Saguache County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Saguache County, Colorado? DLRadar grades every Saguache County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 13/100. Here is the 2026 Saguache County breakdown.
- Saguache County's most distressed ZIP is 81230 at 13/100.
- 9 ZIP codes tracked in Saguache County, averaging 9/100 distress.
- Saguache County reads peak — home values up 2.2% year over year.
- Vacancy runs 20.9% across Saguache County's tracked ZIPs, with a 12.3% poverty rate.
- The typical Saguache County home is worth about $299,288 against a ~$63,227 median income.
- Lending headwind in Saguache County sits at 47/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 81230 | 13/100 |
| 2 | 81248 | 11/100 |
| 3 | 81125 | 9/100 |
| 4 | 81132 | 9/100 |
| 5 | 81131 | 8/100 |
| 6 | 81143 | 8/100 |
| 7 | 81149 | 8/100 |
| 8 | 81155 | 8/100 |
| 9 | 81136 | 6/100 |
Most distressed ZIP codes in Saguache County (composite distress 0-100, 2026)
What is driving Saguache County distress
Saguache County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 9/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Saguache County market phase and pricing
Saguache County currently sits in peak after a 2.2% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Questions and answers
What is the most distressed ZIP code in Saguache County, CO?
ZIP 81230 leads Saguache County at 13/100, recomputed monthly from public records.
Is Saguache County expanding or contracting?
The market phase for Saguache County is peak, prices rising 2.2% on the year — derived from the FHFA House Price Index path.
Where does the Saguache County data come from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 9 Saguache County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Saguache County ZIP codes?
The county figure is a blend, not a description. Across the Saguache County ZIPs DLRadar ranks, scores run from 13/100 in 81230 down to 6/100 in 81136, against a Saguache County average of 9/100. Because the gap runs to 7 points, Saguache County rewards ZIP-level precision.
What do Saguache County home values and vacancy say about distressed supply?
The typical Saguache County home carries about $299,288 of value against a median household income near $63,227. Vacancy across Saguache County's tracked ZIPs runs 20.9% and the poverty rate is 12.3%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Saguache County's foreclosure and tax-lien record and its 47/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.