Stone County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Stone County, MS distress report, 2026: 6 ZIPs scored in Stone, MS, Stone, MS average 27/100; the top Stone, MS ZIP is 39574 at 33/100; Stone, MS market phase neutral, Stone, MS prices +4.8% year over year.
- Stone, MS ranks #970 nationally (opportunity index); Stone, MS #30 in Mississippi; Stone, MS index 31.3.
- Stone, MS: no CFPB county sample; Stone, MS metro area reading 1.4%.
- Stone, MS ZIP phases: 5 neutral, 1 peak.
- Stone, MS residential listings tracked: 9 across 3 ZIPs; Stone, MS candidate listings 5.
- Stone, MS lenders on watch: 4; largest Stone, MS footprint Bank Of Wiggins (3 branches).
- Stone, MS most distressed ZIP: 39574 at 33/100.
Stone, MS figures: DLRadar distress index; Stone, MS inputs: CFPB, FHFA, HUD, FDIC; Stone, MS rebuilt as sources refresh.
| Rank | Stone, MS ZIP | Score |
|---|---|---|
| 1 | 39574 | 33/100 |
| 2 | 39470 | 28/100 |
| 3 | 39561 | 26/100 |
| 4 | 39455 | 25/100 |
| 5 | 39573 | 25/100 |
| 6 | 39577 | 23/100 |
Most distressed Stone, MS ZIPs (0-100, 2026)
Mortgage delinquency around Stone, MS
No CFPB county sample covers Stone, MS; the metro area reading for Stone, MS (Gulfport-Biloxi, MS): 1.4% ninety-plus; Stone, MS area thirty-to-eighty-nine 3.6% (December 2025, Stone, MS); Mississippi overall 1.8%.
Opportunity index: Stone, MS
Stone, MS index 31.3, Stone, MS phase watchlist; Stone, MS primary driver vacancy, Stone, MS second driver bank institutional. Stone, MS components: property stress 23.0, foreclosure pressure 21.8, listing discounts 31.3, bank stress 49.4, insurance 0.0; Stone, MS pulse 34.0; Stone, MS capital opportunity 27.3.
ZIP market phases inside Stone, MS
6 Stone, MS ZIPs carry a price-cycle phase; Stone, MS ZIPs by phase (Stone, MS), deepest drawdown first: neutral, +3.9% YoY, 1.5% off peak (Stone, MS): 39455; neutral, +4.4% YoY, 1.3% off peak (Stone, MS): 39577; neutral, +4.8% YoY, 0.3% off peak (Stone, MS): 39561, 39574; neutral, +4.6% YoY, 0.3% off peak (Stone, MS): 39573; peak, +3.6% YoY, 0.0% off peak (Stone, MS): 39470.
Residential listings by Stone, MS ZIP
Stone, MS ZIPs with the most tracked Stone, MS residential listings: 39573 6 listings, 3 candidates, bank pressure 60; 39561 3 listings, 2 candidates, bank pressure 54; 39577 0 listings, 0 candidates, bank pressure 59. Stone, MS totals: 9 listings; Stone, MS candidates 5; active ZIPs 0.
Lenders with branches in Stone, MS
Stone, MS lenders by branch count: Bank Of Wiggins (Stone, MS): stress 81, 3 branches low in Stone, MS; Peoples Bank Biloxi Ms (Stone, MS): stress 66, 1 branch low in Stone, MS; Renasant Bank (Stone, MS): stress 43, 1 branch low in Stone, MS; Fnb Picayune Bank (Stone, MS): stress 25, 1 branch low in Stone, MS.
Vacancy and permits, Stone, MS
965 of 7,670 Stone, MS housing units are vacant; Stone, MS permits, twelve months: 0 multifamily units in Stone, MS, 52 one-to-four unit units.
Work Stone, MS at the parcel level
Every Stone, MS parcel carries owner and address; every Stone, MS parcel carries APN; Stone, MS distress scores sit on the Stone, MS live board.
Stone, MS figures refresh with each source.
Stone, MS questions
Most distressed ZIP code in Stone County, MS?
ZIP 39574 leads Stone, MS at 33/100; next in Stone, MS: 39470 at 28/100; the Stone, MS average is 27/100.
Where does Stone County, MS rank for investment opportunity?
Stone, MS is #970 among all ranked counties, #30 in Mississippi; the Stone, MS driver is vacancy; Stone, MS moved up 456 places.
How many mortgages are delinquent in Stone County, MS?
Stone, MS takes the metro area reading of 1.4% for December 2025; no CFPB county sample covers Stone, MS.
Which banks lend in Stone County, MS?
4 watched lenders hold Stone, MS branches; the largest Stone, MS footprints are Bank Of Wiggins (3), Peoples Bank Biloxi Ms (1), Renasant Bank (1).
More on Stone, MS
Stone County, MS distress report: public-record figures for Stone, MS; not legal advice for Stone, MS; not tax or investment advice; verify every Stone, MS record before acting.