Surry County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Surry County, VA distress report, 2026: 10 ZIPs scored in Surry, VA, Surry, VA average 8/100; the top Surry, VA ZIP is 23842 at 13/100; Surry, VA market phase peak, Surry, VA prices +3.4% year over year.
- Surry, VA ranks #1,819 nationally (opportunity index); Surry, VA #49 in Virginia; Surry, VA index 28.4.
- Surry, VA: no CFPB county sample; Surry, VA metro area reading 1.1%.
- Surry, VA ZIP phases: 10 peak.
- Surry, VA residential listings tracked: 4 across 5 ZIPs; Surry, VA candidate listings 2.
- Surry, VA lenders on watch: 1; largest Surry, VA footprint Primis Bank (1 branch).
- Surry, VA most distressed ZIP: 23842 at 13/100.
Surry, VA figures: DLRadar distress index; Surry, VA inputs: CFPB, FHFA, HUD, FDIC; Surry, VA rebuilt as sources refresh.
| Rank | Surry, VA ZIP | Score |
|---|---|---|
| 1 | 23842 | 13/100 |
| 2 | 23430 | 9/100 |
| 3 | 23881 | 9/100 |
| 4 | 23866 | 8/100 |
| 5 | 23839 | 7/100 |
| 6 | 23846 | 7/100 |
| 7 | 23883 | 7/100 |
| 8 | 23888 | 7/100 |
| 9 | 23899 | 7/100 |
| 10 | 23890 | 6/100 |
Most distressed Surry, VA ZIPs (0-100, 2026)
Mortgage delinquency around Surry, VA
No CFPB county sample covers Surry, VA; the metro area reading for Surry, VA (Virginia Beach-Chesapeake-Norfolk, VA-NC): 1.1% ninety-plus; Surry, VA area thirty-to-eighty-nine 2.3% (December 2025, Surry, VA); Virginia overall 0.8%.
Opportunity index: Surry, VA
Surry, VA index 28.4, Surry, VA phase early_signal; Surry, VA primary driver vacancy, Surry, VA second driver construction. Surry, VA components: property stress 17.0, foreclosure pressure 17.7, listing discounts 24.2, bank stress 46.5, insurance 0.0; Surry, VA pulse 31.5; Surry, VA capital opportunity 23.8; Surry, VA seven-day change -0.1%.
ZIP market phases inside Surry, VA
10 Surry, VA ZIPs carry a price-cycle phase; Surry, VA ZIPs by phase (Surry, VA), deepest drawdown first: peak, +3.4% YoY (Surry, VA): 23430, 23839, 23846, 23883, Surry, VA 23899; peak, +3.1% YoY (Surry, VA): 23842; peak, +4.7% YoY (Surry, VA): 23866; peak, +3.3% YoY (Surry, VA): 23881; peak, +3.8% YoY (Surry, VA): 23888; peak, +3.2% YoY (Surry, VA): 23890.
Residential listings by Surry, VA ZIP
Surry, VA ZIPs with the most tracked Surry, VA residential listings: 23883 2 listings, 1 candidates, bank pressure 66; 23839 1 listings, 0 candidates, bank pressure 66; 23846 1 listings, 1 candidates, bank pressure 66; 23881 0 listings, 0 candidates, bank pressure 50 (Surry, VA); 23899 0 listings, 0 candidates, bank pressure 66. Surry, VA totals: 4 listings; Surry, VA candidates 2; active ZIPs 1.
Lenders with branches in Surry, VA
Surry, VA lenders by branch count: Primis Bank (Surry, VA): stress 66, 1 branch moderate in Surry, VA.
Vacancy and permits, Surry, VA
621 of 3,451 Surry, VA housing units are vacant; Surry, VA permits, twelve months: 0 multifamily units in Surry, VA, 39 one-to-four unit units.
Work Surry, VA at the parcel level
Every Surry, VA parcel carries owner and address; every Surry, VA parcel carries APN; Surry, VA distress scores sit on the Surry, VA live board.
Surry, VA figures refresh with each source.
Surry, VA questions
Most distressed ZIP code in Surry County, VA?
ZIP 23842 leads Surry, VA at 13/100; next in Surry, VA: 23430 at 9/100; the Surry, VA average is 8/100.
Where does Surry County, VA rank for investment opportunity?
Surry, VA is #1,819 among all ranked counties, #49 in Virginia; the Surry, VA driver is vacancy; Surry, VA moved up 142 places.
How many mortgages are delinquent in Surry County, VA?
Surry, VA takes the metro area reading of 1.1% for December 2025; no CFPB county sample covers Surry, VA.
Which banks lend in Surry County, VA?
1 watched lenders hold Surry, VA branches; the largest Surry, VA footprints are Primis Bank (1).
More on Surry, VA
Surry County, VA distress report: public-record figures for Surry, VA; not legal advice for Surry, VA; not tax or investment advice; verify every Surry, VA record before acting.