Starr County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Starr County, Texas? DLRadar grades every Starr County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 37/100. Here is the 2026 Starr County breakdown.
- Starr County's most distressed ZIP is 78563 at 37/100.
- 11 ZIP codes tracked in Starr County, averaging 24/100 distress.
- Starr County reads peak — home values up 0.9% year over year.
- Vacancy runs 34.5% across Starr County's tracked ZIPs, with a 28.1% poverty rate.
- The typical Starr County home is worth about $76,120 against a ~$38,928 median income.
- Lending headwind in Starr County sits at 12/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 78563 | 37/100 |
| 2 | 78595 | 35/100 |
| 3 | 78536 | 23/100 |
| 4 | 78547 | 23/100 |
| 5 | 78548 | 23/100 |
| 6 | 78582 | 23/100 |
| 7 | 78584 | 23/100 |
| 8 | 78585 | 23/100 |
| 9 | 78588 | 23/100 |
| 10 | 78591 | 23/100 |
| 11 | 78545 | 13/100 |
Most distressed ZIP codes in Starr County (composite distress 0-100, 2026)
What is driving Starr County distress
The Starr County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 24/100 ZIP average. No proprietary or modelled inputs enter the score.
Starr County market phase and pricing
Phase for Starr County: peak (+0.9% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Starr County
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Common questions
Which ZIP code leads Starr County on distress?
ZIP 78563 leads Starr County at 37/100, recomputed monthly from public records.
Where is Starr County in the housing cycle?
Starr County currently sits in peak, with values up 0.9% year on year, based on FHFA price-index trajectory.
What are the sources behind these Starr County numbers?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 11 Starr County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Starr County ZIP codes?
Averaging the county conceals how uneven it is. Across the Starr County ZIPs DLRadar ranks, scores run from 37/100 in 78563 down to 13/100 in 78545, against a Starr County average of 24/100. That 24-point gap is why acquisition targeting in Starr County works at ZIP level rather than county level.
What do Starr County home values and vacancy say about distressed supply?
The typical Starr County home carries about $76,120 of value against a median household income near $38,928. Vacancy across Starr County's tracked ZIPs runs 34.5% and the poverty rate is 28.1%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Starr County's foreclosure and lien data and its 12/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.