Stark County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Stark County, ND distress report, 2026: 10 ZIPs scored in Stark, ND, Stark, ND average 15/100; the top Stark, ND ZIP is 58638 at 19/100; Stark, ND market phase peak, Stark, ND prices +4.7% year over year.
- Stark, ND ranks #696 nationally (opportunity index); Stark, ND #8 in North Dakota; Stark, ND index 32.4.
- Stark, ND: no CFPB county sample; Stark, ND state reading 0.6%.
- Stark, ND ZIP phases: 9 peak, 1 expansion.
- Stark, ND residential listings tracked: 77 across 6 ZIPs; Stark, ND candidate listings 20.
- Stark, ND HUD assisted properties: 2 with 131 units.
- Stark, ND lenders on watch: 6; largest Stark, ND footprint Dakota Community B&T Na (4 branches).
- Stark, ND most distressed ZIP: 58638 at 19/100.
Stark, ND figures: DLRadar distress index; Stark, ND inputs: CFPB, FHFA, HUD, FDIC; Stark, ND rebuilt as sources refresh.
| Rank | Stark, ND ZIP | Score |
|---|---|---|
| 1 | 58638 | 19/100 |
| 2 | 58641 | 18/100 |
| 3 | 58655 | 18/100 |
| 4 | 58601 | 16/100 |
| 5 | 58630 | 16/100 |
| 6 | 58652 | 16/100 |
| 7 | 58656 | 16/100 |
| 8 | 58622 | 11/100 |
| 9 | 58646 | 10/100 |
| 10 | 58647 | 10/100 |
Most distressed Stark, ND ZIPs (0-100, 2026)
Mortgage delinquency around Stark, ND
No CFPB county sample covers Stark, ND; the state reading for Stark, ND: 0.6% ninety-plus; Stark, ND area thirty-to-eighty-nine 1.3% (December 2025, Stark, ND).
Opportunity index: Stark, ND
Stark, ND index 32.4, Stark, ND phase watchlist; Stark, ND primary driver construction, Stark, ND second driver vacancy. Stark, ND components: property stress 15.0, foreclosure pressure 14.5, listing discounts 39.7, bank stress 60.1, insurance 0.0; Stark, ND pulse 36.1; Stark, ND capital opportunity 26.9; Stark, ND seven-day change +0.1%.
ZIP market phases inside Stark, ND
10 Stark, ND ZIPs carry a price-cycle phase; Stark, ND ZIPs by phase (Stark, ND), deepest drawdown first: peak, +4.2% YoY, 0.0% off peak (Stark, ND): 58646, 58647; expansion, +5.3% YoY, 0.0% off peak (Stark, ND): 58638; peak, +4.7% YoY, 0.0% off peak (Stark, ND): 58622; peak, +4.7% YoY (Stark, ND): 58601, 58630, 58641, 58652, Stark, ND 58655, 58656.
Residential listings by Stark, ND ZIP
Stark, ND ZIPs with the most tracked Stark, ND residential listings: 58601 71 listings, 16 candidates, bank pressure 66; 58630 3 listings, 2 candidates, bank pressure 66; 58652 2 listings, 2 candidates, bank pressure 66; 58655 1 listings, 0 candidates, bank pressure 66 (Stark, ND); 58641 0 listings, 0 candidates, bank pressure 66; 58656 0 listings, 0 candidates, bank pressure 66. Stark, ND totals: 77 listings; Stark, ND candidates 20; active ZIPs 0.
HUD assisted housing in Stark, ND
2 assisted properties with 131 units sit in Stark, ND; largest Stark, ND properties: Pioneer And Peaceful Haven (Dickinson) 106 units, 74 assisted; Frontier Apartments (Dickinson) 25 units, 24 assisted.
Lenders with branches in Stark, ND
Stark, ND lenders by branch count: Dakota Community B&T Na (Stark, ND): stress 59, 4 branches low in Stark, ND; Gate City Bank (Stark, ND): stress 76, 2 branches low in Stark, ND; Bravera Bank (Stark, ND): stress 61, 2 branches low in Stark, ND; Choice Financial Group (Stark, ND): stress 60, 2 branches low in Stark, ND; Cornerstone Bank (Stark, ND): stress 72, 1 branch low in Stark, ND; Kirkwood Bank&Trust Co (Stark, ND): stress 57, 1 branch low in Stark, ND.
Vacancy and permits, Stark, ND
1,977 of 15,514 Stark, ND housing units are vacant; Stark, ND permits, twelve months: 0 multifamily units in Stark, ND, 49 one-to-four unit units.
Work Stark, ND at the parcel level
Every Stark, ND parcel carries owner and address; every Stark, ND parcel carries APN; Stark, ND distress scores sit on the Stark, ND live board.
Stark, ND figures refresh with each source.
Stark, ND questions
Most distressed ZIP code in Stark County, ND?
ZIP 58638 leads Stark, ND at 19/100; next in Stark, ND: 58641 at 18/100; the Stark, ND average is 15/100.
Where does Stark County, ND rank for investment opportunity?
Stark, ND is #696 among all ranked counties, #8 in North Dakota; the Stark, ND driver is construction; Stark, ND moved up 155 places.
How many mortgages are delinquent in Stark County, ND?
Stark, ND takes the state reading of 0.6% for December 2025; no CFPB county sample covers Stark, ND.
Which banks lend in Stark County, ND?
6 watched lenders hold Stark, ND branches; the largest Stark, ND footprints are Dakota Community B&T Na (4), Gate City Bank (2), Bravera Bank (2).
More on Stark, ND
Stark County, ND distress report: public-record figures for Stark, ND; not legal advice for Stark, ND; not tax or investment advice; verify every Stark, ND record before acting.