 | 29/100 |
| 9 | 75189 | 29/100 |
Most distressed Rockwall, TX ZIPs (0-100, 2026)
Mortgage delinquency in Rockwall, TX
1.8% of Rockwall, TX mortgages were ninety-plus days late (Rockwall, TX, December 2025); Rockwall, TX thirty-to-eighty-nine days late: 2.3%; Rockwall, TX twelve-month change +1.1%; Rockwall, TX peak since 2008: 3.1% (November 2011); Texas overall 1.2%. Rockwall, TX ninety-day series: Dec 24 0.7, Jan 25 0.9, Feb 25 0.6 (Rockwall, TX), Mar 25 0.6, Apr 25 0.6, May 25 1.1 (Rockwall, TX), Jun 25 1.1, Jul 25 1.1, Aug 25 1.0 (Rockwall, TX), Sep 25 1.0, Oct 25 1.1, Nov 25 1.4 (Rockwall, TX), Dec 25 1.8.
Opportunity index: Rockwall, TX
Rockwall, TX index 25.0, Rockwall, TX phase weak; Rockwall, TX primary driver construction, Rockwall, TX second driver bank institutional. Rockwall, TX components: property stress 12.2, foreclosure pressure 11.4, listing discounts 21.7, bank stress 57.5, insurance 0.0; Rockwall, TX pulse 28.6; Rockwall, TX capital opportunity 19.6; Rockwall, TX seven-day change -0.3%.
ZIP market phases inside Rockwall, TX
9 Rockwall, TX ZIPs carry a price-cycle phase; Rockwall, TX ZIPs by phase (Rockwall, TX), deepest drawdown first: peak, +0.9% YoY (Rockwall, TX): 75032, 75087, 75088, 75089, Rockwall, TX 75098, 75126, 75132, 75160, Rockwall, TX 75189.
Residential listings by Rockwall, TX ZIP
Rockwall, TX ZIPs with the most tracked Rockwall, TX residential listings: 75189 10 listings, 10 candidates, bank pressure 61; 75032 3 listings, 1 candidates, bank pressure 60; 75087 0 listings, 0 candidates, bank pressure 60; 75132 0 listings, 0 candidates, bank pressure 60 (Rockwall, TX). Rockwall, TX totals: 13 listings; Rockwall, TX candidates 11; active ZIPs 2.
HUD assisted housing in Rockwall, TX
3 assisted properties with 268 units sit in Rockwall, TX; largest Rockwall, TX properties: Alders At Rockwall - Ie 07/25/2019 (Rockwall) 144 units; Sonoma Court Apts (Rockwall) 124 units; Harbor Hill - Ie 06/16/2021 (Rockwall) 0 units in Rockwall, TX.
Lenders with branches in Rockwall, TX
Rockwall, TX lenders by branch count: American Nb Of Texas (Rockwall, TX): stress 89, 4 branches low in Rockwall, TX; Alliance Bank (Rockwall, TX): stress 70, 2 branches moderate in Rockwall, TX; First National Bank Texas (Rockwall, TX): stress 77, 1 branch moderate in Rockwall, TX; Frost Bank (Rockwall, TX): stress 69, 1 branch moderate in Rockwall, TX; Inwood National Bank (Rockwall, TX): stress 53, 1 branch low in Rockwall, TX; Homebank Texas (Rockwall, TX): stress 48, 1 branch low in Rockwall, TX; Lakeside Bank (Rockwall, TX): stress 40, 1 branch low in Rockwall, TX.
Vacancy and permits, Rockwall, TX
2,343 of 43,580 Rockwall, TX housing units are vacant; Rockwall, TX permits, twelve months: 0 multifamily units in Rockwall, TX, 1,405 one-to-four unit units.
Work Rockwall, TX at the parcel level
Every Rockwall, TX parcel carries owner and address; every Rockwall, TX parcel carries APN; Rockwall, TX distress scores sit on the Rockwall, TX live board.
Rockwall, TX figures refresh with each source.
Rockwall, TX questions
Most distressed ZIP code in Rockwall County, TX?
ZIP 75098 leads Rockwall, TX at 34/100; next in Rockwall, TX: 75088 at 33/100; the Rockwall, TX average is 32/100.
Where does Rockwall County, TX rank for investment opportunity?
Rockwall, TX is #2,680 among all ranked counties, #233 in Texas; the Rockwall, TX driver is construction; Rockwall, TX moved down 104 places.
How many mortgages are delinquent in Rockwall County, TX?
1.8% of Rockwall, TX mortgages were ninety-plus days late in December 2025; the Rockwall, TX peak since 2008 was 3.1%.
Which banks lend in Rockwall County, TX?
7 watched lenders hold Rockwall, TX branches; the largest Rockwall, TX footprints are American Nb Of Texas (4), Alliance Bank (2), First National Bank Texas (1).
More on Rockwall, TX
Rockwall County, TX distress report: public-record figures for Rockwall, TX; not legal advice for Rockwall, TX; not tax or investment advice; verify every Rockwall, TX record before acting.