Seminole County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Seminole County, OK distress report, 2026: 10 ZIPs scored in Seminole, OK, Seminole, OK average 22/100; the top Seminole, OK ZIP is 74854 at 28/100; Seminole, OK market phase peak, Seminole, OK prices +1.1% year over year.
- Seminole, OK ranks #236 nationally (opportunity index); Seminole, OK #6 in Oklahoma; Seminole, OK index 35.5.
- Seminole, OK: no CFPB county sample; Seminole, OK non-metro area reading 1.4%.
- Seminole, OK ZIP phases: 10 peak.
- Seminole, OK residential listings tracked: 17 across 7 ZIPs; Seminole, OK candidate listings 6.
- Seminole, OK HUD assisted properties: 1 with 11 units.
- Seminole, OK lenders on watch: 5; largest Seminole, OK footprint Bancfirst (3 branches).
- Seminole, OK most distressed ZIP: 74854 at 28/100.
Seminole, OK figures: DLRadar distress index; Seminole, OK inputs: CFPB, FHFA, HUD, FDIC; Seminole, OK rebuilt as sources refresh.
| Rank | Seminole, OK ZIP | Score |
|---|---|---|
| 1 | 74854 | 28/100 |
| 2 | 74840 | 27/100 |
| 3 | 74849 | 26/100 |
| 4 | 74830 | 22/100 |
| 5 | 74837 | 22/100 |
| 6 | 74868 | 22/100 |
| 7 | 74867 | 21/100 |
| 8 | 74884 | 21/100 |
| 9 | 74859 | 17/100 |
| 10 | 74848 | 15/100 |
Most distressed Seminole, OK ZIPs (0-100, 2026)
Mortgage delinquency around Seminole, OK
No CFPB county sample covers Seminole, OK; the non-metro area reading for Seminole, OK: 1.4% ninety-plus; Seminole, OK area thirty-to-eighty-nine 3.5% (December 2025, Seminole, OK); Oklahoma overall 1.2%.
Opportunity index: Seminole, OK
Seminole, OK index 35.5, Seminole, OK phase peak_opportunity; Seminole, OK primary driver vacancy, Seminole, OK second driver construction. Seminole, OK components: property stress 19.2, foreclosure pressure 20.0, listing discounts 45.4, bank stress 54.9, insurance 0.0; Seminole, OK pulse 38.5; Seminole, OK capital opportunity 31.0.
ZIP market phases inside Seminole, OK
10 Seminole, OK ZIPs carry a price-cycle phase; Seminole, OK ZIPs by phase (Seminole, OK), deepest drawdown first: peak, +1.1% YoY (Seminole, OK): 74830, 74837, 74848, 74859, Seminole, OK 74867, 74868, 74884; peak, +1.5% YoY (Seminole, OK): 74840; peak, +1.4% YoY (Seminole, OK): 74849; peak, +1.6% YoY (Seminole, OK): 74854.
Residential listings by Seminole, OK ZIP
Seminole, OK ZIPs with the most tracked Seminole, OK residential listings: 74868 9 listings, 2 candidates, bank pressure 58; 74840 3 listings, 2 candidates, bank pressure 60; 74867 3 listings, 1 candidates, bank pressure 61; 74884 2 listings, 1 candidates, bank pressure 61 (Seminole, OK); 74830 0 listings, 0 candidates, bank pressure 58; 74837 0 listings, 0 candidates, bank pressure 58; 74849 0 listings, 0 candidates, bank pressure 60. Seminole, OK totals: 17 listings; Seminole, OK candidates 6; active ZIPs 0.
HUD assisted housing in Seminole, OK
1 assisted properties with 11 units sit in Seminole, OK; largest Seminole, OK properties: Autumn Ridge (Seminole) 11 units, 11 assisted.
Lenders with branches in Seminole, OK
Seminole, OK lenders by branch count: Bancfirst (Seminole, OK): stress 51, 3 branches low in Seminole, OK; First United Bank&Trust Co (Seminole, OK): stress 73, 2 branches low in Seminole, OK; Security Stb Of Oklahoma (Seminole, OK): stress 36, 2 branches low in Seminole, OK; Patrons Bank National Assn (Seminole, OK): stress 71, 1 branch low in Seminole, OK; Sooner State Bank (Seminole, OK): stress 43, 1 branch low in Seminole, OK.
Vacancy and permits, Seminole, OK
2,056 of 10,838 Seminole, OK housing units are vacant; Seminole, OK permits, twelve months: 25 multifamily units in Seminole, OK, 30 one-to-four unit units.
Work Seminole, OK at the parcel level
Every Seminole, OK parcel carries owner and address; every Seminole, OK parcel carries APN; Seminole, OK distress scores sit on the Seminole, OK live board.
Seminole, OK figures refresh with each source.
Seminole, OK questions
Most distressed ZIP code in Seminole County, OK?
ZIP 74854 leads Seminole, OK at 28/100; next in Seminole, OK: 74840 at 27/100; the Seminole, OK average is 22/100.
Where does Seminole County, OK rank for investment opportunity?
Seminole, OK is #236 among all ranked counties, #6 in Oklahoma; the Seminole, OK driver is vacancy; Seminole, OK moved up 222 places.
How many mortgages are delinquent in Seminole County, OK?
Seminole, OK takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Seminole, OK.
Which banks lend in Seminole County, OK?
5 watched lenders hold Seminole, OK branches; the largest Seminole, OK footprints are Bancfirst (3), First United Bank&Trust Co (2), Security Stb Of Oklahoma (2).
More on Seminole, OK
Seminole County, OK distress report: public-record figures for Seminole, OK; not legal advice for Seminole, OK; not tax or investment advice; verify every Seminole, OK record before acting.