Spink County, SD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Spink County, SD distress report, 2026: 15 ZIPs scored in Spink, SD, Spink, SD average 14/100; the top Spink, SD ZIP is 57474 at 20/100; Spink, SD market phase peak, Spink, SD prices +2.2% year over year.
- Spink, SD ranks #852 nationally (opportunity index); Spink, SD #7 in South Dakota; Spink, SD index 31.8.
- Spink, SD: no CFPB county sample; Spink, SD state reading 0.6%.
- Spink, SD ZIP phases: 15 peak.
- Spink, SD residential listings tracked: 3 across 10 ZIPs; Spink, SD candidate listings 1.
- Spink, SD lenders on watch: 4; largest Spink, SD footprint Heartland State Bank (2 branches).
- Spink, SD most distressed ZIP: 57474 at 20/100.
Spink, SD figures: DLRadar distress index; Spink, SD inputs: CFPB, FHFA, HUD, FDIC; Spink, SD rebuilt as sources refresh.
| Rank | Spink, SD ZIP | Score |
|---|---|---|
| 1 | 57474 | 20/100 |
| 2 | 57460 | 18/100 |
| 3 | 57348 | 16/100 |
| 4 | 57434 | 16/100 |
| 5 | 57429 | 14/100 |
| 6 | 57436 | 14/100 |
| 7 | 57440 | 14/100 |
| 8 | 57461 | 14/100 |
| 9 | 57469 | 14/100 |
| 10 | 57476 | 14/100 |
| 11 | 57477 | 14/100 |
| 12 | 57322 | 13/100 |
Most distressed Spink, SD ZIPs (0-100, 2026)
Mortgage delinquency around Spink, SD
No CFPB county sample covers Spink, SD; the state reading for Spink, SD: 0.6% ninety-plus; Spink, SD area thirty-to-eighty-nine 2.0% (December 2025, Spink, SD).
Opportunity index: Spink, SD
Spink, SD index 31.8, Spink, SD phase watchlist; Spink, SD primary driver vacancy, Spink, SD second driver construction. Spink, SD components: property stress 16.2, foreclosure pressure 16.9, listing discounts 27.5, bank stress 50.4, insurance 0.0; Spink, SD pulse 36.9; Spink, SD capital opportunity 24.2; Spink, SD seven-day change -0.1%.
ZIP market phases inside Spink, SD
15 Spink, SD ZIPs carry a price-cycle phase; Spink, SD ZIPs by phase (Spink, SD), deepest drawdown first: peak, +2.2% YoY, 0.4% off peak (Spink, SD): 57258, 57465, 57424, 57429, Spink, SD 57436, 57440, 57469, 57476, Spink, SD 57477, 57461; peak, +2.1% YoY, 0.3% off peak (Spink, SD): 57434; peak, +2.0% YoY, 0.2% off peak (Spink, SD): 57322; peak, +1.9% YoY, 0.2% off peak (Spink, SD): 57348; peak, +1.8% YoY, 0.1% off peak (Spink, SD): 57460, 57474.
Residential listings by Spink, SD ZIP
Spink, SD ZIPs with the most tracked Spink, SD residential listings: 57424 1 listings, 0 candidates, bank pressure 64; 57465 1 listings, 0 candidates, bank pressure 64; 57469 1 listings, 1 candidates, bank pressure 63; 57429 0 listings, 0 candidates, bank pressure 63 (Spink, SD); 57434 0 listings, 0 candidates, bank pressure 60; 57436 0 listings, 0 candidates, bank pressure 63; 57440 0 listings, 0 candidates, bank pressure 63; 57461 0 listings, 0 candidates, bank pressure 60. Spink, SD totals: 3 listings; Spink, SD candidates 1; active ZIPs 2.
Lenders with branches in Spink, SD
Spink, SD lenders by branch count: Heartland State Bank (Spink, SD): stress 44, 2 branches low in Spink, SD; Farmers State Bank Of Turton (Spink, SD): stress 85, 1 branch low in Spink, SD; Plains Commerce Bank (Spink, SD): stress 61, 1 branch low in Spink, SD; American Bank&Trust (Spink, SD): stress 60, 1 branch moderate in Spink, SD.
Vacancy and permits, Spink, SD
524 of 3,010 Spink, SD housing units are vacant; Spink, SD permits, twelve months: 0 multifamily units in Spink, SD, 13 one-to-four unit units.
Work Spink, SD at the parcel level
Every Spink, SD parcel carries owner and address; every Spink, SD parcel carries APN; Spink, SD distress scores sit on the Spink, SD live board.
Spink, SD figures refresh with each source.
Spink, SD questions
Most distressed ZIP code in Spink County, SD?
ZIP 57474 leads Spink, SD at 20/100; next in Spink, SD: 57460 at 18/100; the Spink, SD average is 14/100.
Where does Spink County, SD rank for investment opportunity?
Spink, SD is #852 among all ranked counties, #7 in South Dakota; the Spink, SD driver is vacancy; Spink, SD moved down 132 places.
How many mortgages are delinquent in Spink County, SD?
Spink, SD takes the state reading of 0.6% for December 2025; no CFPB county sample covers Spink, SD.
Which banks lend in Spink County, SD?
4 watched lenders hold Spink, SD branches; the largest Spink, SD footprints are Heartland State Bank (2), Farmers State Bank Of Turton (1), Plains Commerce Bank (1).
More on Spink, SD
Spink County, SD distress report: public-record figures for Spink, SD; not legal advice for Spink, SD; not tax or investment advice; verify every Spink, SD record before acting.