Toole County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Toole County, Montana? DLRadar grades every Toole County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Toole County breakdown.
- Toole County's most distressed ZIP is 59456 at 14/100.
- 10 ZIP codes tracked in Toole County, averaging 7/100 distress.
- Toole County reads peak — home values up 2.2% year over year.
- Vacancy runs 26.4% across Toole County's tracked ZIPs, with a 14.4% poverty rate.
- The typical Toole County home is worth about $203,300 against a ~$58,749 median income.
- Lending headwind in Toole County sits at 20/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 59456 | 14/100 |
| 2 | 59427 | 7/100 |
| 3 | 59435 | 7/100 |
| 4 | 59454 | 7/100 |
| 5 | 59466 | 7/100 |
| 6 | 59474 | 7/100 |
| 7 | 59482 | 7/100 |
| 8 | 59484 | 7/100 |
| 9 | 59444 | 6/100 |
| 10 | 59545 | 3/100 |
Most distressed ZIP codes in Toole County (composite distress 0-100, 2026)
What is driving Toole County distress
The Toole County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 7/100 ZIP average. No proprietary or modelled inputs enter the score.
Toole County market phase and pricing
Toole County reads peak — home prices rose 2.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Toole County
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Questions and answers
Which Toole County ZIP scores worst for distress?
ZIP 59456 leads Toole County at 14/100, recomputed monthly from public records.
What market phase is Toole County in?
Toole County currently sits in peak, with values up 2.2% year on year, based on FHFA price-index trajectory.
What are the sources behind these Toole County numbers?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 10 Toole County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Toole County ZIP codes?
Averaging the county conceals how uneven it is. Across the Toole County ZIPs DLRadar ranks, scores run from 14/100 in 59456 down to 3/100 in 59545, against a Toole County average of 7/100. A spread of 11 points means Toole County has to be worked ZIP by ZIP.
What do Toole County home values and vacancy say about distressed supply?
The typical Toole County home carries about $203,300 of value against a median household income near $58,749. Vacancy across Toole County's tracked ZIPs runs 26.4% and the poverty rate is 14.4%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Toole County's foreclosure and tax-lien filings and its 20/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.