Roscommon County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Roscommon County, Michigan? DLRadar grades every Roscommon County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Roscommon County breakdown.
- Roscommon County's most distressed ZIP is 48627 at 23/100.
- 7 ZIP codes tracked in Roscommon County, averaging 21/100 distress.
- Roscommon County reads expansion — home values up 5.5% year over year.
- Vacancy runs 56.2% across Roscommon County's tracked ZIPs, with a 12.2% poverty rate.
- The typical Roscommon County home is worth about $155,583 against a ~$55,761 median income.
- Lending headwind in Roscommon County sits at 57/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 48627 | 23/100 |
| 2 | 48629 | 23/100 |
| 3 | 48630 | 23/100 |
| 4 | 48651 | 23/100 |
| 5 | 48656 | 23/100 |
| 6 | 48653 | 21/100 |
| 7 | 48624 | 12/100 |
Most distressed ZIP codes in Roscommon County (composite distress 0-100, 2026)
What is driving Roscommon County distress
Nothing here is estimated: Roscommon County is scored from filings alone, and its ZIPs average 21/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Roscommon County market phase and pricing
Phase for Roscommon County: expansion (+5.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
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Common questions
Which ZIP code leads Roscommon County on distress?
ZIP 48627 leads Roscommon County at 23/100, recomputed monthly from public records.
What market phase is Roscommon County in?
The market phase for Roscommon County is expansion, prices rising 5.5% on the year — derived from the FHFA House Price Index path.
Where does the Roscommon County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 7 Roscommon County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Roscommon County ZIP codes?
Averaging the county conceals how uneven it is. Across the Roscommon County ZIPs DLRadar ranks, scores run from 23/100 in 48627 down to 12/100 in 48624, against a Roscommon County average of 21/100. The 11-point range is the argument for ZIP-level search across Roscommon County.
What do Roscommon County home values and vacancy say about distressed supply?
The typical Roscommon County home carries about $155,583 of value against a median household income near $55,761. Vacancy across Roscommon County's tracked ZIPs runs 56.2% and the poverty rate is 12.2%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Roscommon County's foreclosure and tax-lien record and its 57/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.