Russell County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Russell County, KY distress report, 2026: 7 ZIPs scored in Russell, KY, Russell, KY average 18/100; the top Russell, KY ZIP is 42741 at 24/100; Russell, KY market phase expansion, Russell, KY prices +5.3% year over year.
- Russell, KY ranks #1,402 nationally (opportunity index); Russell, KY #86 in Kentucky; Russell, KY index 29.8.
- Russell, KY: no CFPB county sample; Russell, KY non-metro area reading 1.1%.
- Russell, KY ZIP phases: 6 expansion, 1 neutral.
- Russell, KY residential listings tracked: 4 across 2 ZIPs; Russell, KY candidate listings 2.
- Russell, KY lenders on watch: 7; largest Russell, KY footprint First Nb Of Russell Springs (3 branches).
- Russell, KY most distressed ZIP: 42741 at 24/100.
Russell, KY figures: DLRadar distress index; Russell, KY inputs: CFPB, FHFA, HUD, FDIC; Russell, KY rebuilt as sources refresh.
| Rank | Russell, KY ZIP | Score |
|---|---|---|
| 1 | 42741 | 24/100 |
| 2 | 42544 | 23/100 |
| 3 | 42565 | 18/100 |
| 4 | 42602 | 17/100 |
| 5 | 42528 | 16/100 |
| 6 | 42642 | 14/100 |
| 7 | 42629 | 13/100 |
Most distressed Russell, KY ZIPs (0-100, 2026)
Mortgage delinquency around Russell, KY
No CFPB county sample covers Russell, KY; the non-metro area reading for Russell, KY: 1.1% ninety-plus; Russell, KY area thirty-to-eighty-nine 3.0% (December 2025, Russell, KY); Kentucky overall 1.0%.
Opportunity index: Russell, KY
Russell, KY index 29.8, Russell, KY phase early_signal; Russell, KY primary driver vacancy, Russell, KY second driver bank institutional. Russell, KY components: property stress 29.3, foreclosure pressure 30.6, listing discounts 13.4, bank stress 58.7, insurance 0.0; Russell, KY pulse 36.7; Russell, KY capital opportunity 19.5; Russell, KY seven-day change +1.3%.
ZIP market phases inside Russell, KY
7 Russell, KY ZIPs carry a price-cycle phase; Russell, KY ZIPs by phase (Russell, KY), deepest drawdown first: expansion, +5.3% YoY (Russell, KY): 42528, 42565, 42602, 42629, Russell, KY 42642, 42741; neutral, +4.6% YoY (Russell, KY): 42544.
Residential listings by Russell, KY ZIP
Russell, KY ZIPs with the most tracked Russell, KY residential listings: 42629 3 listings, 1 candidates, bank pressure 59; 42642 1 listings, 1 candidates, bank pressure 60. Russell, KY totals: 4 listings; Russell, KY candidates 2; active ZIPs 0.
Lenders with branches in Russell, KY
Russell, KY lenders by branch count: First Nb Of Russell Springs (Russell, KY): stress 65, 3 branches low in Russell, KY; Bank Of Jamestown (Russell, KY): stress 57, 3 branches low in Russell, KY; Monticello Banking Co (Russell, KY): stress 76, 1 branch low in Russell, KY; Citizens Nb Of Somerset (Russell, KY): stress 67, 1 branch low in Russell, KY; First&Farmers Nb Inc (Russell, KY): stress 57, 1 branch low in Russell, KY; Community Trust Bank Inc (Russell, KY): stress 47, 1 branch low in Russell, KY; United Citizens Bank Of S Ky (Russell, KY): stress 46, 1 branch low in Russell, KY.
Vacancy and permits, Russell, KY
2,607 of 10,169 Russell, KY housing units are vacant; Russell, KY permits, twelve months: 0 multifamily units in Russell, KY, 10 one-to-four unit units.
Work Russell, KY at the parcel level
Every Russell, KY parcel carries owner and address; every Russell, KY parcel carries APN; Russell, KY distress scores sit on the Russell, KY live board.
Russell, KY figures refresh with each source.
Russell, KY questions
Most distressed ZIP code in Russell County, KY?
ZIP 42741 leads Russell, KY at 24/100; next in Russell, KY: 42544 at 23/100; the Russell, KY average is 18/100.
Where does Russell County, KY rank for investment opportunity?
Russell, KY is #1,402 among all ranked counties, #86 in Kentucky; the Russell, KY driver is vacancy; Russell, KY moved down 461 places.
How many mortgages are delinquent in Russell County, KY?
Russell, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Russell, KY.
Which banks lend in Russell County, KY?
7 watched lenders hold Russell, KY branches; the largest Russell, KY footprints are First Nb Of Russell Springs (3), Bank Of Jamestown (3), Monticello Banking Co (1).
More on Russell, KY
Russell County, KY distress report: public-record figures for Russell, KY; not legal advice for Russell, KY; not tax or investment advice; verify every Russell, KY record before acting.