Roseau County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Roseau County, Minnesota? DLRadar grades every Roseau County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Roseau County breakdown.
- Roseau County's most distressed ZIP is 56714 at 17/100.
- 11 ZIP codes tracked in Roseau County, averaging 15/100 distress.
- Roseau County reads peak — home values up 3.4% year over year.
- Vacancy runs 26.3% across Roseau County's tracked ZIPs, with a 8.8% poverty rate.
- The typical Roseau County home is worth about $163,800 against a ~$72,876 median income.
- Lending headwind in Roseau County sits at 68/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 56714 | 17/100 |
| 2 | 56726 | 17/100 |
| 3 | 56751 | 17/100 |
| 4 | 56756 | 17/100 |
| 5 | 56761 | 17/100 |
| 6 | 56763 | 17/100 |
| 7 | 56759 | 16/100 |
| 8 | 56724 | 15/100 |
| 9 | 56735 | 10/100 |
| 10 | 56732 | 9/100 |
| 11 | 56673 | 8/100 |
Most distressed ZIP codes in Roseau County (composite distress 0-100, 2026)
What is driving Roseau County distress
DLRadar builds Roseau County's distress picture only from records anyone can pull; its ZIPs average 15/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Roseau County market phase and pricing
Roseau County reads peak — home prices rose 3.4% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Roseau County
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Frequently asked
Which ZIP code leads Roseau County on distress?
ZIP 56714 leads Roseau County at 17/100, recomputed monthly from public records.
How would you describe the Roseau County market phase?
Roseau County currently sits in peak, with values up 3.4% year on year, based on FHFA price-index trajectory.
Where does the Roseau County data come from?
Every Roseau County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 11 Roseau County ZIP codes that it runs on every other U.S. county, so Roseau County's numbers are directly comparable to any other market.
How much do distress scores vary between Roseau County ZIP codes?
A single county score papers over real variation. Across the Roseau County ZIPs DLRadar ranks, scores run from 17/100 in 56714 down to 8/100 in 56673, against a Roseau County average of 15/100. A spread of 9 points means Roseau County has to be worked ZIP by ZIP.
What do Roseau County home values and vacancy say about distressed supply?
The typical Roseau County home carries about $163,800 of value against a median household income near $72,876. Vacancy across Roseau County's tracked ZIPs runs 26.3% and the poverty rate is 8.8%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Roseau County's foreclosure and tax-lien record and its 68/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.