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Where distress is building, which way the cycle is turning, and what is live now.

Union County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Union County, Georgia? DLRadar grades every Union County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Union County breakdown.

  • Union County's most distressed ZIP is 30512 at 25/100.
  • 4 ZIP codes tracked in Union County, averaging 24/100 distress.
  • Union County reads peak — home values up 2.5% year over year.
  • Vacancy runs 40.5% across Union County's tracked ZIPs, with a 12.1% poverty rate.
  • The typical Union County home is worth about $320,750 against a ~$64,488 median income.
  • Lending headwind in Union County sits at 23/100 — a forward read on distressed supply.

Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).

RankZIPComposite distress
13051225/100
23056025/100
33057225/100
43058221/100

Most distressed ZIP codes in Union County (composite distress 0-100, 2026)

What is driving Union County distress

The Union County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 24/100 ZIP average. No proprietary or modelled inputs enter the score.

Union County market phase and pricing

Union County reads peak — home prices rose 2.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.

See the distressed properties behind the data in Union County

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Common questions

What is the hardest-hit ZIP in Union County?

ZIP 30512 leads Union County at 25/100, recomputed monthly from public records.

Where is Union County in the housing cycle?

Phase for Union County: peak, tracking a 2.5% gain year over year, read off the FHFA index.

Can the Union County figures be verified?

The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 4 ZIP codes in Union County run through the identical model used nationwide, the figures compare directly against any other market.

How much do distress scores vary between Union County ZIP codes?

A single county score papers over real variation. Across the Union County ZIPs DLRadar ranks, scores run from 25/100 in 30512 down to 21/100 in 30582, against a Union County average of 24/100. That 4-point gap is why acquisition targeting in Union County works at ZIP level rather than county level.

What do Union County home values and vacancy say about distressed supply?

The typical Union County home carries about $320,750 of value against a median household income near $64,488. Vacancy across Union County's tracked ZIPs runs 40.5% and the poverty rate is 12.1%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Union County's foreclosure and lien filings and its 23/100 lending headwind.

Related

Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.

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