Taos County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Taos County, NM distress report, 2026: 21 ZIPs scored in Taos, NM, Taos, NM average 18/100; the top Taos, NM ZIP is 87549 at 22/100; Taos, NM market phase peak, Taos, NM prices +1.9% year over year.
- Taos, NM ranks #1,259 nationally (opportunity index); Taos, NM #12 in New Mexico; Taos, NM index 30.3.
- Taos, NM: no CFPB county sample; Taos, NM state reading 1.1%.
- Taos, NM ZIP phases: 21 peak.
- Taos, NM residential listings tracked: 59 across 18 ZIPs; Taos, NM candidate listings 19.
- Taos, NM HUD assisted properties: 2 with 117 units.
- Taos, NM lenders on watch: 1; largest Taos, NM footprint Centinel Bank Of Taos (2 branches).
- Taos, NM most distressed ZIP: 87549 at 22/100.
Taos, NM figures: DLRadar distress index; Taos, NM inputs: CFPB, FHFA, HUD, FDIC; Taos, NM rebuilt as sources refresh.
| Rank | Taos, NM ZIP | Score |
|---|---|---|
| 1 | 87549 | 22/100 |
| 2 | 87521 | 21/100 |
| 3 | 87577 | 20/100 |
| 4 | 87531 | 19/100 |
| 5 | 87512 | 17/100 |
| 6 | 87513 | 17/100 |
| 7 | 87514 | 17/100 |
| 8 | 87517 | 17/100 |
| 9 | 87519 | 17/100 |
| 10 | 87524 | 17/100 |
| 11 | 87525 | 17/100 |
| 12 | 87529 | 17/100 |
Most distressed Taos, NM ZIPs (0-100, 2026)
Mortgage delinquency around Taos, NM
No CFPB county sample covers Taos, NM; the state reading for Taos, NM: 1.1% ninety-plus; Taos, NM area thirty-to-eighty-nine 2.4% (December 2025, Taos, NM).
Opportunity index: Taos, NM
Taos, NM index 30.3, Taos, NM phase early_signal; Taos, NM primary driver vacancy, Taos, NM second driver construction. Taos, NM components: property stress 22.6, foreclosure pressure 26.2, listing discounts 18.9, bank stress 43.3, insurance 0.0; Taos, NM pulse 34.8; Taos, NM capital opportunity 23.5; Taos, NM seven-day change +0.1%.
ZIP market phases inside Taos, NM
21 Taos, NM ZIPs carry a price-cycle phase; Taos, NM ZIPs by phase (Taos, NM), deepest drawdown first: peak, +1.9% YoY (Taos, NM): 87512, 87513, 87514, 87517, Taos, NM 87519, 87521, 87524, 87525, Taos, NM 87529, 87531, 87543, 87549, Taos, NM 87553, 87556, 87557, 87558.
Residential listings by Taos, NM ZIP
Taos, NM ZIPs with the most tracked Taos, NM residential listings: 87571 47 listings, 15 candidates, bank pressure 60; 87553 3 listings, 2 candidates, bank pressure 60; 87579 2 listings, 0 candidates, bank pressure 60; 87580 2 listings, 0 candidates, bank pressure 60 (Taos, NM); 87514 1 listings, 0 candidates, bank pressure 60; 87517 1 listings, 0 candidates, bank pressure 60; 87529 1 listings, 0 candidates, bank pressure 60; 87556 1 listings, 1 candidates, bank pressure 60. Taos, NM totals: 59 listings; Taos, NM candidates 19; active ZIPs 5.
HUD assisted housing in Taos, NM
2 assisted properties with 117 units sit in Taos, NM; largest Taos, NM properties: Loma Parda Apts-Risk Share (Taos) 60 units; El Cerrito Apartments (Taos) 57 units.
Lenders with branches in Taos, NM
Taos, NM lenders by branch count: Centinel Bank Of Taos (Taos, NM): stress 56, 2 branches moderate in Taos, NM.
Vacancy and permits, Taos, NM
5,701 of 21,250 Taos, NM housing units are vacant; Taos, NM permits, twelve months: 0 multifamily units in Taos, NM, 101 one-to-four unit units.
Work Taos, NM at the parcel level
Every Taos, NM parcel carries owner and address; every Taos, NM parcel carries APN; Taos, NM distress scores sit on the Taos, NM live board.
Taos, NM figures refresh with each source.
Taos, NM questions
Most distressed ZIP code in Taos County, NM?
ZIP 87549 leads Taos, NM at 22/100; next in Taos, NM: 87521 at 21/100; the Taos, NM average is 18/100.
Where does Taos County, NM rank for investment opportunity?
Taos, NM is #1,259 among all ranked counties, #12 in New Mexico; the Taos, NM driver is vacancy; Taos, NM moved down 92 places.
How many mortgages are delinquent in Taos County, NM?
Taos, NM takes the state reading of 1.1% for December 2025; no CFPB county sample covers Taos, NM.
Which banks lend in Taos County, NM?
1 watched lenders hold Taos, NM branches; the largest Taos, NM footprints are Centinel Bank Of Taos (2).
More on Taos, NM
Taos County, NM distress report: public-record figures for Taos, NM; not legal advice for Taos, NM; not tax or investment advice; verify every Taos, NM record before acting.