Stutsman County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Stutsman County, ND distress report, 2026: 21 ZIPs scored in Stutsman, ND, Stutsman, ND average 14/100; the top Stutsman, ND ZIP is 58481 at 17/100; Stutsman, ND market phase peak, Stutsman, ND prices +4.7% year over year.
- Stutsman, ND ranks #2,139 nationally (opportunity index); Stutsman, ND #32 in North Dakota; Stutsman, ND index 27.2.
- Stutsman, ND: no CFPB county sample; Stutsman, ND state reading 0.6%.
- Stutsman, ND ZIP phases: 21 peak.
- Stutsman, ND residential listings tracked: 40 across 13 ZIPs; Stutsman, ND candidate listings 22.
- Stutsman, ND HUD assisted properties: 2 with 38 units.
- Stutsman, ND lenders on watch: 4; largest Stutsman, ND footprint Dakota Heritage Bank (2 branches).
- Stutsman, ND most distressed ZIP: 58481 at 17/100.
Stutsman, ND figures: DLRadar distress index; Stutsman, ND inputs: CFPB, FHFA, HUD, FDIC; Stutsman, ND rebuilt as sources refresh.
| Rank | Stutsman, ND ZIP | Score |
|---|---|---|
| 1 | 58481 | 17/100 |
| 2 | 58401 | 16/100 |
| 3 | 58402 | 16/100 |
| 4 | 58405 | 16/100 |
| 5 | 58420 | 16/100 |
| 6 | 58421 | 16/100 |
| 7 | 58424 | 16/100 |
| 8 | 58426 | 16/100 |
| 9 | 58476 | 16/100 |
| 10 | 58492 | 16/100 |
| 11 | 58496 | 16/100 |
| 12 | 58497 | 16/100 |
Most distressed Stutsman, ND ZIPs (0-100, 2026)
Mortgage delinquency around Stutsman, ND
No CFPB county sample covers Stutsman, ND; the state reading for Stutsman, ND: 0.6% ninety-plus; Stutsman, ND area thirty-to-eighty-nine 1.3% (December 2025, Stutsman, ND).
Opportunity index: Stutsman, ND
Stutsman, ND index 27.2, Stutsman, ND phase weak; Stutsman, ND primary driver vacancy, Stutsman, ND second driver bank institutional. Stutsman, ND components: property stress 14.9, foreclosure pressure 13.6, listing discounts 30.6, bank stress 57.2, insurance 0.0; Stutsman, ND pulse 29.4; Stutsman, ND capital opportunity 23.8; Stutsman, ND seven-day change -0.4%.
ZIP market phases inside Stutsman, ND
21 Stutsman, ND ZIPs carry a price-cycle phase; Stutsman, ND ZIPs by phase (Stutsman, ND), deepest drawdown first: peak, +4.2% YoY, 0.0% off peak (Stutsman, ND): 58466, 58421; peak, +4.3% YoY, 0.0% off peak (Stutsman, ND): 58486, 58442, 58475, 58492; peak, +4.4% YoY, 0.0% off peak (Stutsman, ND): 58481, 58454, 58483; peak, +4.5% YoY, 0.0% off peak (Stutsman, ND): 58455, 58472; peak, +4.6% YoY, 0.0% off peak (Stutsman, ND): 58467; peak, +4.7% YoY, 0.0% off peak (Stutsman, ND): 58497, 58426; peak, +4.7% YoY (Stutsman, ND): 58401, 58402.
Residential listings by Stutsman, ND ZIP
Stutsman, ND ZIPs with the most tracked Stutsman, ND residential listings: 58401 39 listings, 21 candidates, bank pressure 65; 58420 1 listings, 1 candidates, bank pressure 65; 58402 0 listings, 0 candidates, bank pressure 65; 58405 0 listings, 0 candidates, bank pressure 65 (Stutsman, ND); 58424 0 listings, 0 candidates, bank pressure 65; 58426 0 listings, 0 candidates, bank pressure 65; 58455 0 listings, 0 candidates, bank pressure 65; 58467 0 listings, 0 candidates, bank pressure 65. Stutsman, ND totals: 40 listings; Stutsman, ND candidates 22; active ZIPs 2.
HUD assisted housing in Stutsman, ND
2 assisted properties with 38 units sit in Stutsman, ND; largest Stutsman, ND properties: Legacy At Collage Hill (Jamestown) 20 units, 20 assisted; Asi Jamestown (Jamestown) 18 units, 18 assisted.
Lenders with branches in Stutsman, ND
Stutsman, ND lenders by branch count: Dakota Heritage Bank (Stutsman, ND): stress 54, 2 branches low in Stutsman, ND; Gate City Bank (Stutsman, ND): stress 76, 1 branch low in Stutsman, ND; Unison Bank (Stutsman, ND): stress 70, 1 branch low in Stutsman, ND; Bank Forward (Stutsman, ND): stress 54, 1 branch low in Stutsman, ND.
Vacancy and permits, Stutsman, ND
976 of 10,413 Stutsman, ND housing units are vacant; Stutsman, ND permits, twelve months: 0 multifamily units in Stutsman, ND, 23 one-to-four unit units.
Work Stutsman, ND at the parcel level
Every Stutsman, ND parcel carries owner and address; every Stutsman, ND parcel carries APN; Stutsman, ND distress scores sit on the Stutsman, ND live board.
Stutsman, ND figures refresh with each source.
Stutsman, ND questions
Most distressed ZIP code in Stutsman County, ND?
ZIP 58481 leads Stutsman, ND at 17/100; next in Stutsman, ND: 58401 at 16/100; the Stutsman, ND average is 14/100.
Where does Stutsman County, ND rank for investment opportunity?
Stutsman, ND is #2,139 among all ranked counties, #32 in North Dakota; the Stutsman, ND driver is vacancy; Stutsman, ND moved up 264 places.
How many mortgages are delinquent in Stutsman County, ND?
Stutsman, ND takes the state reading of 0.6% for December 2025; no CFPB county sample covers Stutsman, ND.
Which banks lend in Stutsman County, ND?
4 watched lenders hold Stutsman, ND branches; the largest Stutsman, ND footprints are Dakota Heritage Bank (2), Gate City Bank (1), Unison Bank (1).
More on Stutsman, ND
Stutsman County, ND distress report: public-record figures for Stutsman, ND; not legal advice for Stutsman, ND; not tax or investment advice; verify every Stutsman, ND record before acting.