Todd County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Todd County, Minnesota? DLRadar grades every Todd County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Todd County breakdown.
- Todd County's most distressed ZIP is 56378 at 21/100.
- 19 ZIP codes tracked in Todd County, averaging 17/100 distress.
- Todd County reads peak — home values up 3.4% year over year.
- Vacancy runs 21.7% across Todd County's tracked ZIPs, with a 12.2% poverty rate.
- The typical Todd County home is worth about $213,200 against a ~$64,748 median income.
- Lending headwind in Todd County sits at 63/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 56378 | 21/100 |
| 2 | 56382 | 20/100 |
| 3 | 56443 | 19/100 |
| 4 | 56318 | 18/100 |
| 5 | 56336 | 18/100 |
| 6 | 56347 | 18/100 |
| 7 | 56437 | 18/100 |
| 8 | 56446 | 18/100 |
| 9 | 56453 | 18/100 |
| 10 | 56466 | 18/100 |
| 11 | 56360 | 17/100 |
| 12 | 56389 | 17/100 |
Most distressed ZIP codes in Todd County (composite distress 0-100, 2026)
What is driving Todd County distress
Todd County's placement in the national index rests on public filings — a 17/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Todd County market phase and pricing
Todd County reads peak — home prices rose 3.4% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Todd County
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Frequently asked
Where is distress highest inside Todd County, MN?
ZIP 56378 leads Todd County at 21/100, recomputed monthly from public records.
Which phase does Todd County sit in right now?
The market phase for Todd County is peak, prices rising 3.4% on the year — derived from the FHFA House Price Index path.
What is this Todd County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 19 Todd County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Todd County ZIP codes?
The county figure is a blend, not a description. Across the Todd County ZIPs DLRadar ranks, scores run from 21/100 in 56378 down to 17/100 in 56389, against a Todd County average of 17/100. With 4 points between best and worst, county-level targeting in Todd County wastes effort.
What do Todd County home values and vacancy say about distressed supply?
The typical Todd County home carries about $213,200 of value against a median household income near $64,748. Vacancy across Todd County's tracked ZIPs runs 21.7% and the poverty rate is 12.2%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Todd County's foreclosure and lien data and its 63/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.