Russell County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Russell County, Kentucky? DLRadar grades every Russell County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Russell County breakdown.
- Russell County's most distressed ZIP is 42544 at 24/100.
- 7 ZIP codes tracked in Russell County, averaging 16/100 distress.
- Russell County reads expansion — home values up 5.3% year over year.
- Vacancy runs 22.3% across Russell County's tracked ZIPs, with a 23.4% poverty rate.
- The typical Russell County home is worth about $172,314 against a ~$48,436 median income.
- Lending headwind in Russell County sits at 41/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 42544 | 24/100 |
| 2 | 42741 | 21/100 |
| 3 | 42565 | 17/100 |
| 4 | 42528 | 16/100 |
| 5 | 42642 | 13/100 |
| 6 | 42629 | 12/100 |
| 7 | 42602 | 11/100 |
Most distressed ZIP codes in Russell County (composite distress 0-100, 2026)
What is driving Russell County distress
The Russell County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 16/100 ZIP average. No proprietary or modelled inputs enter the score.
Russell County market phase and pricing
Phase for Russell County: expansion (+5.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Russell County
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Frequently asked questions
Which Russell County ZIP scores worst for distress?
ZIP 42544 leads Russell County at 24/100, recomputed monthly from public records.
Where is Russell County in the housing cycle?
FHFA price-index movement places Russell County in expansion; prices are up 5.3% over twelve months.
What are the sources behind these Russell County numbers?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 7 ZIP codes in Russell County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Russell County ZIP codes?
One county number flattens a wide range. Across the Russell County ZIPs DLRadar ranks, scores run from 24/100 in 42544 down to 11/100 in 42602, against a Russell County average of 16/100. With 13 points between best and worst, county-level targeting in Russell County wastes effort.
What do Russell County home values and vacancy say about distressed supply?
The typical Russell County home carries about $172,314 of value against a median household income near $48,436. Vacancy across Russell County's tracked ZIPs runs 22.3% and the poverty rate is 23.4%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Russell County's foreclosure and lien filings and its 41/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.