Sangamon County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Sangamon County, IL distress report, 2026: 30 ZIPs scored in Sangamon, IL, Sangamon, IL average 24/100; the top Sangamon, IL ZIP is 62515 at 26/100; Sangamon, IL market phase expansion, Sangamon, IL prices +5.2% year over year.
- Sangamon, IL ranks #2,181 nationally (opportunity index); Sangamon, IL #62 in Illinois; Sangamon, IL index 27.1.
- Sangamon, IL ninety-day mortgage delinquency 0.7% in December 2025; Sangamon, IL twelve-month change -0.1%.
- Sangamon, IL ZIP phases: 28 expansion, 2 peak.
- Sangamon, IL residential listings tracked: 15 across 26 ZIPs; Sangamon, IL candidate listings 5.
- Sangamon, IL HUD assisted properties: 8 with 700 units.
- Sangamon, IL lenders on watch: 8; largest Sangamon, IL footprint United Community Bank (15 branches).
- Sangamon, IL most distressed ZIP: 62515 at 26/100.
Sangamon, IL figures: DLRadar distress index; Sangamon, IL inputs: CFPB, FHFA, HUD, FDIC; Sangamon, IL rebuilt as sources refresh.
| Rank | Sangamon, IL ZIP | Score |
|---|---|---|
| 1 | 62515 | 26/100 |
| 2 | 62520 | 26/100 |
| 3 | 62530 | 26/100 |
| 4 | 62536 | 26/100 |
| 5 | 62561 | 26/100 |
| 6 | 62615 | 26/100 |
| 7 | 62625 | 26/100 |
| 8 | 62629 | 26/100 |
| 9 | 62661 | 26/100 |
| 10 | 62684 | 26/100 |
| 11 | 62689 | 26/100 |
| 12 | 62701 | 26/100 |
Most distressed Sangamon, IL ZIPs (0-100, 2026)
Mortgage delinquency in Sangamon, IL
0.7% of Sangamon, IL mortgages were ninety-plus days late (Sangamon, IL, December 2025); Sangamon, IL thirty-to-eighty-nine days late: 2.1%; Sangamon, IL twelve-month change -0.1%; Sangamon, IL peak since 2008: 2.1% (January 2012); Illinois overall 1.1%. Sangamon, IL ninety-day series: Dec 24 0.8, Jan 25 1.0, Feb 25 1.0 (Sangamon, IL), Mar 25 0.9, Apr 25 0.7, May 25 0.4 (Sangamon, IL), Jun 25 0.5, Jul 25 0.7, Aug 25 0.6 (Sangamon, IL), Sep 25 0.7, Oct 25 0.7, Nov 25 0.7 (Sangamon, IL), Dec 25 0.7.
Opportunity index: Sangamon, IL
Sangamon, IL index 27.1, Sangamon, IL phase weak; Sangamon, IL primary driver construction, Sangamon, IL second driver bank institutional. Sangamon, IL components: property stress 11.0, foreclosure pressure 10.0, listing discounts 26.2, bank stress 61.6, insurance 0.0; Sangamon, IL pulse 31.6; Sangamon, IL capital opportunity 20.4.
ZIP market phases inside Sangamon, IL
30 Sangamon, IL ZIPs carry a price-cycle phase; Sangamon, IL ZIPs by phase (Sangamon, IL), deepest drawdown first: expansion, +5.2% YoY (Sangamon, IL): 62515, 62520, 62530, 62536, Sangamon, IL 62561, 62563, 62613, 62615, Sangamon, IL 62625, 62629, 62661, 62670; peak, +4.7% YoY (Sangamon, IL): 62539; expansion, +5.4% YoY (Sangamon, IL): 62545, 62558; expansion, +5.6% YoY (Sangamon, IL): 62548.
Residential listings by Sangamon, IL ZIP
Sangamon, IL ZIPs with the most tracked Sangamon, IL residential listings: 62707 3 listings, 1 candidates, bank pressure 65; 62702 2 listings, 1 candidates, bank pressure 65; 62703 2 listings, 1 candidates, bank pressure 65; 62704 2 listings, 1 candidates, bank pressure 65 (Sangamon, IL); 62712 2 listings, 1 candidates, bank pressure 65; 62615 1 listings, 0 candidates, bank pressure 65; 62625 1 listings, 0 candidates, bank pressure 65; 62661 1 listings, 0 candidates, bank pressure 65. Sangamon, IL totals: 15 listings; Sangamon, IL candidates 5; active ZIPs 9.
HUD assisted housing in Sangamon, IL
8 assisted properties with 700 units sit in Sangamon, IL; largest Sangamon, IL properties: Sangamon Towers (Springfield) 212 units, 212 assisted; Prairie Vista Apartments (Chatham) 160 units; Lake Pointe Apartments Iii (Springfield) 100 units in Sangamon, IL; Ravenwood Townhomes Apartments (Springfield) 86 units; Capitol Retirement Village (Springfield) 60 units, 59 assisted; Odd Fellow Heritage Apartments (Buffalo) 56 units, 56 assisted.
Lenders with branches in Sangamon, IL
Sangamon, IL lenders by branch count: United Community Bank (Sangamon, IL): stress 63, 15 branches low in Sangamon, IL; Inb National Assn (Sangamon, IL): stress 70, 8 branches low in Sangamon, IL; Morton Community Bank (Sangamon, IL): stress 60, 6 branches low in Sangamon, IL; Bank Of Springfield (Sangamon, IL): stress 68, 5 branches low in Sangamon, IL; Prairie State Bank&Trust (Sangamon, IL): stress 52, 4 branches low in Sangamon, IL; Williamsville State B&T (Sangamon, IL): stress 86, 3 branches low in Sangamon, IL; Security Bank S B (Sangamon, IL): stress 79, 3 branches low in Sangamon, IL; Heartland Bank&Trust Co (Sangamon, IL): stress 51, 3 branches low in Sangamon, IL.
Vacancy and permits, Sangamon, IL
8,620 of 93,382 Sangamon, IL housing units are vacant; Sangamon, IL permits, twelve months: 5 multifamily units in Sangamon, IL, 197 one-to-four unit units.
Work Sangamon, IL at the parcel level
Every Sangamon, IL parcel carries owner and address; every Sangamon, IL parcel carries APN; Sangamon, IL distress scores sit on the Sangamon, IL live board.
Sangamon, IL figures refresh with each source.
Sangamon, IL questions
Most distressed ZIP code in Sangamon County, IL?
ZIP 62515 leads Sangamon, IL at 26/100; next in Sangamon, IL: 62520 at 26/100; the Sangamon, IL average is 24/100.
Where does Sangamon County, IL rank for investment opportunity?
Sangamon, IL is #2,181 among all ranked counties, #62 in Illinois; the Sangamon, IL driver is construction; Sangamon, IL moved down 250 places.
How many mortgages are delinquent in Sangamon County, IL?
0.7% of Sangamon, IL mortgages were ninety-plus days late in December 2025; the Sangamon, IL peak since 2008 was 2.1%.
Which banks lend in Sangamon County, IL?
8 watched lenders hold Sangamon, IL branches; the largest Sangamon, IL footprints are United Community Bank (15), Inb National Assn (8), Morton Community Bank (6).
More on Sangamon, IL
Sangamon County, IL distress report: public-record figures for Sangamon, IL; not legal advice for Sangamon, IL; not tax or investment advice; verify every Sangamon, IL record before acting.