Taos County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Taos County, New Mexico? DLRadar grades every Taos County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Taos County breakdown.
- Taos County's most distressed ZIP is 87549 at 23/100.
- 21 ZIP codes tracked in Taos County, averaging 18/100 distress.
- Taos County reads peak — home values up 1.9% year over year.
- Vacancy runs 37% across Taos County's tracked ZIPs, with a 18.5% poverty rate.
- The typical Taos County home is worth about $350,254 against a ~$63,223 median income.
- Lending headwind in Taos County sits at 50/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 87549 | 23/100 |
| 2 | 87521 | 21/100 |
| 3 | 87531 | 20/100 |
| 4 | 87577 | 20/100 |
| 5 | 87512 | 17/100 |
| 6 | 87513 | 17/100 |
| 7 | 87514 | 17/100 |
| 8 | 87517 | 17/100 |
| 9 | 87519 | 17/100 |
| 10 | 87524 | 17/100 |
| 11 | 87525 | 17/100 |
| 12 | 87529 | 17/100 |
Most distressed ZIP codes in Taos County (composite distress 0-100, 2026)
What is driving Taos County distress
The Taos County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 18/100 ZIP average. No proprietary or modelled inputs enter the score.
Taos County market phase and pricing
DLRadar places Taos County in peak; prices moved up 1.9% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Taos County
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Common questions
What is the hardest-hit ZIP in Taos County?
ZIP 87549 leads Taos County at 23/100, recomputed monthly from public records.
How would you describe the Taos County market phase?
Taos County reads peak, with home prices up 1.9% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Taos County data come from?
Taos County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 21 ZIPs are comparable to anywhere else.
How much do distress scores vary between Taos County ZIP codes?
The county figure is a blend, not a description. Across the Taos County ZIPs DLRadar ranks, scores run from 23/100 in 87549 down to 17/100 in 87529, against a Taos County average of 18/100. A spread of 6 points means Taos County has to be worked ZIP by ZIP.
What do Taos County home values and vacancy say about distressed supply?
The typical Taos County home carries about $350,254 of value against a median household income near $63,223. Vacancy across Taos County's tracked ZIPs runs 37% and the poverty rate is 18.5%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Taos County's foreclosure and lien data and its 50/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.