Scotland County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Scotland County, MO distress report, 2026: 10 ZIPs scored in Scotland, MO, Scotland, MO average 8/100; the top Scotland, MO ZIP is 63546 at 11/100; Scotland, MO market phase peak, Scotland, MO prices +4.4% year over year.
- Scotland, MO ranks #1,061 nationally (opportunity index); Scotland, MO #29 in Missouri; Scotland, MO index 30.9.
- Scotland, MO: no CFPB county sample; Scotland, MO non-metro area reading 0.9%.
- Scotland, MO ZIP phases: 10 peak.
- Scotland, MO residential listings tracked: 1 across 3 ZIPs; Scotland, MO candidate listings 1.
- Scotland, MO lenders on watch: 2; largest Scotland, MO footprint Community Bank Of Memphis (1 branch).
- Scotland, MO most distressed ZIP: 63546 at 11/100.
Scotland, MO figures: DLRadar distress index; Scotland, MO inputs: CFPB, FHFA, HUD, FDIC; Scotland, MO rebuilt as sources refresh.
| Rank | Scotland, MO ZIP | Score |
|---|---|---|
| 1 | 63546 | 11/100 |
| 2 | 52542 | 10/100 |
| 3 | 63531 | 10/100 |
| 4 | 63543 | 9/100 |
| 5 | 63555 | 9/100 |
| 6 | 63563 | 9/100 |
| 7 | 63536 | 6/100 |
| 8 | 52573 | 5/100 |
| 9 | 63432 | 5/100 |
| 10 | 63474 | 4/100 |
Most distressed Scotland, MO ZIPs (0-100, 2026)
Mortgage delinquency around Scotland, MO
No CFPB county sample covers Scotland, MO; the non-metro area reading for Scotland, MO: 0.9% ninety-plus; Scotland, MO area thirty-to-eighty-nine 2.4% (December 2025, Scotland, MO); Missouri overall 0.9%.
Opportunity index: Scotland, MO
Scotland, MO index 30.9, Scotland, MO phase watchlist; Scotland, MO primary driver vacancy, Scotland, MO second driver bank institutional. Scotland, MO components: property stress 17.8, foreclosure pressure 18.3, listing discounts 31.9, bank stress 50.0, insurance 0.0; Scotland, MO pulse 34.0; Scotland, MO capital opportunity 26.3.
ZIP market phases inside Scotland, MO
10 Scotland, MO ZIPs carry a price-cycle phase; Scotland, MO ZIPs by phase (Scotland, MO), deepest drawdown first: peak, +2.9% YoY (Scotland, MO): 52542; peak, +3.1% YoY (Scotland, MO): 52573; peak, +4.4% YoY (Scotland, MO): 63432, 63474, 63531, 63543, Scotland, MO 63555, 63563; peak, +3.8% YoY (Scotland, MO): 63536; peak, +3.3% YoY (Scotland, MO): 63546.
Residential listings by Scotland, MO ZIP
Scotland, MO ZIPs with the most tracked Scotland, MO residential listings: 63555 1 listings, 1 candidates, bank pressure 56; 63432 0 listings, 0 candidates, bank pressure 55; 63543 0 listings, 0 candidates, bank pressure 56. Scotland, MO totals: 1 listings; Scotland, MO candidates 1; active ZIPs 0.
Lenders with branches in Scotland, MO
Scotland, MO lenders by branch count: Community Bank Of Memphis (Scotland, MO): stress 57, 1 branch low in Scotland, MO; Exchange Bank Co (Scotland, MO): stress 52, 1 branch low in Scotland, MO.
Vacancy and permits, Scotland, MO
651 of 2,201 Scotland, MO housing units are vacant; Scotland, MO permits, twelve months: 0 multifamily units in Scotland, MO, 1 one-to-four unit units.
Work Scotland, MO at the parcel level
Every Scotland, MO parcel carries owner and address; every Scotland, MO parcel carries APN; Scotland, MO distress scores sit on the Scotland, MO live board.
Scotland, MO figures refresh with each source.
Scotland, MO questions
Most distressed ZIP code in Scotland County, MO?
ZIP 63546 leads Scotland, MO at 11/100; next in Scotland, MO: 52542 at 10/100; the Scotland, MO average is 8/100.
Where does Scotland County, MO rank for investment opportunity?
Scotland, MO is #1,061 among all ranked counties, #29 in Missouri; the Scotland, MO driver is vacancy; Scotland, MO moved up 287 places.
How many mortgages are delinquent in Scotland County, MO?
Scotland, MO takes the non-metro area reading of 0.9% for December 2025; no CFPB county sample covers Scotland, MO.
Which banks lend in Scotland County, MO?
2 watched lenders hold Scotland, MO branches; the largest Scotland, MO footprints are Community Bank Of Memphis (1), Exchange Bank Co (1).
More on Scotland, MO
Scotland County, MO distress report: public-record figures for Scotland, MO; not legal advice for Scotland, MO; not tax or investment advice; verify every Scotland, MO record before acting.