Scott County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Scott County, Illinois? DLRadar grades every Scott County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 11/100. Here is the 2026 Scott County breakdown.
- Scott County's most distressed ZIP is 62650 at 11/100.
- 9 ZIP codes tracked in Scott County, averaging 6/100 distress.
- Scott County reads expansion — home values up 5.7% year over year.
- Vacancy runs 16.6% across Scott County's tracked ZIPs, with a 11.6% poverty rate.
- The typical Scott County home is worth about $100,433 against a ~$64,979 median income.
- Lending headwind in Scott County sits at 25/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 62650 | 11/100 |
| 2 | 62628 | 10/100 |
| 3 | 62668 | 10/100 |
| 4 | 62665 | 9/100 |
| 5 | 62082 | 6/100 |
| 6 | 62621 | 2/100 |
| 7 | 62610 | 1/100 |
| 8 | 62663 | 1/100 |
| 9 | 62694 | 1/100 |
Most distressed ZIP codes in Scott County (composite distress 0-100, 2026)
What is driving Scott County distress
Nothing here is estimated: Scott County is scored from filings alone, and its ZIPs average 6/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Scott County market phase and pricing
DLRadar places Scott County in expansion; prices moved up 5.7% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Scott County
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Frequently asked questions
Which part of Scott County, IL scores highest for distress?
ZIP 62650 leads Scott County at 11/100, recomputed monthly from public records.
Where is Scott County in the housing cycle?
Phase for Scott County: expansion, tracking a 5.7% gain year over year, read off the FHFA index.
What are the sources behind these Scott County numbers?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 9 ZIP codes in Scott County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Scott County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Scott County ZIPs DLRadar ranks, scores run from 11/100 in 62650 down to 1/100 in 62694, against a Scott County average of 6/100. The 10-point range is the argument for ZIP-level search across Scott County.
What do Scott County home values and vacancy say about distressed supply?
The typical Scott County home carries about $100,433 of value against a median household income near $64,979. Vacancy across Scott County's tracked ZIPs runs 16.6% and the poverty rate is 11.6%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Scott County's foreclosure and tax-lien record and its 25/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.