Towner County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Towner County, North Dakota? DLRadar grades every Towner County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 13/100. Here is the 2026 Towner County breakdown.
- Towner County's most distressed ZIP is 58346 at 13/100.
- 13 ZIP codes tracked in Towner County, averaging 4/100 distress.
- Towner County reads peak — home values up 4.2% year over year.
- Vacancy runs 29.8% across Towner County's tracked ZIPs, with a 14.2% poverty rate.
- The typical Towner County home is worth about $122,900 against a ~$63,546 median income.
- Lending headwind in Towner County sits at 71/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 58346 | 13/100 |
| 2 | 58324 | 11/100 |
| 3 | 58310 | 7/100 |
| 4 | 58367 | 5/100 |
| 5 | 58377 | 3/100 |
| 6 | 58323 | 2/100 |
| 7 | 58352 | 2/100 |
| 8 | 58363 | 2/100 |
| 9 | 58317 | 1/100 |
| 10 | 58331 | 1/100 |
| 11 | 58339 | 1/100 |
| 12 | 58365 | 1/100 |
Most distressed ZIP codes in Towner County (composite distress 0-100, 2026)
What is driving Towner County distress
The Towner County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 4/100 ZIP average. No proprietary or modelled inputs enter the score.
Towner County market phase and pricing
DLRadar places Towner County in peak; prices moved up 4.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Towner County
Browse the full Towner County distress data free, or start a 60-minute exploration to unlock the scored distressed properties inside each ZIP — no card charged today.
No card charged today · explore every module with live data.
What people ask
What is the most distressed ZIP code in Towner County, ND?
ZIP 58346 leads Towner County at 13/100, recomputed monthly from public records.
How would you describe the Towner County market phase?
Towner County reads peak, with home prices up 4.2% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Towner County data come from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 13 ZIP codes in Towner County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Towner County ZIP codes?
A county average hides the spread. Across the Towner County ZIPs DLRadar ranks, scores run from 13/100 in 58346 down to 1/100 in 58365, against a Towner County average of 4/100. With 12 points between best and worst, county-level targeting in Towner County wastes effort.
What do Towner County home values and vacancy say about distressed supply?
The typical Towner County home carries about $122,900 of value against a median household income near $63,546. Vacancy across Towner County's tracked ZIPs runs 29.8% and the poverty rate is 14.2%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Towner County's foreclosure and tax-lien filings and its 71/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.