San Miguel County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
San Miguel County, NM distress report, 2026: 23 ZIPs scored in San Miguel, NM, San Miguel, NM average 14/100; the top San Miguel, NM ZIP is 87056 at 16/100; San Miguel, NM market phase peak, San Miguel, NM prices +1.9% year over year.
- San Miguel, NM ranks #2,300 nationally (opportunity index); San Miguel, NM #28 in New Mexico; San Miguel, NM index 26.7.
- San Miguel, NM: no CFPB county sample; San Miguel, NM state reading 1.1%.
- San Miguel, NM ZIP phases: 20 peak, 3 neutral.
- San Miguel, NM residential listings tracked: 15 across 17 ZIPs; San Miguel, NM candidate listings 8.
- San Miguel, NM HUD assisted properties: 1 with 15 units.
- San Miguel, NM lenders on watch: 2; largest San Miguel, NM footprint Southwest Capital Bank (4 branches).
- San Miguel, NM most distressed ZIP: 87056 at 16/100.
San Miguel, NM figures: DLRadar distress index; San Miguel, NM inputs: CFPB, FHFA, HUD, FDIC; San Miguel, NM rebuilt as sources refresh.
| Rank | San Miguel, NM ZIP | Score |
|---|---|---|
| 1 | 87056 | 16/100 |
| 2 | 87535 | 16/100 |
| 3 | 87538 | 16/100 |
| 4 | 87552 | 16/100 |
| 5 | 87560 | 16/100 |
| 6 | 87562 | 16/100 |
| 7 | 87565 | 16/100 |
| 8 | 87569 | 16/100 |
| 9 | 87573 | 16/100 |
| 10 | 87583 | 16/100 |
| 11 | 87701 | 16/100 |
| 12 | 87731 | 16/100 |
Most distressed San Miguel, NM ZIPs (0-100, 2026)
Mortgage delinquency around San Miguel, NM
No CFPB county sample covers San Miguel, NM; the state reading for San Miguel, NM: 1.1% ninety-plus; San Miguel, NM area thirty-to-eighty-nine 2.4% (December 2025, San Miguel, NM).
Opportunity index: San Miguel, NM
San Miguel, NM index 26.7, San Miguel, NM phase weak; San Miguel, NM primary driver vacancy, San Miguel, NM second driver bank institutional. San Miguel, NM components: property stress 18.1, foreclosure pressure 19.1, listing discounts 25.5, bank stress 53.9, insurance 0.0; San Miguel, NM pulse 29.1; San Miguel, NM capital opportunity 23.1.
ZIP market phases inside San Miguel, NM
23 San Miguel, NM ZIPs carry a price-cycle phase; San Miguel, NM ZIPs by phase (San Miguel, NM), deepest drawdown first: neutral, +4.3% YoY (San Miguel, NM): 87056; neutral, +4.5% YoY (San Miguel, NM): 87535; peak, +1.9% YoY (San Miguel, NM): 87538, 87552, 87560, 87562, San Miguel, NM 87565, 87569, 87583, 87701, San Miguel, NM 87731, 87742, 87745, 87746; neutral, +3.1% YoY (San Miguel, NM): 87573; peak, +1.7% YoY (San Miguel, NM): 87711.
Residential listings by San Miguel, NM ZIP
San Miguel, NM ZIPs with the most tracked San Miguel, NM residential listings: 87701 6 listings, 2 candidates, bank pressure 62; 87552 5 listings, 4 candidates, bank pressure 62; 87742 2 listings, 2 candidates, bank pressure 60; 87560 1 listings, 0 candidates, bank pressure 62 (San Miguel, NM); 87562 1 listings, 0 candidates, bank pressure 62; 87538 0 listings, 0 candidates, bank pressure 62; 87565 0 listings, 0 candidates, bank pressure 62; 87569 0 listings, 0 candidates, bank pressure 62. San Miguel, NM totals: 15 listings; San Miguel, NM candidates 8; active ZIPs 2.
HUD assisted housing in San Miguel, NM
1 assisted properties with 15 units sit in San Miguel, NM; largest San Miguel, NM properties: Vista Gallinas (Las Vegas) 15 units, 14 assisted.
Lenders with branches in San Miguel, NM
San Miguel, NM lenders by branch count: Southwest Capital Bank (San Miguel, NM): stress 67, 4 branches low in San Miguel, NM; Community 1st Bank Las Vegas (San Miguel, NM): stress 51, 3 branches low in San Miguel, NM.
Vacancy and permits, San Miguel, NM
2,936 of 14,867 San Miguel, NM housing units are vacant.
Work San Miguel, NM at the parcel level
Every San Miguel, NM parcel carries owner and address; every San Miguel, NM parcel carries APN; San Miguel, NM distress scores sit on the San Miguel, NM live board.
San Miguel, NM figures refresh with each source.
San Miguel, NM questions
Most distressed ZIP code in San Miguel County, NM?
ZIP 87056 leads San Miguel, NM at 16/100; next in San Miguel, NM: 87535 at 16/100; the San Miguel, NM average is 14/100.
Where does San Miguel County, NM rank for investment opportunity?
San Miguel, NM is #2,300 among all ranked counties, #28 in New Mexico; the San Miguel, NM driver is vacancy; San Miguel, NM moved up 201 places.
How many mortgages are delinquent in San Miguel County, NM?
San Miguel, NM takes the state reading of 1.1% for December 2025; no CFPB county sample covers San Miguel, NM.
Which banks lend in San Miguel County, NM?
2 watched lenders hold San Miguel, NM branches; the largest San Miguel, NM footprints are Southwest Capital Bank (4), Community 1st Bank Las Vegas (3).
More on San Miguel, NM
San Miguel County, NM distress report: public-record figures for San Miguel, NM; not legal advice for San Miguel, NM; not tax or investment advice; verify every San Miguel, NM record before acting.