Roscommon County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Roscommon County, MI distress report, 2026: 7 ZIPs scored in Roscommon, MI, Roscommon, MI average 24/100; the top Roscommon, MI ZIP is 48627 at 26/100; Roscommon, MI market phase expansion, Roscommon, MI prices +5.5% year over year.
- Roscommon, MI ranks #81 nationally (opportunity index); Roscommon, MI #2 in Michigan; Roscommon, MI index 37.6.
- Roscommon, MI: no CFPB county sample; Roscommon, MI non-metro area reading 1.0%.
- Roscommon, MI ZIP phases: 7 expansion.
- Roscommon, MI residential listings tracked: 20 across 6 ZIPs; Roscommon, MI candidate listings 9.
- Roscommon, MI lenders on watch: 1; largest Roscommon, MI footprint Mercantile Bank (1 branch).
- Roscommon, MI most distressed ZIP: 48627 at 26/100.
Roscommon, MI figures: DLRadar distress index; Roscommon, MI inputs: CFPB, FHFA, HUD, FDIC; Roscommon, MI rebuilt as sources refresh.
| Rank | Roscommon, MI ZIP | Score |
|---|---|---|
| 1 | 48627 | 26/100 |
| 2 | 48629 | 26/100 |
| 3 | 48630 | 26/100 |
| 4 | 48651 | 26/100 |
| 5 | 48656 | 26/100 |
| 6 | 48653 | 24/100 |
| 7 | 48624 | 12/100 |
Most distressed Roscommon, MI ZIPs (0-100, 2026)
Mortgage delinquency around Roscommon, MI
No CFPB county sample covers Roscommon, MI; the non-metro area reading for Roscommon, MI: 1.0% ninety-plus; Roscommon, MI area thirty-to-eighty-nine 2.6% (December 2025, Roscommon, MI); Michigan overall 0.9%.
Opportunity index: Roscommon, MI
Roscommon, MI index 37.6, Roscommon, MI phase strong_buy; Roscommon, MI primary driver vacancy, Roscommon, MI second driver construction. Roscommon, MI components: property stress 26.3, foreclosure pressure 25.7, listing discounts 41.7, bank stress 62.9, insurance 0.0; Roscommon, MI pulse 43.1; Roscommon, MI capital opportunity 29.4; Roscommon, MI seven-day change +0.3%.
ZIP market phases inside Roscommon, MI
7 Roscommon, MI ZIPs carry a price-cycle phase; Roscommon, MI ZIPs by phase (Roscommon, MI), deepest drawdown first: expansion, +5.5% YoY (Roscommon, MI): 48624, 48627, 48629, 48630, Roscommon, MI 48651, 48653, 48656.
Residential listings by Roscommon, MI ZIP
Roscommon, MI ZIPs with the most tracked Roscommon, MI residential listings: 48629 7 listings, 4 candidates, bank pressure 56; 48651 6 listings, 3 candidates, bank pressure 57; 48653 6 listings, 2 candidates, bank pressure 56; 48656 1 listings, 0 candidates, bank pressure 57 (Roscommon, MI); 48627 0 listings, 0 candidates, bank pressure 57; 48630 0 listings, 0 candidates, bank pressure 57. Roscommon, MI totals: 20 listings; Roscommon, MI candidates 9; active ZIPs 1.
Lenders with branches in Roscommon, MI
Roscommon, MI lenders by branch count: Mercantile Bank (Roscommon, MI): stress 52, 1 branch low in Roscommon, MI.
Vacancy and permits, Roscommon, MI
11,634 of 23,213 Roscommon, MI housing units are vacant; Roscommon, MI permits, twelve months: 0 multifamily units in Roscommon, MI, 68 one-to-four unit units.
Work Roscommon, MI at the parcel level
Every Roscommon, MI parcel carries owner and address; every Roscommon, MI parcel carries APN; Roscommon, MI distress scores sit on the Roscommon, MI live board.
Roscommon, MI figures refresh with each source.
Roscommon, MI questions
Most distressed ZIP code in Roscommon County, MI?
ZIP 48627 leads Roscommon, MI at 26/100; next in Roscommon, MI: 48629 at 26/100; the Roscommon, MI average is 24/100.
Where does Roscommon County, MI rank for investment opportunity?
Roscommon, MI is #81 among all ranked counties, #2 in Michigan; the Roscommon, MI driver is vacancy; Roscommon, MI moved up 4 places.
How many mortgages are delinquent in Roscommon County, MI?
Roscommon, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Roscommon, MI.
Which banks lend in Roscommon County, MI?
1 watched lenders hold Roscommon, MI branches; the largest Roscommon, MI footprints are Mercantile Bank (1).
More on Roscommon, MI
Roscommon County, MI distress report: public-record figures for Roscommon, MI; not legal advice for Roscommon, MI; not tax or investment advice; verify every Roscommon, MI record before acting.