Stutsman County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Stutsman County, North Dakota? DLRadar grades every Stutsman County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Stutsman County breakdown.
- Stutsman County's most distressed ZIP is 58481 at 15/100.
- 21 ZIP codes tracked in Stutsman County, averaging 11/100 distress.
- Stutsman County reads peak — home values up 4.7% year over year.
- Vacancy runs 20.2% across Stutsman County's tracked ZIPs, with a 19.5% poverty rate.
- The typical Stutsman County home is worth about $173,459 against a ~$66,161 median income.
- Lending headwind in Stutsman County sits at 60/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 58481 | 15/100 |
| 2 | 58401 | 14/100 |
| 3 | 58402 | 14/100 |
| 4 | 58405 | 14/100 |
| 5 | 58420 | 14/100 |
| 6 | 58424 | 14/100 |
| 7 | 58426 | 14/100 |
| 8 | 58476 | 14/100 |
| 9 | 58492 | 14/100 |
| 10 | 58496 | 14/100 |
| 11 | 58497 | 14/100 |
| 12 | 58467 | 13/100 |
Most distressed ZIP codes in Stutsman County (composite distress 0-100, 2026)
What is driving Stutsman County distress
The Stutsman County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 11/100 ZIP average. No proprietary or modelled inputs enter the score.
Stutsman County market phase and pricing
Stutsman County currently sits in peak after a 4.7% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Stutsman County
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Frequently asked
Which Stutsman County ZIP scores worst for distress?
ZIP 58481 leads Stutsman County at 15/100, recomputed monthly from public records.
Where is Stutsman County in the housing cycle?
FHFA price-index movement places Stutsman County in peak; prices are up 4.7% over twelve months.
What are the sources behind these Stutsman County numbers?
Stutsman County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 21 ZIPs are comparable to anywhere else.
How much do distress scores vary between Stutsman County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Stutsman County ZIPs DLRadar ranks, scores run from 15/100 in 58481 down to 13/100 in 58467, against a Stutsman County average of 11/100. The 2-point range is the argument for ZIP-level search across Stutsman County.
What do Stutsman County home values and vacancy say about distressed supply?
The typical Stutsman County home carries about $173,459 of value against a median household income near $66,161. Vacancy across Stutsman County's tracked ZIPs runs 20.2% and the poverty rate is 19.5%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Stutsman County's filings and its 60/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.