Shenandoah County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Shenandoah County, VA distress report, 2026: 15 ZIPs scored in Shenandoah, VA, Shenandoah, VA average 16/100; the top Shenandoah, VA ZIP is 22815 at 20/100; Shenandoah, VA market phase expansion, Shenandoah, VA prices +5.5% year over year.
- Shenandoah, VA ranks #1,728 nationally (opportunity index); Shenandoah, VA #41 in Virginia; Shenandoah, VA index 28.7.
- Shenandoah, VA: no CFPB county sample; Shenandoah, VA non-metro area reading 1.2%.
- Shenandoah, VA ZIP phases: 13 expansion, 2 neutral.
- Shenandoah, VA residential listings tracked: 15 across 12 ZIPs; Shenandoah, VA candidate listings 11.
- Shenandoah, VA lenders on watch: 4; largest Shenandoah, VA footprint First Bank (3 branches).
- Shenandoah, VA most distressed ZIP: 22815 at 20/100.
Shenandoah, VA figures: DLRadar distress index; Shenandoah, VA inputs: CFPB, FHFA, HUD, FDIC; Shenandoah, VA rebuilt as sources refresh.
| Rank | Shenandoah, VA ZIP | Score |
|---|---|---|
| 1 | 22815 | 20/100 |
| 2 | 22853 | 20/100 |
| 3 | 22654 | 17/100 |
| 4 | 22844 | 16/100 |
| 5 | 22641 | 15/100 |
| 6 | 22644 | 15/100 |
| 7 | 22652 | 15/100 |
| 8 | 22657 | 15/100 |
| 9 | 22660 | 15/100 |
| 10 | 22664 | 15/100 |
| 11 | 22810 | 15/100 |
| 12 | 22824 | 15/100 |
Most distressed Shenandoah, VA ZIPs (0-100, 2026)
Mortgage delinquency around Shenandoah, VA
No CFPB county sample covers Shenandoah, VA; the non-metro area reading for Shenandoah, VA: 1.2% ninety-plus; Shenandoah, VA area thirty-to-eighty-nine 3.0% (December 2025, Shenandoah, VA); Virginia overall 0.8%.
Opportunity index: Shenandoah, VA
Shenandoah, VA index 28.7, Shenandoah, VA phase early_signal; Shenandoah, VA primary driver vacancy, Shenandoah, VA second driver construction. Shenandoah, VA components: property stress 18.6, foreclosure pressure 20.0, listing discounts 22.0, bank stress 55.3, insurance 0.0; Shenandoah, VA pulse 33.5; Shenandoah, VA capital opportunity 21.5.
ZIP market phases inside Shenandoah, VA
15 Shenandoah, VA ZIPs carry a price-cycle phase; Shenandoah, VA ZIPs by phase (Shenandoah, VA), deepest drawdown first: expansion, +5.5% YoY (Shenandoah, VA): 22641, 22644, 22652, 22660, Shenandoah, VA 22664, 22810, 22824, 22842, Shenandoah, VA 22845, 22847; expansion, +6.0% YoY (Shenandoah, VA): 22654; expansion, +5.2% YoY (Shenandoah, VA): 22657, 22844; neutral, +4.3% YoY (Shenandoah, VA): 22815, 22853.
Residential listings by Shenandoah, VA ZIP
Shenandoah, VA ZIPs with the most tracked Shenandoah, VA residential listings: 22824 6 listings, 6 candidates, bank pressure 57; 22657 3 listings, 1 candidates, bank pressure 55; 22664 3 listings, 2 candidates, bank pressure 57; 22810 1 listings, 1 candidates, bank pressure 57 (Shenandoah, VA); 22842 1 listings, 0 candidates, bank pressure 57; 22844 1 listings, 1 candidates, bank pressure 58; 22641 0 listings, 0 candidates, bank pressure 57; 22644 0 listings, 0 candidates, bank pressure 57. Shenandoah, VA totals: 15 listings; Shenandoah, VA candidates 11; active ZIPs 0.
Lenders with branches in Shenandoah, VA
Shenandoah, VA lenders by branch count: First Bank (Shenandoah, VA): stress 70, 3 branches low in Shenandoah, VA; Farmers&Merchants Bank (Shenandoah, VA): stress 72, 2 branches low in Shenandoah, VA; United Bank (Shenandoah, VA): stress 36, 2 branches low in Shenandoah, VA; First Bank&Trust Co (Shenandoah, VA): stress 54, 1 branch low in Shenandoah, VA.
Vacancy and permits, Shenandoah, VA
3,433 of 21,395 Shenandoah, VA housing units are vacant; Shenandoah, VA permits, twelve months: 0 multifamily units in Shenandoah, VA, 181 one-to-four unit units.
Work Shenandoah, VA at the parcel level
Every Shenandoah, VA parcel carries owner and address; every Shenandoah, VA parcel carries APN; Shenandoah, VA distress scores sit on the Shenandoah, VA live board.
Shenandoah, VA figures refresh with each source.
Shenandoah, VA questions
Most distressed ZIP code in Shenandoah County, VA?
ZIP 22815 leads Shenandoah, VA at 20/100; next in Shenandoah, VA: 22853 at 20/100; the Shenandoah, VA average is 16/100.
Where does Shenandoah County, VA rank for investment opportunity?
Shenandoah, VA is #1,728 among all ranked counties, #41 in Virginia; the Shenandoah, VA driver is vacancy; Shenandoah, VA moved down 254 places.
How many mortgages are delinquent in Shenandoah County, VA?
Shenandoah, VA takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Shenandoah, VA.
Which banks lend in Shenandoah County, VA?
4 watched lenders hold Shenandoah, VA branches; the largest Shenandoah, VA footprints are First Bank (3), Farmers&Merchants Bank (2), United Bank (2).
More on Shenandoah, VA
Shenandoah County, VA distress report: public-record figures for Shenandoah, VA; not legal advice for Shenandoah, VA; not tax or investment advice; verify every Shenandoah, VA record before acting.