Union County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Union County, Illinois? DLRadar grades every Union County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Union County breakdown.
- Union County's most distressed ZIP is 62902 at 20/100.
- 13 ZIP codes tracked in Union County, averaging 10/100 distress.
- Union County reads expansion — home values up 5.3% year over year.
- Vacancy runs 18.4% across Union County's tracked ZIPs, with a 15.6% poverty rate.
- The typical Union County home is worth about $130,027 against a ~$60,288 median income.
- Lending headwind in Union County sits at 51/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 62902 | 20/100 |
| 2 | 62958 | 18/100 |
| 3 | 62939 | 11/100 |
| 4 | 62905 | 10/100 |
| 5 | 62957 | 10/100 |
| 6 | 62920 | 9/100 |
| 7 | 62926 | 9/100 |
| 8 | 62906 | 8/100 |
| 9 | 62912 | 8/100 |
| 10 | 62923 | 8/100 |
| 11 | 62952 | 8/100 |
| 12 | 62961 | 8/100 |
Most distressed ZIP codes in Union County (composite distress 0-100, 2026)
What is driving Union County distress
DLRadar builds Union County's distress picture only from records anyone can pull; its ZIPs average 10/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Union County market phase and pricing
DLRadar places Union County in expansion; prices moved up 5.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Union County
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Frequently asked questions
Where is distress highest inside Union County, IL?
ZIP 62902 leads Union County at 20/100, recomputed monthly from public records.
Where is Union County in the housing cycle?
Union County currently sits in expansion, with values up 5.3% year on year, based on FHFA price-index trajectory.
How is the Union County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 13 Union County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Union County ZIP codes?
One county number flattens a wide range. Across the Union County ZIPs DLRadar ranks, scores run from 20/100 in 62902 down to 8/100 in 62961, against a Union County average of 10/100. Those 12 points separate the ZIPs worth working in Union County from the rest.
What do Union County home values and vacancy say about distressed supply?
The typical Union County home carries about $130,027 of value against a median household income near $60,288. Vacancy across Union County's tracked ZIPs runs 18.4% and the poverty rate is 15.6%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Union County's foreclosure and tax-lien record and its 51/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.