Suwannee County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Suwannee County, FL distress report, 2026: 9 ZIPs scored in Suwannee, FL, Suwannee, FL average 30/100; the top Suwannee, FL ZIP is 32055 at 32/100; Suwannee, FL market phase peak, Suwannee, FL prices +3.8% year over year.
- Suwannee, FL ranks #195 nationally (opportunity index); Suwannee, FL #25 in Florida; Suwannee, FL index 35.9.
- Suwannee, FL: no CFPB county sample; Suwannee, FL non-metro area reading 1.2%.
- Suwannee, FL ZIP phases: 9 peak.
- Suwannee, FL residential listings tracked: 19 across 5 ZIPs; Suwannee, FL candidate listings 3.
- Suwannee, FL HUD assisted properties: 1 with 70 units.
- Suwannee, FL lenders on watch: 3; largest Suwannee, FL footprint First Federal Bank (3 branches).
- Suwannee, FL most distressed ZIP: 32055 at 32/100.
Suwannee, FL figures: DLRadar distress index; Suwannee, FL inputs: CFPB, FHFA, HUD, FDIC; Suwannee, FL rebuilt as sources refresh.
| Rank | Suwannee, FL ZIP | Score |
|---|---|---|
| 1 | 32055 | 32/100 |
| 2 | 32024 | 31/100 |
| 3 | 32094 | 31/100 |
| 4 | 32060 | 30/100 |
| 5 | 32062 | 30/100 |
| 6 | 32064 | 30/100 |
| 7 | 32071 | 30/100 |
| 8 | 32096 | 29/100 |
| 9 | 32008 | 25/100 |
Most distressed Suwannee, FL ZIPs (0-100, 2026)
Mortgage delinquency around Suwannee, FL
No CFPB county sample covers Suwannee, FL; the non-metro area reading for Suwannee, FL: 1.2% ninety-plus; Suwannee, FL area thirty-to-eighty-nine 3.4% (December 2025, Suwannee, FL); Florida overall 1.2%.
Opportunity index: Suwannee, FL
Suwannee, FL index 35.9, Suwannee, FL phase peak_opportunity; Suwannee, FL primary driver vacancy, Suwannee, FL second driver bank institutional. Suwannee, FL components: property stress 32.1, foreclosure pressure 33.8, listing discounts 36.4, bank stress 56.4, insurance 0.0; Suwannee, FL pulse 40.0; Suwannee, FL capital opportunity 29.7; Suwannee, FL seven-day change +0.9%.
ZIP market phases inside Suwannee, FL
9 Suwannee, FL ZIPs carry a price-cycle phase; Suwannee, FL ZIPs by phase (Suwannee, FL), deepest drawdown first: peak, +2.8% YoY, 0.5% off peak (Suwannee, FL): 32008; peak, +0.6% YoY, 0.3% off peak (Suwannee, FL): 32055; peak, +1.2% YoY, 0.2% off peak (Suwannee, FL): 32024; peak, +2.0% YoY, 0.1% off peak (Suwannee, FL): 32096; peak, +3.4% YoY, 0.0% off peak (Suwannee, FL): 32094; peak, +3.8% YoY (Suwannee, FL): 32060, 32062, 32064, 32071.
Residential listings by Suwannee, FL ZIP
Suwannee, FL ZIPs with the most tracked Suwannee, FL residential listings: 32060 8 listings, 2 candidates, bank pressure 61; 32071 5 listings, 1 candidates, bank pressure 61; 32094 4 listings, 0 candidates, bank pressure 62; 32062 2 listings, 0 candidates, bank pressure 61 (Suwannee, FL); 32064 0 listings, 0 candidates, bank pressure 61. Suwannee, FL totals: 19 listings; Suwannee, FL candidates 3; active ZIPs 1.
HUD assisted housing in Suwannee, FL
1 assisted properties with 70 units sit in Suwannee, FL; largest Suwannee, FL properties: Mel Margo Apartments (Live Oak) 70 units.
Lenders with branches in Suwannee, FL
Suwannee, FL lenders by branch count: First Federal Bank (Suwannee, FL): stress 65, 3 branches low in Suwannee, FL; Lafayette State Bank (Suwannee, FL): stress 74, 2 branches low in Suwannee, FL; Capital City Bank (Suwannee, FL): stress 54, 1 branch low in Suwannee, FL.
Vacancy and permits, Suwannee, FL
3,069 of 19,181 Suwannee, FL housing units are vacant; Suwannee, FL permits, twelve months: 0 multifamily units in Suwannee, FL, 158 one-to-four unit units.
Work Suwannee, FL at the parcel level
Every Suwannee, FL parcel carries owner and address; every Suwannee, FL parcel carries APN; Suwannee, FL distress scores sit on the Suwannee, FL live board; Suwannee, FL lead lists by signal.
Suwannee, FL figures refresh with each source.
Suwannee, FL questions
Most distressed ZIP code in Suwannee County, FL?
ZIP 32055 leads Suwannee, FL at 32/100; next in Suwannee, FL: 32024 at 31/100; the Suwannee, FL average is 30/100.
Where does Suwannee County, FL rank for investment opportunity?
Suwannee, FL is #195 among all ranked counties, #25 in Florida; the Suwannee, FL driver is vacancy; Suwannee, FL moved up 179 places.
How many mortgages are delinquent in Suwannee County, FL?
Suwannee, FL takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Suwannee, FL.
Which banks lend in Suwannee County, FL?
3 watched lenders hold Suwannee, FL branches; the largest Suwannee, FL footprints are First Federal Bank (3), Lafayette State Bank (2), Capital City Bank (1).
More on Suwannee, FL
Suwannee County, FL distress report: public-record figures for Suwannee, FL; not legal advice for Suwannee, FL; not tax or investment advice; verify every Suwannee, FL record before acting.