Tillamook County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Tillamook County, OR distress report, 2026: 16 ZIPs scored in Tillamook, OR, Tillamook, OR average 27/100; the top Tillamook, OR ZIP is 97102 at 29/100; Tillamook, OR market phase recovery, Tillamook, OR prices +2.5% year over year.
- Tillamook, OR ranks #620 nationally (opportunity index); Tillamook, OR #2 in Oregon; Tillamook, OR index 32.8.
- Tillamook, OR: no CFPB county sample; Tillamook, OR state reading 0.6%.
- Tillamook, OR ZIP phases: 14 recovery, 2 peak.
- Tillamook, OR residential listings tracked: 22 across 13 ZIPs; Tillamook, OR candidate listings 12.
- Tillamook, OR lenders on watch: 2; largest Tillamook, OR footprint Oregon Coast Bank (2 branches).
- Tillamook, OR most distressed ZIP: 97102 at 29/100.
Tillamook, OR figures: DLRadar distress index; Tillamook, OR inputs: CFPB, FHFA, HUD, FDIC; Tillamook, OR rebuilt as sources refresh.
| Rank | Tillamook, OR ZIP | Score |
|---|---|---|
| 1 | 97102 | 29/100 |
| 2 | 97131 | 28/100 |
| 3 | 97107 | 27/100 |
| 4 | 97108 | 27/100 |
| 5 | 97112 | 27/100 |
| 6 | 97118 | 27/100 |
| 7 | 97122 | 27/100 |
| 8 | 97130 | 27/100 |
| 9 | 97134 | 27/100 |
| 10 | 97135 | 27/100 |
| 11 | 97136 | 27/100 |
| 12 | 97141 | 27/100 |
Most distressed Tillamook, OR ZIPs (0-100, 2026)
Mortgage delinquency around Tillamook, OR
No CFPB county sample covers Tillamook, OR; the state reading for Tillamook, OR: 0.6% ninety-plus; Tillamook, OR area thirty-to-eighty-nine 1.2% (December 2025, Tillamook, OR).
Opportunity index: Tillamook, OR
Tillamook, OR index 32.8, Tillamook, OR phase overheated; Tillamook, OR primary driver vacancy, Tillamook, OR second driver bank institutional. Tillamook, OR components: property stress 31.7, foreclosure pressure 34.1, listing discounts 19.6, bank stress 48.9, insurance 0.0; Tillamook, OR pulse 38.4; Tillamook, OR capital opportunity 24.4; Tillamook, OR seven-day change -0.5%.
ZIP market phases inside Tillamook, OR
16 Tillamook, OR ZIPs carry a price-cycle phase; Tillamook, OR ZIPs by phase (Tillamook, OR), deepest drawdown first: peak, +0.3% YoY, 0.3% off peak (Tillamook, OR): 97347; recovery, +1.6% YoY (Tillamook, OR): 97102; recovery, +2.5% YoY (Tillamook, OR): 97107, 97108, 97112, 97118, Tillamook, OR 97122, 97130, 97134, 97135, Tillamook, OR 97136, 97141, 97147, 97149; recovery, +2.3% YoY (Tillamook, OR): 97131; peak, +1.3% YoY (Tillamook, OR): 97368.
Residential listings by Tillamook, OR ZIP
Tillamook, OR ZIPs with the most tracked Tillamook, OR residential listings: 97141 11 listings, 7 candidates, bank pressure 65; 97136 4 listings, 2 candidates, bank pressure 65; 97118 2 listings, 0 candidates, bank pressure 65; 97131 2 listings, 1 candidates, bank pressure 64 (Tillamook, OR); 97149 2 listings, 2 candidates, bank pressure 65; 97112 1 listings, 0 candidates, bank pressure 65; 97107 0 listings, 0 candidates, bank pressure 65; 97108 0 listings, 0 candidates, bank pressure 65. Tillamook, OR totals: 22 listings; Tillamook, OR candidates 12; active ZIPs 2.
Lenders with branches in Tillamook, OR
Tillamook, OR lenders by branch count: Oregon Coast Bank (Tillamook, OR): stress 71, 2 branches moderate in Tillamook, OR; Columbia Bank (Tillamook, OR): stress 58, 1 branch moderate in Tillamook, OR.
Vacancy and permits, Tillamook, OR
7,277 of 19,213 Tillamook, OR housing units are vacant; Tillamook, OR permits, twelve months: 0 multifamily units in Tillamook, OR, 79 one-to-four unit units.
Work Tillamook, OR at the parcel level
Every Tillamook, OR parcel carries owner and address; every Tillamook, OR parcel carries APN; Tillamook, OR distress scores sit on the Tillamook, OR live board.
Tillamook, OR figures refresh with each source.
Tillamook, OR questions
Most distressed ZIP code in Tillamook County, OR?
ZIP 97102 leads Tillamook, OR at 29/100; next in Tillamook, OR: 97131 at 28/100; the Tillamook, OR average is 27/100.
Where does Tillamook County, OR rank for investment opportunity?
Tillamook, OR is #620 among all ranked counties, #2 in Oregon; the Tillamook, OR driver is vacancy; Tillamook, OR moved down 162 places.
How many mortgages are delinquent in Tillamook County, OR?
Tillamook, OR takes the state reading of 0.6% for December 2025; no CFPB county sample covers Tillamook, OR.
Which banks lend in Tillamook County, OR?
2 watched lenders hold Tillamook, OR branches; the largest Tillamook, OR footprints are Oregon Coast Bank (2), Columbia Bank (1).
More on Tillamook, OR
Tillamook County, OR distress report: public-record figures for Tillamook, OR; not legal advice for Tillamook, OR; not tax or investment advice; verify every Tillamook, OR record before acting.