Schley County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Schley County, GA distress report, 2026: 7 ZIPs scored in Schley, GA, Schley, GA average 19/100; the top Schley, GA ZIP is 31719 at 25/100; Schley, GA market phase peak, Schley, GA prices +1.2% year over year.
- Schley, GA ranks #1,775 nationally (opportunity index); Schley, GA #126 in Georgia; Schley, GA index 28.5.
- Schley, GA: no CFPB county sample; Schley, GA non-metro area reading 1.3%.
- Schley, GA ZIP phases: 7 peak.
- Schley, GA residential listings tracked: 1 across 1 ZIPs; Schley, GA candidate listings 0.
- Schley, GA lenders on watch: 2; largest Schley, GA footprint Peoples Bank Of Georgia (1 branch).
- Schley, GA most distressed ZIP: 31719 at 25/100.
Schley, GA figures: DLRadar distress index; Schley, GA inputs: CFPB, FHFA, HUD, FDIC; Schley, GA rebuilt as sources refresh.
| Rank | Schley, GA ZIP | Score |
|---|---|---|
| 1 | 31719 | 25/100 |
| 2 | 31711 | 23/100 |
| 3 | 31068 | 20/100 |
| 4 | 31081 | 19/100 |
| 5 | 31058 | 15/100 |
| 6 | 31806 | 15/100 |
| 7 | 31803 | 13/100 |
Most distressed Schley, GA ZIPs (0-100, 2026)
Mortgage delinquency around Schley, GA
No CFPB county sample covers Schley, GA; the non-metro area reading for Schley, GA: 1.3% ninety-plus; Schley, GA area thirty-to-eighty-nine 3.0% (December 2025, Schley, GA); Georgia overall 1.3%.
Opportunity index: Schley, GA
Schley, GA index 28.5, Schley, GA phase early_signal; Schley, GA primary driver vacancy, Schley, GA second driver construction. Schley, GA components: property stress 21.3, foreclosure pressure 22.5, listing discounts 3.7, bank stress 59.5, insurance 0.0; Schley, GA pulse 38.3; Schley, GA capital opportunity 13.8; Schley, GA seven-day change +0.1%.
ZIP market phases inside Schley, GA
7 Schley, GA ZIPs carry a price-cycle phase; Schley, GA ZIPs by phase (Schley, GA), deepest drawdown first: peak, +1.5% YoY, 1.5% off peak (Schley, GA): 31803; peak, +2.1% YoY, 0.6% off peak (Schley, GA): 31058; peak, +1.2% YoY, 0.0% off peak (Schley, GA): 31719; peak, +1.3% YoY, 0.0% off peak (Schley, GA): 31806; peak, +1.7% YoY, 0.0% off peak (Schley, GA): 31711; peak, +2.4% YoY, 0.0% off peak (Schley, GA): 31081; peak, +2.5% YoY, 0.0% off peak (Schley, GA): 31068.
Residential listings by Schley, GA ZIP
Schley, GA ZIPs with the most tracked Schley, GA residential listings: 31806 1 listings, 0 candidates, bank pressure 60. Schley, GA totals: 1 listings; Schley, GA candidates 0; active ZIPs 1.
Lenders with branches in Schley, GA
Schley, GA lenders by branch count: Peoples Bank Of Georgia (Schley, GA): stress 63, 1 branch low in Schley, GA; Ameris Bank (Schley, GA): stress 51, 1 branch low in Schley, GA.
Vacancy and permits, Schley, GA
247 of 1,886 Schley, GA housing units are vacant; Schley, GA permits, twelve months: 0 multifamily units in Schley, GA, 15 one-to-four unit units.
Work Schley, GA at the parcel level
Every Schley, GA parcel carries owner and address; every Schley, GA parcel carries APN; Schley, GA distress scores sit on the Schley, GA live board.
Schley, GA figures refresh with each source.
Schley, GA questions
Most distressed ZIP code in Schley County, GA?
ZIP 31719 leads Schley, GA at 25/100; next in Schley, GA: 31711 at 23/100; the Schley, GA average is 19/100.
Where does Schley County, GA rank for investment opportunity?
Schley, GA is #1,775 among all ranked counties, #126 in Georgia; the Schley, GA driver is vacancy; Schley, GA moved down 1,285 places.
How many mortgages are delinquent in Schley County, GA?
Schley, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Schley, GA.
Which banks lend in Schley County, GA?
2 watched lenders hold Schley, GA branches; the largest Schley, GA footprints are Peoples Bank Of Georgia (1), Ameris Bank (1).
More on Schley, GA
Schley County, GA distress report: public-record figures for Schley, GA; not legal advice for Schley, GA; not tax or investment advice; verify every Schley, GA record before acting.