Summit County, UT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Summit County, Utah? DLRadar grades every Summit County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Summit County breakdown.
- Summit County's most distressed ZIP is 84017 at 31/100.
- 9 ZIP codes tracked in Summit County, averaging 29/100 distress.
- Summit County reads peak — home values up 2.1% year over year.
- Vacancy runs 35.5% across Summit County's tracked ZIPs, with a 5.4% poverty rate.
- The typical Summit County home is worth about $832,488 against a ~$126,058 median income.
- Lending headwind in Summit County sits at 66/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 84017 | 31/100 |
| 2 | 84024 | 31/100 |
| 3 | 84033 | 31/100 |
| 4 | 84055 | 31/100 |
| 5 | 84061 | 31/100 |
| 6 | 84098 | 31/100 |
| 7 | 84060 | 27/100 |
| 8 | 82930 | 26/100 |
| 9 | 84036 | 26/100 |
Most distressed ZIP codes in Summit County (composite distress 0-100, 2026)
What is driving Summit County distress
Summit County's placement in the national index rests on public filings — a 29/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Summit County market phase and pricing
The cycle in Summit County is peak, with values up 2.1% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Summit County
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Questions about this county
Which ZIP code leads Summit County on distress?
ZIP 84017 leads Summit County at 31/100, recomputed monthly from public records.
What stage of the price cycle is Summit County at?
Phase for Summit County: peak, tracking a 2.1% gain year over year, read off the FHFA index.
Which datasets feed the Summit County scores?
Summit County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 9 ZIPs are comparable to anywhere else.
How much do distress scores vary between Summit County ZIP codes?
The county figure is a blend, not a description. Across the Summit County ZIPs DLRadar ranks, scores run from 31/100 in 84017 down to 26/100 in 84036, against a Summit County average of 29/100. That 5-point gap is why acquisition targeting in Summit County works at ZIP level rather than county level.
What do Summit County home values and vacancy say about distressed supply?
The typical Summit County home carries about $832,488 of value against a median household income near $126,058. Vacancy across Summit County's tracked ZIPs runs 35.5% and the poverty rate is 5.4%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Summit County's foreclosure and tax-lien filings and its 66/100 lending headwind.
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Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.