Scott County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Scott County, Missouri? DLRadar grades every Scott County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Scott County breakdown.
- Scott County's most distressed ZIP is 63736 at 36/100.
- 14 ZIP codes tracked in Scott County, averaging 33/100 distress.
- Scott County reads peak — home values up 3.3% year over year.
- Vacancy runs 13% across Scott County's tracked ZIPs, with a 18.5% poverty rate.
- The typical Scott County home is worth about $127,700 against a ~$57,513 median income.
- Lending headwind in Scott County sits at 27/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 63736 | 36/100 |
| 2 | 63742 | 36/100 |
| 3 | 63758 | 36/100 |
| 4 | 63767 | 36/100 |
| 5 | 63774 | 36/100 |
| 6 | 63780 | 36/100 |
| 7 | 63784 | 36/100 |
| 8 | 63824 | 36/100 |
| 9 | 63771 | 34/100 |
| 10 | 63801 | 34/100 |
| 11 | 63740 | 31/100 |
| 12 | 63735 | 28/100 |
Most distressed ZIP codes in Scott County (composite distress 0-100, 2026)
What is driving Scott County distress
Scott County's placement in the national index rests on public filings — a 33/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Scott County market phase and pricing
DLRadar places Scott County in peak; prices moved up 3.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Scott County
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Common questions
Where is distress highest inside Scott County, MO?
ZIP 63736 leads Scott County at 36/100, recomputed monthly from public records.
What stage of the price cycle is Scott County at?
The market phase for Scott County is peak, prices rising 3.3% on the year — derived from the FHFA House Price Index path.
How is the Scott County data sourced?
Scott County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 14 ZIPs are comparable to anywhere else.
How much do distress scores vary between Scott County ZIP codes?
A single county score papers over real variation. Across the Scott County ZIPs DLRadar ranks, scores run from 36/100 in 63736 down to 28/100 in 63735, against a Scott County average of 33/100. Those 8 points separate the ZIPs worth working in Scott County from the rest.
What do Scott County home values and vacancy say about distressed supply?
The typical Scott County home carries about $127,700 of value against a median household income near $57,513. Vacancy across Scott County's tracked ZIPs runs 13% and the poverty rate is 18.5%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Scott County's foreclosure and tax-lien filings and its 27/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.