Todd County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Todd County, Kentucky? DLRadar grades every Todd County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Todd County breakdown.
- Todd County's most distressed ZIP is 42266 at 30/100.
- 9 ZIP codes tracked in Todd County, averaging 22/100 distress.
- Todd County reads expansion — home values up 5.3% year over year.
- Vacancy runs 17.8% across Todd County's tracked ZIPs, with a 20.2% poverty rate.
- The typical Todd County home is worth about $202,822 against a ~$63,274 median income.
- Lending headwind in Todd County sits at 39/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 42266 | 30/100 |
| 2 | 42265 | 23/100 |
| 3 | 42256 | 22/100 |
| 4 | 42345 | 22/100 |
| 5 | 42204 | 21/100 |
| 6 | 42286 | 20/100 |
| 7 | 42220 | 19/100 |
| 8 | 42234 | 19/100 |
| 9 | 42280 | 19/100 |
Most distressed ZIP codes in Todd County (composite distress 0-100, 2026)
What is driving Todd County distress
DLRadar builds Todd County's distress picture only from records anyone can pull; its ZIPs average 22/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Todd County market phase and pricing
The cycle in Todd County is expansion, with values up 5.3% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Todd County
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Frequently asked
What is the most distressed ZIP code in Todd County, KY?
ZIP 42266 leads Todd County at 30/100, recomputed monthly from public records.
How would you describe the Todd County market phase?
FHFA price-index movement places Todd County in expansion; prices are up 5.3% over twelve months.
Where does the Todd County data come from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 9 Todd County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Todd County ZIP codes?
The county figure is a blend, not a description. Across the Todd County ZIPs DLRadar ranks, scores run from 30/100 in 42266 down to 19/100 in 42280, against a Todd County average of 22/100. With 11 points between best and worst, county-level targeting in Todd County wastes effort.
What do Todd County home values and vacancy say about distressed supply?
The typical Todd County home carries about $202,822 of value against a median household income near $63,274. Vacancy across Todd County's tracked ZIPs runs 17.8% and the poverty rate is 20.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Todd County's foreclosure and tax-lien filings and its 39/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.