Roseau County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Roseau County, MN distress report, 2026: 11 ZIPs scored in Roseau, MN, Roseau, MN average 15/100; the top Roseau, MN ZIP is 56714 at 17/100; Roseau, MN market phase peak, Roseau, MN prices +3.4% year over year.
- Roseau, MN ranks #1,819 nationally (opportunity index); Roseau, MN #22 in Minnesota; Roseau, MN index 28.4.
- Roseau, MN: no CFPB county sample; Roseau, MN non-metro area reading 1.0%.
- Roseau, MN ZIP phases: 11 peak.
- Roseau, MN residential listings tracked: 2 across 7 ZIPs; Roseau, MN candidate listings 1.
- Roseau, MN HUD assisted properties: 1 with 30 units.
- Roseau, MN lenders on watch: 2; largest Roseau, MN footprint Security Stb Of Warroad (2 branches).
- Roseau, MN most distressed ZIP: 56714 at 17/100.
Roseau, MN figures: DLRadar distress index; Roseau, MN inputs: CFPB, FHFA, HUD, FDIC; Roseau, MN rebuilt as sources refresh.
| Rank | Roseau, MN ZIP | Score |
|---|---|---|
| 1 | 56714 | 17/100 |
| 2 | 56726 | 17/100 |
| 3 | 56751 | 17/100 |
| 4 | 56756 | 17/100 |
| 5 | 56761 | 17/100 |
| 6 | 56763 | 17/100 |
| 7 | 56759 | 16/100 |
| 8 | 56724 | 15/100 |
| 9 | 56732 | 10/100 |
| 10 | 56735 | 10/100 |
| 11 | 56673 | 7/100 |
Most distressed Roseau, MN ZIPs (0-100, 2026)
Mortgage delinquency around Roseau, MN
No CFPB county sample covers Roseau, MN; the non-metro area reading for Roseau, MN: 1.0% ninety-plus; Roseau, MN area thirty-to-eighty-nine 2.2% (December 2025, Roseau, MN); Minnesota overall 0.6%.
Opportunity index: Roseau, MN
Roseau, MN index 28.4, Roseau, MN phase early_signal; Roseau, MN primary driver construction, Roseau, MN second driver vacancy. Roseau, MN components: property stress 13.1, foreclosure pressure 12.4, listing discounts 14.9, bank stress 64.6, insurance 0.0; Roseau, MN pulse 36.9; Roseau, MN capital opportunity 15.7.
ZIP market phases inside Roseau, MN
11 Roseau, MN ZIPs carry a price-cycle phase; Roseau, MN ZIPs by phase (Roseau, MN), deepest drawdown first: peak, +3.4% YoY (Roseau, MN): 56673, 56714, 56724, 56726, Roseau, MN 56732, 56735, 56751, 56756, Roseau, MN 56759, 56761, 56763.
Residential listings by Roseau, MN ZIP
Roseau, MN ZIPs with the most tracked Roseau, MN residential listings: 56714 1 listings, 0 candidates, bank pressure 63; 56763 1 listings, 1 candidates, bank pressure 63; 56726 0 listings, 0 candidates, bank pressure 63; 56751 0 listings, 0 candidates, bank pressure 63 (Roseau, MN); 56756 0 listings, 0 candidates, bank pressure 63; 56759 0 listings, 0 candidates, bank pressure 60; 56761 0 listings, 0 candidates, bank pressure 63. Roseau, MN totals: 2 listings; Roseau, MN candidates 1; active ZIPs 0.
HUD assisted housing in Roseau, MN
1 assisted properties with 30 units sit in Roseau, MN; largest Roseau, MN properties: Warroad Townhouses (Warroad) 30 units, 30 assisted.
Lenders with branches in Roseau, MN
Roseau, MN lenders by branch count: Security Stb Of Warroad (Roseau, MN): stress 68, 2 branches low in Roseau, MN; Citizens Stb Of Roseau (Roseau, MN): stress 53, 1 branch moderate in Roseau, MN.
Vacancy and permits, Roseau, MN
928 of 7,224 Roseau, MN housing units are vacant; Roseau, MN permits, twelve months: 0 multifamily units in Roseau, MN, 20 one-to-four unit units.
Work Roseau, MN at the parcel level
Every Roseau, MN parcel carries owner and address; every Roseau, MN parcel carries APN; Roseau, MN distress scores sit on the Roseau, MN live board.
Roseau, MN figures refresh with each source.
Roseau, MN questions
Most distressed ZIP code in Roseau County, MN?
ZIP 56714 leads Roseau, MN at 17/100; next in Roseau, MN: 56726 at 17/100; the Roseau, MN average is 15/100.
Where does Roseau County, MN rank for investment opportunity?
Roseau, MN is #1,819 among all ranked counties, #22 in Minnesota; the Roseau, MN driver is construction; Roseau, MN moved down 1,099 places.
How many mortgages are delinquent in Roseau County, MN?
Roseau, MN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Roseau, MN.
Which banks lend in Roseau County, MN?
2 watched lenders hold Roseau, MN branches; the largest Roseau, MN footprints are Security Stb Of Warroad (2), Citizens Stb Of Roseau (1).
More on Roseau, MN
Roseau County, MN distress report: public-record figures for Roseau, MN; not legal advice for Roseau, MN; not tax or investment advice; verify every Roseau, MN record before acting.