Union County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Union County, IA distress report, 2026: 11 ZIPs scored in Union, IA, Union, IA average 10/100; the top Union, IA ZIP is 50149 at 16/100; Union, IA market phase peak, Union, IA prices +2.5% year over year.
- Union, IA ranks #2,840 nationally (opportunity index); Union, IA #80 in Iowa; Union, IA index 24.2.
- Union, IA: no CFPB county sample; Union, IA non-metro area reading 0.7%.
- Union, IA ZIP phases: 11 peak.
- Union, IA residential listings tracked: 2 across 6 ZIPs; Union, IA candidate listings 0.
- Union, IA HUD assisted properties: 2 with 68 units.
- Union, IA lenders on watch: 4; largest Union, IA footprint Northwest Bank (3 branches).
- Union, IA most distressed ZIP: 50149 at 16/100.
Union, IA figures: DLRadar distress index; Union, IA inputs: CFPB, FHFA, HUD, FDIC; Union, IA rebuilt as sources refresh.
| Rank | Union, IA ZIP | Score |
|---|---|---|
| 1 | 50149 | 16/100 |
| 2 | 50254 | 11/100 |
| 3 | 50801 | 11/100 |
| 4 | 50830 | 11/100 |
| 5 | 50831 | 11/100 |
| 6 | 50842 | 11/100 |
| 7 | 50174 | 10/100 |
| 8 | 50851 | 9/100 |
| 9 | 50861 | 9/100 |
| 10 | 50845 | 8/100 |
| 11 | 50074 | 5/100 |
Most distressed Union, IA ZIPs (0-100, 2026)
Mortgage delinquency around Union, IA
No CFPB county sample covers Union, IA; the non-metro area reading for Union, IA: 0.7% ninety-plus; Union, IA area thirty-to-eighty-nine 2.1% (December 2025, Union, IA); Iowa overall 0.9%.
Opportunity index: Union, IA
Union, IA index 24.2, Union, IA phase weak; Union, IA primary driver vacancy, Union, IA second driver bank institutional. Union, IA components: property stress 15.2, foreclosure pressure 14.9, listing discounts 20.4, bank stress 56.3, insurance 0.0; Union, IA pulse 27.0; Union, IA capital opportunity 19.9.
ZIP market phases inside Union, IA
11 Union, IA ZIPs carry a price-cycle phase; Union, IA ZIPs by phase (Union, IA), deepest drawdown first: peak, +2.5% YoY (Union, IA): 50074, 50174, 50254, 50801, Union, IA 50830, 50831, 50842, 50845, Union, IA 50851, 50861; peak, +2.3% YoY (Union, IA): 50149.
Residential listings by Union, IA ZIP
Union, IA ZIPs with the most tracked Union, IA residential listings: 50801 2 listings, 0 candidates, bank pressure 57; 50254 0 listings, 0 candidates, bank pressure 62; 50830 0 listings, 0 candidates, bank pressure 62; 50831 0 listings, 0 candidates, bank pressure 62 (Union, IA); 50842 0 listings, 0 candidates, bank pressure 62; 50861 0 listings, 0 candidates, bank pressure 63. Union, IA totals: 2 listings; Union, IA candidates 0; active ZIPs 1.
HUD assisted housing in Union, IA
2 assisted properties with 68 units sit in Union, IA; largest Union, IA properties: Green Valley Manor (Creston) 48 units, 47 assisted; Autumn House Apartments (Creston) 20 units, 20 assisted.
Lenders with branches in Union, IA
Union, IA lenders by branch count: Northwest Bank (Union, IA): stress 64, 3 branches low in Union, IA; Iowa State Savings Bank (Union, IA): stress 63, 2 branches low in Union, IA; Pcsb Bank (Union, IA): stress 75, 1 branch low in Union, IA; State Savings Bank (Union, IA): stress 51, 1 branch low in Union, IA.
Vacancy and permits, Union, IA
669 of 5,785 Union, IA housing units are vacant; Union, IA permits, twelve months: 15 multifamily units in Union, IA, 4 one-to-four unit units.
Work Union, IA at the parcel level
Every Union, IA parcel carries owner and address; every Union, IA parcel carries APN; Union, IA distress scores sit on the Union, IA live board.
Union, IA figures refresh with each source.
Union, IA questions
Most distressed ZIP code in Union County, IA?
ZIP 50149 leads Union, IA at 16/100; next in Union, IA: 50254 at 11/100; the Union, IA average is 10/100.
Where does Union County, IA rank for investment opportunity?
Union, IA is #2,840 among all ranked counties, #80 in Iowa; the Union, IA driver is vacancy; Union, IA moved down 2 places.
How many mortgages are delinquent in Union County, IA?
Union, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Union, IA.
Which banks lend in Union County, IA?
4 watched lenders hold Union, IA branches; the largest Union, IA footprints are Northwest Bank (3), Iowa State Savings Bank (2), Pcsb Bank (1).
More on Union, IA
Union County, IA distress report: public-record figures for Union, IA; not legal advice for Union, IA; not tax or investment advice; verify every Union, IA record before acting.