Spink County, SD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Spink County, South Dakota? DLRadar grades every Spink County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Spink County breakdown.
- Spink County's most distressed ZIP is 57474 at 20/100.
- 15 ZIP codes tracked in Spink County, averaging 14/100 distress.
- Spink County reads peak — home values up 2.2% year over year, 0.4% off peak.
- Vacancy runs 17.3% across Spink County's tracked ZIPs, with a 12.1% poverty rate.
- The typical Spink County home is worth about $162,545 against a ~$77,685 median income.
- Lending headwind in Spink County sits at 30/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 57474 | 20/100 |
| 2 | 57348 | 18/100 |
| 3 | 57460 | 18/100 |
| 4 | 57322 | 15/100 |
| 5 | 57434 | 15/100 |
| 6 | 57429 | 14/100 |
| 7 | 57436 | 14/100 |
| 8 | 57440 | 14/100 |
| 9 | 57461 | 14/100 |
| 10 | 57469 | 14/100 |
| 11 | 57476 | 14/100 |
| 12 | 57477 | 14/100 |
Most distressed ZIP codes in Spink County (composite distress 0-100, 2026)
What is driving Spink County distress
Spink County's placement in the national index rests on public filings — a 14/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Spink County market phase and pricing
Spink County currently sits in peak after a 2.2% gain in the past twelve months, 0.4% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Spink County
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Common questions
What is the hardest-hit ZIP in Spink County?
ZIP 57474 leads Spink County at 20/100, recomputed monthly from public records.
Where is Spink County in the housing cycle?
Spink County is classified peak with a 2.2% year-over-year increase, following the FHFA House Price Index.
What is this Spink County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 15 Spink County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Spink County ZIP codes?
A county average hides the spread. Across the Spink County ZIPs DLRadar ranks, scores run from 20/100 in 57474 down to 14/100 in 57477, against a Spink County average of 14/100. With 6 points between best and worst, county-level targeting in Spink County wastes effort.
What do Spink County home values and vacancy say about distressed supply?
The typical Spink County home carries about $162,545 of value against a median household income near $77,685. Vacancy across Spink County's tracked ZIPs runs 17.3% and the poverty rate is 12.1%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Spink County's foreclosure and lien data and its 30/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.