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Shenandoah County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Shenandoah County, Virginia? DLRadar grades every Shenandoah County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Shenandoah County breakdown.

  • Shenandoah County's most distressed ZIP is 22815 at 20/100.
  • 15 ZIP codes tracked in Shenandoah County, averaging 17/100 distress.
  • Shenandoah County reads expansion — home values up 5.5% year over year.
  • Vacancy runs 19.6% across Shenandoah County's tracked ZIPs, with a 9.4% poverty rate.
  • The typical Shenandoah County home is worth about $299,700 against a ~$64,781 median income.
  • Lending headwind in Shenandoah County sits at 45/100 — a forward read on distressed supply.

Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
12281520/100
22285320/100
32265417/100
42264116/100
52264416/100
62265216/100
72265716/100
82266016/100
92266416/100
102281016/100
112282416/100
122284216/100

Most distressed ZIP codes in Shenandoah County (composite distress 0-100, 2026)

What is driving Shenandoah County distress

DLRadar builds Shenandoah County's distress picture only from records anyone can pull; its ZIPs average 17/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.

Shenandoah County market phase and pricing

Shenandoah County reads expansion — home prices rose 5.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.

See the distressed properties behind the data in Shenandoah County

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Common questions

Which Shenandoah County ZIP scores worst for distress?

ZIP 22815 leads Shenandoah County at 20/100, recomputed monthly from public records.

What market phase is Shenandoah County in?

Shenandoah County reads expansion, with home prices up 5.5% year over year. Phase comes from FHFA House Price Index trajectory.

Can the Shenandoah County figures be verified?

Shenandoah County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 15 ZIPs are comparable to anywhere else.

How much do distress scores vary between Shenandoah County ZIP codes?

The county figure is a blend, not a description. Across the Shenandoah County ZIPs DLRadar ranks, scores run from 20/100 in 22815 down to 16/100 in 22842, against a Shenandoah County average of 17/100. Because the gap runs to 4 points, Shenandoah County rewards ZIP-level precision.

What do Shenandoah County home values and vacancy say about distressed supply?

The typical Shenandoah County home carries about $299,700 of value against a median household income near $64,781. Vacancy across Shenandoah County's tracked ZIPs runs 19.6% and the poverty rate is 9.4%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Shenandoah County's foreclosure and tax-lien filings and its 45/100 lending headwind.

Related

Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.

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