Tillamook County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Tillamook County, Oregon? DLRadar grades every Tillamook County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Tillamook County breakdown.
- Tillamook County's most distressed ZIP is 97102 at 29/100.
- 16 ZIP codes tracked in Tillamook County, averaging 26/100 distress.
- Tillamook County reads recovery — home values up 2.5% year over year.
- Vacancy runs 36.7% across Tillamook County's tracked ZIPs, with a 15.6% poverty rate.
- The typical Tillamook County home is worth about $463,175 against a ~$64,907 median income.
- Lending headwind in Tillamook County sits at 63/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 97102 | 29/100 |
| 2 | 97131 | 27/100 |
| 3 | 97368 | 27/100 |
| 4 | 97107 | 26/100 |
| 5 | 97108 | 26/100 |
| 6 | 97112 | 26/100 |
| 7 | 97118 | 26/100 |
| 8 | 97122 | 26/100 |
| 9 | 97130 | 26/100 |
| 10 | 97134 | 26/100 |
| 11 | 97135 | 26/100 |
| 12 | 97136 | 26/100 |
Most distressed ZIP codes in Tillamook County (composite distress 0-100, 2026)
What is driving Tillamook County distress
Tillamook County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 26/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Tillamook County market phase and pricing
Phase for Tillamook County: recovery (+2.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Tillamook County
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Frequently asked
Which part of Tillamook County, OR scores highest for distress?
ZIP 97102 leads Tillamook County at 29/100, recomputed monthly from public records.
What market phase is Tillamook County in?
Phase for Tillamook County: recovery, tracking a 2.5% gain year over year, read off the FHFA index.
What are the sources behind these Tillamook County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 16 Tillamook County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Tillamook County ZIP codes?
A county average hides the spread. Across the Tillamook County ZIPs DLRadar ranks, scores run from 29/100 in 97102 down to 26/100 in 97136, against a Tillamook County average of 26/100. Because the gap runs to 3 points, Tillamook County rewards ZIP-level precision.
What do Tillamook County home values and vacancy say about distressed supply?
The typical Tillamook County home carries about $463,175 of value against a median household income near $64,907. Vacancy across Tillamook County's tracked ZIPs runs 36.7% and the poverty rate is 15.6%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Tillamook County's foreclosure and lien filings and its 63/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.