Stone County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Stone County, Mississippi? DLRadar grades every Stone County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Stone County breakdown.
- Stone County's most distressed ZIP is 39574 at 32/100.
- 6 ZIP codes tracked in Stone County, averaging 23/100 distress.
- Stone County reads neutral — home values up 4.8% year over year.
- Vacancy runs 15.3% across Stone County's tracked ZIPs, with a 15.7% poverty rate.
- The typical Stone County home is worth about $165,733 against a ~$60,125 median income.
- Lending headwind in Stone County sits at 70/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 39574 | 32/100 |
| 2 | 39470 | 26/100 |
| 3 | 39455 | 22/100 |
| 4 | 39561 | 20/100 |
| 5 | 39573 | 20/100 |
| 6 | 39577 | 17/100 |
Most distressed ZIP codes in Stone County (composite distress 0-100, 2026)
What is driving Stone County distress
Stone County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 23/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Stone County market phase and pricing
Stone County reads neutral — home prices rose 4.8% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Stone County
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Common questions
What is the most distressed ZIP code in Stone County, MS?
ZIP 39574 leads Stone County at 32/100, recomputed monthly from public records.
How would you describe the Stone County market phase?
Phase for Stone County: neutral, tracking a 4.8% gain year over year, read off the FHFA index.
Can the Stone County figures be verified?
The inputs are all public: FHFA for the neutral path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 6 ZIP codes in Stone County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Stone County ZIP codes?
The county figure is a blend, not a description. Across the Stone County ZIPs DLRadar ranks, scores run from 32/100 in 39574 down to 17/100 in 39577, against a Stone County average of 23/100. A spread of 15 points means Stone County has to be worked ZIP by ZIP.
What do Stone County home values and vacancy say about distressed supply?
The typical Stone County home carries about $165,733 of value against a median household income near $60,125. Vacancy across Stone County's tracked ZIPs runs 15.3% and the poverty rate is 15.7%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Stone County's filings and its 70/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.