Taylor County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Taylor County, Kentucky? DLRadar grades every Taylor County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Taylor County breakdown.
- Taylor County's most distressed ZIP is 42728 at 21/100.
- 6 ZIP codes tracked in Taylor County, averaging 15/100 distress.
- Taylor County reads peak — home values up 4.4% year over year.
- Vacancy runs 12.8% across Taylor County's tracked ZIPs, with a 18.2% poverty rate.
- The typical Taylor County home is worth about $152,240 against a ~$57,694 median income.
- Lending headwind in Taylor County sits at 32/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 42728 | 21/100 |
| 2 | 42716 | 15/100 |
| 3 | 42733 | 14/100 |
| 4 | 40009 | 13/100 |
| 5 | 42718 | 13/100 |
| 6 | 42758 | 12/100 |
Most distressed ZIP codes in Taylor County (composite distress 0-100, 2026)
What is driving Taylor County distress
The Taylor County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 15/100 ZIP average. No proprietary or modelled inputs enter the score.
Taylor County market phase and pricing
The cycle in Taylor County is peak, with values up 4.4% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Taylor County
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Common questions
Which Taylor County ZIP scores worst for distress?
ZIP 42728 leads Taylor County at 21/100, recomputed monthly from public records.
What stage of the price cycle is Taylor County at?
The market phase for Taylor County is peak, prices rising 4.4% on the year — derived from the FHFA House Price Index path.
How is the Taylor County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 6 Taylor County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Taylor County ZIP codes?
One county number flattens a wide range. Across the Taylor County ZIPs DLRadar ranks, scores run from 21/100 in 42728 down to 12/100 in 42758, against a Taylor County average of 15/100. A spread of 9 points means Taylor County has to be worked ZIP by ZIP.
What do Taylor County home values and vacancy say about distressed supply?
The typical Taylor County home carries about $152,240 of value against a median household income near $57,694. Vacancy across Taylor County's tracked ZIPs runs 12.8% and the poverty rate is 18.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Taylor County's foreclosure and tax-lien filings and its 32/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.