Seminole County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Seminole County, Oklahoma? DLRadar grades every Seminole County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Seminole County breakdown.
- Seminole County's most distressed ZIP is 74854 at 28/100.
- 10 ZIP codes tracked in Seminole County, averaging 21/100 distress.
- Seminole County reads peak — home values up 1.1% year over year.
- Vacancy runs 21.5% across Seminole County's tracked ZIPs, with a 20.7% poverty rate.
- The typical Seminole County home is worth about $101,210 against a ~$46,224 median income.
- Lending headwind in Seminole County sits at 23/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 74854 | 28/100 |
| 2 | 74840 | 27/100 |
| 3 | 74849 | 25/100 |
| 4 | 74830 | 19/100 |
| 5 | 74837 | 19/100 |
| 6 | 74867 | 19/100 |
| 7 | 74868 | 19/100 |
| 8 | 74884 | 19/100 |
| 9 | 74859 | 16/100 |
| 10 | 74848 | 14/100 |
Most distressed ZIP codes in Seminole County (composite distress 0-100, 2026)
What is driving Seminole County distress
The Seminole County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 21/100 ZIP average. No proprietary or modelled inputs enter the score.
Seminole County market phase and pricing
DLRadar places Seminole County in peak; prices moved up 1.1% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Seminole County
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Frequently asked questions
Which part of Seminole County, OK scores highest for distress?
ZIP 74854 leads Seminole County at 28/100, recomputed monthly from public records.
How would you describe the Seminole County market phase?
Seminole County reads peak, with home prices up 1.1% year over year. Phase comes from FHFA House Price Index trajectory.
What are the sources behind these Seminole County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 10 Seminole County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Seminole County ZIP codes?
A single county score papers over real variation. Across the Seminole County ZIPs DLRadar ranks, scores run from 28/100 in 74854 down to 14/100 in 74848, against a Seminole County average of 21/100. Those 14 points separate the ZIPs worth working in Seminole County from the rest.
What do Seminole County home values and vacancy say about distressed supply?
The typical Seminole County home carries about $101,210 of value against a median household income near $46,224. Vacancy across Seminole County's tracked ZIPs runs 21.5% and the poverty rate is 20.7%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Seminole County's filings and its 23/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.