Scott County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Scott County, Virginia? DLRadar grades every Scott County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Scott County breakdown.
- Scott County's most distressed ZIP is 24245 at 24/100.
- 12 ZIP codes tracked in Scott County, averaging 23/100 distress.
- Scott County reads peak — home values up 1.8% year over year.
- Vacancy runs 22.7% across Scott County's tracked ZIPs, with a 17.2% poverty rate.
- The typical Scott County home is worth about $141,125 against a ~$53,872 median income.
- Lending headwind in Scott County sits at 40/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 24245 | 24/100 |
| 2 | 24250 | 24/100 |
| 3 | 24251 | 24/100 |
| 4 | 24258 | 24/100 |
| 5 | 24271 | 24/100 |
| 6 | 24290 | 24/100 |
| 7 | 24202 | 23/100 |
| 8 | 24230 | 23/100 |
| 9 | 24244 | 22/100 |
| 10 | 37642 | 22/100 |
| 11 | 24219 | 21/100 |
| 12 | 24221 | 17/100 |
Most distressed ZIP codes in Scott County (composite distress 0-100, 2026)
What is driving Scott County distress
Scott County's placement in the national index rests on public filings — a 23/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Scott County market phase and pricing
Scott County reads peak — home prices rose 1.8% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Scott County
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Questions about this county
What is the most distressed ZIP code in Scott County, VA?
ZIP 24245 leads Scott County at 24/100, recomputed monthly from public records.
Where is Scott County in the housing cycle?
Phase for Scott County: peak, tracking a 1.8% gain year over year, read off the FHFA index.
Which datasets feed the Scott County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 12 Scott County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Scott County ZIP codes?
A single county score papers over real variation. Across the Scott County ZIPs DLRadar ranks, scores run from 24/100 in 24245 down to 17/100 in 24221, against a Scott County average of 23/100. The 7-point range is the argument for ZIP-level search across Scott County.
What do Scott County home values and vacancy say about distressed supply?
The typical Scott County home carries about $141,125 of value against a median household income near $53,872. Vacancy across Scott County's tracked ZIPs runs 22.7% and the poverty rate is 17.2%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Scott County's foreclosure and tax-lien filings and its 40/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.