Stark County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Stark County, North Dakota? DLRadar grades every Stark County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Stark County breakdown.
- Stark County's most distressed ZIP is 58641 at 19/100.
- 10 ZIP codes tracked in Stark County, averaging 15/100 distress.
- Stark County reads peak — home values up 4.7% year over year.
- Vacancy runs 20.3% across Stark County's tracked ZIPs, with a 12.8% poverty rate.
- The typical Stark County home is worth about $221,800 against a ~$80,672 median income.
- Lending headwind in Stark County sits at 59/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 58641 | 19/100 |
| 2 | 58655 | 19/100 |
| 3 | 58638 | 17/100 |
| 4 | 58652 | 17/100 |
| 5 | 58601 | 16/100 |
| 6 | 58630 | 16/100 |
| 7 | 58656 | 16/100 |
| 8 | 58622 | 11/100 |
| 9 | 58646 | 11/100 |
| 10 | 58647 | 10/100 |
Most distressed ZIP codes in Stark County (composite distress 0-100, 2026)
What is driving Stark County distress
The Stark County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 15/100 ZIP average. No proprietary or modelled inputs enter the score.
Stark County market phase and pricing
DLRadar places Stark County in peak; prices moved up 4.7% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Stark County
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What people ask
Which Stark County ZIP scores worst for distress?
ZIP 58641 leads Stark County at 19/100, recomputed monthly from public records.
What stage of the price cycle is Stark County at?
FHFA price-index movement places Stark County in peak; prices are up 4.7% over twelve months.
Can the Stark County figures be verified?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 10 ZIP codes in Stark County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Stark County ZIP codes?
A county average hides the spread. Across the Stark County ZIPs DLRadar ranks, scores run from 19/100 in 58641 down to 10/100 in 58647, against a Stark County average of 15/100. That 9-point gap is why acquisition targeting in Stark County works at ZIP level rather than county level.
What do Stark County home values and vacancy say about distressed supply?
The typical Stark County home carries about $221,800 of value against a median household income near $80,672. Vacancy across Stark County's tracked ZIPs runs 20.3% and the poverty rate is 12.8%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Stark County's foreclosure and lien data and its 59/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.