Towner County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Towner County, ND distress report, 2026: 13 ZIPs scored in Towner, ND, Towner, ND average 4/100; the top Towner, ND ZIP is 58346 at 13/100; Towner, ND market phase peak, Towner, ND prices +4.2% year over year.
- Towner, ND ranks #2,003 nationally (opportunity index); Towner, ND #28 in North Dakota; Towner, ND index 27.7.
- Towner, ND: no CFPB county sample; Towner, ND state reading 0.6%.
- Towner, ND ZIP phases: 13 peak.
- Towner, ND residential listings tracked: 0 across 7 ZIPs; Towner, ND candidate listings 0.
- Towner, ND lenders on watch: 2; largest Towner, ND footprint First United Bank (4 branches).
- Towner, ND most distressed ZIP: 58346 at 13/100.
Towner, ND figures: DLRadar distress index; Towner, ND inputs: CFPB, FHFA, HUD, FDIC; Towner, ND rebuilt as sources refresh.
| Rank | Towner, ND ZIP | Score |
|---|---|---|
| 1 | 58346 | 13/100 |
| 2 | 58324 | 11/100 |
| 3 | 58310 | 7/100 |
| 4 | 58367 | 5/100 |
| 5 | 58377 | 3/100 |
| 6 | 58323 | 2/100 |
| 7 | 58352 | 2/100 |
| 8 | 58363 | 2/100 |
| 9 | 58317 | 1/100 |
| 10 | 58331 | 1/100 |
| 11 | 58339 | 1/100 |
| 12 | 58365 | 1/100 |
Most distressed Towner, ND ZIPs (0-100, 2026)
Mortgage delinquency around Towner, ND
No CFPB county sample covers Towner, ND; the state reading for Towner, ND: 0.6% ninety-plus; Towner, ND area thirty-to-eighty-nine 1.3% (December 2025, Towner, ND).
Opportunity index: Towner, ND
Towner, ND index 27.7, Towner, ND phase weak; Towner, ND primary driver vacancy, Towner, ND second driver bank institutional. Towner, ND components: property stress 17.6, foreclosure pressure 16.7, listing discounts 12.3, bank stress 58.3, insurance 0.0; Towner, ND pulse 35.0; Towner, ND capital opportunity 16.8; Towner, ND seven-day change +0.1%.
ZIP market phases inside Towner, ND
13 Towner, ND ZIPs carry a price-cycle phase; Towner, ND ZIPs by phase (Towner, ND), deepest drawdown first: peak, +4.2% YoY, 0.0% off peak (Towner, ND): 58317, 58323, 58324, 58331, Towner, ND 58339, 58346, 58352, 58363, Towner, ND 58365, 58367, 58372, 58377, Towner, ND 58310.
Residential listings by Towner, ND ZIP
Towner, ND ZIPs with the most tracked Towner, ND residential listings: 58317 0 listings, 0 candidates, bank pressure 59; 58324 0 listings, 0 candidates, bank pressure 59; 58331 0 listings, 0 candidates, bank pressure 59; 58339 0 listings, 0 candidates, bank pressure 59 (Towner, ND); 58363 0 listings, 0 candidates, bank pressure 59; 58365 0 listings, 0 candidates, bank pressure 59; 58372 0 listings, 0 candidates, bank pressure 58. Towner, ND totals: 0 listings; Towner, ND candidates 0; active ZIPs 0.
Lenders with branches in Towner, ND
Towner, ND lenders by branch count: First United Bank (Towner, ND): stress 56, 4 branches low in Towner, ND; Bravera Bank (Towner, ND): stress 61, 1 branch low in Towner, ND.
Vacancy and permits, Towner, ND
266 of 1,255 Towner, ND housing units are vacant.
Work Towner, ND at the parcel level
Every Towner, ND parcel carries owner and address; every Towner, ND parcel carries APN; Towner, ND distress scores sit on the Towner, ND live board.
Towner, ND figures refresh with each source.
Towner, ND questions
Most distressed ZIP code in Towner County, ND?
ZIP 58346 leads Towner, ND at 13/100; next in Towner, ND: 58324 at 11/100; the Towner, ND average is 4/100.
Where does Towner County, ND rank for investment opportunity?
Towner, ND is #2,003 among all ranked counties, #28 in North Dakota; the Towner, ND driver is vacancy; Towner, ND moved down 891 places.
How many mortgages are delinquent in Towner County, ND?
Towner, ND takes the state reading of 0.6% for December 2025; no CFPB county sample covers Towner, ND.
Which banks lend in Towner County, ND?
2 watched lenders hold Towner, ND branches; the largest Towner, ND footprints are First United Bank (4), Bravera Bank (1).
More on Towner, ND
Towner County, ND distress report: public-record figures for Towner, ND; not legal advice for Towner, ND; not tax or investment advice; verify every Towner, ND record before acting.