Seminole County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Seminole County, Florida? DLRadar grades every Seminole County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 38/100. Here is the 2026 Seminole County breakdown.
- Seminole County's most distressed ZIP is 32703 at 38/100.
- 17 ZIP codes tracked in Seminole County, averaging 37/100 distress.
- Seminole County reads peak — home values up 0.3% year over year, 0.7% off peak.
- Vacancy runs 6.7% across Seminole County's tracked ZIPs, with a 10.3% poverty rate.
- The typical Seminole County home is worth about $387,559 against a ~$81,923 median income.
- Lending headwind in Seminole County sits at 46/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32703 | 38/100 |
| 2 | 32751 | 38/100 |
| 3 | 32810 | 38/100 |
| 4 | 32701 | 37/100 |
| 5 | 32707 | 37/100 |
| 6 | 32708 | 37/100 |
| 7 | 32714 | 37/100 |
| 8 | 32730 | 37/100 |
| 9 | 32732 | 37/100 |
| 10 | 32746 | 37/100 |
| 11 | 32750 | 37/100 |
| 12 | 32765 | 37/100 |
Most distressed ZIP codes in Seminole County (composite distress 0-100, 2026)
What is driving Seminole County distress
Seminole County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 37/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Seminole County market phase and pricing
Seminole County currently sits in peak after a 0.3% gain in the past twelve months, 0.7% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Questions and answers
Which ZIP code leads Seminole County on distress?
ZIP 32703 leads Seminole County at 38/100, recomputed monthly from public records.
How would you describe the Seminole County market phase?
Seminole County reads peak, with home prices up 0.3% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Seminole County scores?
Each Seminole County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 17 local ZIPs and every other county in the country.
How much do distress scores vary between Seminole County ZIP codes?
The county figure is a blend, not a description. Across the Seminole County ZIPs DLRadar ranks, scores run from 38/100 in 32703 down to 37/100 in 32765, against a Seminole County average of 37/100. The 1-point range is the argument for ZIP-level search across Seminole County.
What do Seminole County home values and vacancy say about distressed supply?
The typical Seminole County home carries about $387,559 of value against a median household income near $81,923. Vacancy across Seminole County's tracked ZIPs runs 6.7% and the poverty rate is 10.3%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Seminole County's filings and its 46/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.