Union County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Union County, KY distress report, 2026: 5 ZIPs scored in Union, KY, Union, KY average 19/100; the top Union, KY ZIP is 42462 at 23/100; Union, KY market phase expansion, Union, KY prices +5.3% year over year.
- Union, KY ranks #545 nationally (opportunity index); Union, KY #42 in Kentucky; Union, KY index 33.2.
- Union, KY: no CFPB county sample; Union, KY non-metro area reading 1.1%.
- Union, KY ZIP phases: 4 expansion, 1 neutral.
- Union, KY residential listings tracked: 2 across 4 ZIPs; Union, KY candidate listings 1.
- Union, KY HUD assisted properties: 2 with 86 units.
- Union, KY lenders on watch: 2; largest Union, KY footprint United Cmty Bank Of W Ky Inc (3 branches).
- Union, KY most distressed ZIP: 42462 at 23/100.
Union, KY figures: DLRadar distress index; Union, KY inputs: CFPB, FHFA, HUD, FDIC; Union, KY rebuilt as sources refresh.
| Rank | Union, KY ZIP | Score |
|---|---|---|
| 1 | 42462 | 23/100 |
| 2 | 42404 | 20/100 |
| 3 | 42461 | 20/100 |
| 4 | 42437 | 17/100 |
| 5 | 42459 | 17/100 |
Most distressed Union, KY ZIPs (0-100, 2026)
Mortgage delinquency around Union, KY
No CFPB county sample covers Union, KY; the non-metro area reading for Union, KY: 1.1% ninety-plus; Union, KY area thirty-to-eighty-nine 3.0% (December 2025, Union, KY); Kentucky overall 1.0%.
Opportunity index: Union, KY
Union, KY index 33.2, Union, KY phase peak_opportunity; Union, KY primary driver vacancy, Union, KY second driver bank institutional. Union, KY components: property stress 26.4, foreclosure pressure 26.9, listing discounts 41.2, bank stress 57.3, insurance 0.0; Union, KY pulse 35.1; Union, KY capital opportunity 30.3; Union, KY seven-day change +1.2%.
ZIP market phases inside Union, KY
5 Union, KY ZIPs carry a price-cycle phase; Union, KY ZIPs by phase (Union, KY), deepest drawdown first: neutral, +4.5% YoY (Union, KY): 42404; expansion, +5.3% YoY (Union, KY): 42437, 42459, 42461; expansion, +5.0% YoY (Union, KY): 42462.
Residential listings by Union, KY ZIP
Union, KY ZIPs with the most tracked Union, KY residential listings: 42437 1 listings, 0 candidates, bank pressure 66; 42461 1 listings, 1 candidates, bank pressure 62; 42459 0 listings, 0 candidates, bank pressure 63; 42462 0 listings, 0 candidates, bank pressure 62 (Union, KY). Union, KY totals: 2 listings; Union, KY candidates 1; active ZIPs 2.
HUD assisted housing in Union, KY
2 assisted properties with 86 units sit in Union, KY; largest Union, KY properties: Kelly Brook Apts (Sturgis) 44 units, 44 assisted; Northside Apartments (Morganfield) 42 units, 42 assisted.
Lenders with branches in Union, KY
Union, KY lenders by branch count: United Cmty Bank Of W Ky Inc (Union, KY): stress 64, 3 branches low in Union, KY; Planters Bank Inc (Union, KY): stress 59, 2 branches low in Union, KY.
Vacancy and permits, Union, KY
648 of 5,846 Union, KY housing units are vacant.
Work Union, KY at the parcel level
Every Union, KY parcel carries owner and address; every Union, KY parcel carries APN; Union, KY distress scores sit on the Union, KY live board.
Union, KY figures refresh with each source.
Union, KY questions
Most distressed ZIP code in Union County, KY?
ZIP 42462 leads Union, KY at 23/100; next in Union, KY: 42404 at 20/100; the Union, KY average is 19/100.
Where does Union County, KY rank for investment opportunity?
Union, KY is #545 among all ranked counties, #42 in Kentucky; the Union, KY driver is vacancy; Union, KY moved up 622 places.
How many mortgages are delinquent in Union County, KY?
Union, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Union, KY.
Which banks lend in Union County, KY?
2 watched lenders hold Union, KY branches; the largest Union, KY footprints are United Cmty Bank Of W Ky Inc (3), Planters Bank Inc (2).
More on Union, KY
Union County, KY distress report: public-record figures for Union, KY; not legal advice for Union, KY; not tax or investment advice; verify every Union, KY record before acting.