Utah County Foreclosure & Distress Reports (2026)
One report per county — 29 in Utah — each scored 0-100 from public foreclosure, tax-lien, mortgage and bank-stress records and refreshed monthly. The live county pages sit under the Utah distress hub; insurance pressure is on the Utah home-insurance page.
29 Utah county reports sit in this archive; Utah opportunity phases run 13 weak, 9 early_signal, 3 overheated; Utah ninety-day delinquency 0.7%; 45 banks chartered in Utah; 13,956 HUD-assisted Utah units.
Utah counties to open first by opportunity rank: Summit (#130, strong_buy); San Juan (#388, overheated); Grand (#472, overheated) in Utah; Kane (#539, peak_opportunity); Washington (#559, peak_opportunity); Piute (#617, overheated).
Utah insurance bands across counties: 14 low in Utah, 9 zero, 6 medium; Utah NFIP claims 50 in three years.
Utah counties in the peak phase (25): Beaver, Box Elder, Cache, Carbon, Daggett, Duchesne (Utah), Emery, Garfield, Grand, Iron, Juab, Kane (Utah), Millard, Piute, Rich, Salt Lake, San Juan, Sanpete (Utah), Sevier, Summit, Tooele, Uintah, Utah, Wasatch (Utah), Wayne.
Utah counties in the neutral phase (3): Davis, Morgan, Weber.
Utah counties in the contraction phase (1): Washington.
Utah permitted 25,666 housing units in twelve months; 98,646 Utah units sit vacant of 1,223,468.
Utah counties highest on the national opportunity index: Summit #130 (36.6/100, strong_buy); San Juan #388 (34.0/100, overheated); Grand #472 (33.6/100, overheated) in Utah; Kane #539 (33.2/100, peak_opportunity); Washington #559 (33.1/100, peak_opportunity); Piute #617 (32.8/100, overheated) in Utah; Beaver #746 (32.2/100, watchlist); Wayne #843 (31.8/100, early_signal); Carbon #1,340 (30.0/100, early_signal) in Utah; Garfield #1,359 (29.9/100, early_signal); Uintah #1,511 (29.4/100, early_signal); Rich #1,587 (29.1/100, early_signal) in Utah.
How the Utah county reports are scored: each Utah report reads its county's foreclosure filings, Utah tax-lien and tax-deed records, FHA mortgage delinquency in Utah (ninety-day rate 0.7%, December 2025), the FDIC stress of Utah lenders (45 chartered in Utah) and FEMA/NFIP pressure on Utah (50 NFIP claims, three years), then scores every Utah ZIP 0-100.
Summit County leads Utah on the opportunity index at #130 nationally with 9 scored ZIPs. Every Utah report is rebuilt monthly from public records; a Utah county whose data lapses keeps its Utah page and says so.