Schley County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Schley County, Georgia? DLRadar grades every Schley County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Schley County breakdown.
- Schley County's most distressed ZIP is 31719 at 22/100.
- 7 ZIP codes tracked in Schley County, averaging 17/100 distress.
- Schley County reads peak — home values up 1.2% year over year.
- Vacancy runs 26.3% across Schley County's tracked ZIPs, with a 20.1% poverty rate.
- The typical Schley County home is worth about $108,717 against a ~$43,559 median income.
- Lending headwind in Schley County sits at 17/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 31719 | 22/100 |
| 2 | 31711 | 21/100 |
| 3 | 31068 | 18/100 |
| 4 | 31081 | 17/100 |
| 5 | 31058 | 14/100 |
| 6 | 31806 | 13/100 |
| 7 | 31803 | 12/100 |
Most distressed ZIP codes in Schley County (composite distress 0-100, 2026)
What is driving Schley County distress
Schley County's placement in the national index rests on public filings — a 17/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Schley County market phase and pricing
Schley County reads peak — home prices rose 1.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Schley County
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Frequently asked questions
Which part of Schley County, GA scores highest for distress?
ZIP 31719 leads Schley County at 22/100, recomputed monthly from public records.
Where is Schley County in the housing cycle?
FHFA price-index movement places Schley County in peak; prices are up 1.2% over twelve months.
Which datasets feed the Schley County scores?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 7 ZIP codes in Schley County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Schley County ZIP codes?
Averaging the county conceals how uneven it is. Across the Schley County ZIPs DLRadar ranks, scores run from 22/100 in 31719 down to 12/100 in 31803, against a Schley County average of 17/100. The 10-point range is the argument for ZIP-level search across Schley County.
What do Schley County home values and vacancy say about distressed supply?
The typical Schley County home carries about $108,717 of value against a median household income near $43,559. Vacancy across Schley County's tracked ZIPs runs 26.3% and the poverty rate is 20.1%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Schley County's foreclosure and tax-lien record and its 17/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.