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Stone County, MS: Foreclosures, Tax Liens & Distressed Properties

Stone County, MS, Mississippi: 6 ZIP codes scored, Stone County, MS averaging 27/100 (low, Stone, MS), from 23 to 34. Stone County, MS is in its neutral phase (Stone, MS confidence 40/100): Stone, MS home prices up 4.8% (Stone, MS) over twelve months. Stone County, MS lender headwind: 70/100.

Highest-scoring Stone County, MS ZIPs: 39574 (34/100), 39470 (29/100), 39561 (27/100), 39455 (25/100), 39573 (25/100), 39577 (23/100).

Across Stone County, MS's scored ZIPs: median home value $165,733, household income $60,125, 15.3% vacancy, 15.7% poverty, 84% owner-occupied, median age 39.2.

Stone County, MS insurance distress 74/100 (#515 in the US); FEMA hazard 63/100 for Stone, MS; 6 federal disaster declarations in Stone County, MS since 2023; 22 Stone, MS NFIP flood claims, $1.3M paid; Stone, MS construction distress 49/100.

4 banks with 6 branches lend in Stone County, MS; Stone, MS weighted bank stress 63/100, highest 81/100 in Stone, MS.

Stone County, MS unemployment 3.2% (Stone, MS -1.2 pts, six months); 52 new housing units permitted in Stone County, MS over twelve months, Stone, MS down 5% from 55; Stone, MS home prices +10.7% a year (Stone, MS) over three years.

7,670 housing units in Stone County, MS; 1,321 Stone, MS renter households; 38% of Stone, MS renters spend 30%+ of income on rent, 20% (Stone, MS) half or more.

Stone County, MS ranks #969 nationally on the opportunity index (Stone, MS, among all ranked counties); Stone, MS scores 31.3/100 and Stone, MS sits #30 inside Mississippi. Stone, MS is in the watchlist opportunity phase; Stone, MS's primary driver is vacancy, Stone, MS second driver bank institutional; Stone, MS moved up 457 places. 16 short-sale listings across Stone, MS; 22 days on market observed in Stone, MS; 11.9% vacancy over 6 Stone, MS ZIPs.

No CFPB county sample covers Stone County, MS. The metro area reading for Stone, MS (Gulfport-Biloxi, MS): 1.4% ninety-plus days late; Stone, MS's thirty-to-eighty-nine share is 3.6% (Stone, MS, December 2025 data); Mississippi overall 1.8%.

Stone County, MS has 4 watched banks; 4 Stone, MS banks sit in an elevated band. Stone, MS footprints: Bank Of Wiggins (3 branches, stress 81) in Stone, MS; Peoples Bank Biloxi Ms (1 branch, stress 66) in Stone, MS; Renasant Bank (1 branch, stress 43) in Stone, MS.

965 of the 7,670 housing units in Stone, MS sit vacant. Stone County, MS permitted 0 multifamily units in twelve months; Stone, MS's one-to-four unit structures added 52 units in Stone County, MS.

Neutral
Market phase
4.8%
Stone, MS HPI YoY
-0.3%
Drawdown
40
Stone confidence

Most distressed ZIP codes in Stone County

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